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RAK Car Insurance

RAKBANK’s RAK Insurance is one of the best providers in all Emirates. Its comprehensive car insurance package comes with a wide range of coverage at competitive prices. RAK insurance plans are tailored-made and can be customized according to the policy buyer’s requirements. The company has specialized underwriting terms and conditions and also offers pro-rata refunds in case of cancellation. Besides, add-on plans are also available to enhance the safety of vehicles.read more ...read more

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RAK car insurance is one of the best auto insurance providers in the UAE, offering comprehensive coverage. With a RAK plan you can drive your car worry-free, knowing that you and your vehicle are protected by the best in industry.

Best Car Insurance Plans in UAE

Get the Best & Cheapest Car Insurance Plans in UAE

  • Comprehensive
  • Third Party
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.
*Above mentioned prices are for Honda City EX 1.5L, 2017 model.

RAK motor insurance offers broad coverage at competitive prices. With RAK, you can go beyond the built-in protection and customize your existing auto insurance policy based on your insurance needs to make the motor insurance plan.

Types of RAK Car Insurance

With RAK motor insurance, you can drive with confidence on the buzzing roads of the UAE. The plans offered by RAKInsurance save you from unwelcome surprises on the road. Right now, the company offers 2 main plans —

1. RAKINSURANCE Motor Full Option (Comprehensive)

Benefits Addons
  • Physical loss or damage to the insured vehicle 
  • Third-party death and bodily injury
  • Third-party property damages
  • Personal accident benefit for the driver and passengers
  • Agency repair (covered up to 25 months from the date of first registration)
  • Emergency medical expenses
  • National ambulance services
  • Personal bodily injury
  • Fire and theft cover
  • Strikes and riots
  • Loss of personal belongings
  • Lock replacement
  • Valet parking theft cover
  • Windscreen damage (unlimited)
  • Off-road coverage
  • Auto GAP insurance
  • GCC cover for own damage
  • 24/7 roadside assistance in the UAE and Oman
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  • Premium garages 
  • Dyenatrade repair
  • Hire car benefits
  • Premium hire car benefits
  • Orange card

2. RAKINSURANCE Third Party Liability

Benefits Addons
  • Death and bodily injury (third party only)
  • Property damages (third party only)
  • National damages
  • Roadside assistance –
    • 24-hour roadside assistance
    • Mechanical breakdown towing service
    • On-site battery replacement
    • Lockout service
    • Off-road recovery service
    • Discounted international driving licence
    • Accidental towing service
    • Battery boost service
    • Flat tyre service
    • On-road emergency fuel delivery
    • Car registration service 
    • Automobile-related discounts
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  • Personal accident cover for the driver and passengers
  • Orange card
 

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Key Features and Benefits of RAK Car Insurance

RAK car insurance has plenty of attractive features and benefits that make make it stand out in the car insurance market. Let’s take a look at them:

  • Reasonable Pricing: RAK car insurance in RAS AI Khaimah and across the UAE offers comprehensive coverage at affordable price points.
  • Extensive Coverage: RAK car insurance offers several covers in gold, silver and third-party liability car insurance plan to offer complete protection when you’re on the road.
  • Roadside assistance: RAK BANK motor insurance offers 24x7 free roadside assistance service in case of emergency support, in the event of a mechanical or electrical breakdown. 
  • Car Registration Renewal Facility: With this car insurance Dubai, you can avail of a car registration renewal service on a complimentary basis.
  • 24x7 Customer Support: RAK car insurance has a team of dedicated customer support representatives who are trained to assist you with all your auto related queries.

RAK Car Insurance Eligibility Criteria

Below-mentioned is the eligibility criteria to buy RAK auto insurance:

  • All the RAK customers are eligible to buy RAK Car Insurance.
  • UAE residents can also opt for the car insurance offered by RAK.
  • To be eligible for RAK motor insurance, all customers must have a valid driving license in the UAE.

Documents Required to Apply for RAK Car Insurance

You need to submit the following documents to apply for RAK car insurance:

  • Copy of vehicle registration
  • Copy of driving license
  • Copy of passport with a valid visa page
  • Emirates ID 
  • Confirmation that your vehicle is GCC specific

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RAK Car Insurance Claim Process

Filing for a a RAK car insurance claim is simple and straightforward. All you need to is follow the steps given below and get your due claim:

  • Step 1: Report an Incident to the police and get a police report
  • Step 2: Inform the Insurer  - Then you must notify RAK by calling on the RAK insurance motor claim contact number 800 725404 2130000 or send an email at GI@rakbank.ae. Alternatively, you can visit a nearby RAK branch to file for a claim .Here are some additional contact details for the claim process
    • Roadside Assistance Provider – International Motoring Club
    • Roadside Assistance – 600575751
    • Roadside Assistance WhatsApp Number – +971 43876666
  • Step 3: Submit Required Documents - Submit all the required documents like - original police report or court documents, claim form, driving license, registration copy, passport etc.
  • Step 4: Claim Assessment - Once the documents are submitted, the insurer will assess the details and initiate the claim process. 

Alternatively, you can file a RAK car insurance claim via Policybazaar.ae. We offer an exclusive PB Advantage Claim Assistance program where you get end-to-end assistance during the claim process.

Important Articles Related RAK Car Insurance

RAK Car Insurance Reviews RAK Car Insurance Claim
RAK Comprehensive Car Insurance RAK Third Party Car Insurance

FAQ's on RAK Car Insurance

Q.1. Can I select a garage of my choice for repairs?

Ans. If you opted for agency repairs, your car will be sent to the authorized dealer’s garage. Garage is often allocated on the basis of the type of vehicle, garage availability and nature of damage.

Q.2. How is my premium calculated?

Ans. The car insurance company considers several factors while calculating car insurance premium. Right from the driver’s age, driving experience, location, and claims history to vehicle value and type, RAK considers all these factors to decide the car insurance premium for any individual. Also, it may vary from one person to another due to variation in details provided by him/her.

Q.3. What if I do not carry my policy documents everywhere I go?

Ans. No, you do not need to carry your policy documents everywhere you go. You can just carry your registration card since it has the insurance policy number on it.

Q.4. Why should I Buy RAK Car Insurance?

Ans. Let’s take a look at key benefits of the comprehensive car insurance policy by RAK:

  • Complimentary agency repairs for the initial 2 years (for brand new vehicles only).
  • Complimentary Silver AAA card for emergency roadside assistance service.
  • Complimentary natural calamity cover - riots, strikes, earthquakes, storms, etc.
  • Geographic extension cover to sultanate for Oman for a maximum of 13 months (this is valid for brand new vehicles only)
  • There is no excess for windscreen damage claims.

RAK auto insurance offers exclusive benefits that aren’t provided by other car insurance companies. 

Q.5. Why should I opt for 13 months’ of RAK motor insurance?

Ans. There are many reasons why should you opt for 13 months of car insurance. Let’s take a look at a few ones here:

  • The traffic department of the UAE insists people on a 13 months’ insurance certificate every time they register an automobile.
  • The 13 months’ insurance need is intended to minimize number of uninsured automobiles on the roads.
  • The traffic department offers you registration for one year and provides one month extra as a grace period to allow you to re-register the same year.

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(based on 29,027 reviews)

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