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These three tiers of credit cards, i.e. titanium, platinum, and gold differ across the credit eligibility, fees and interest, cardholder benefits and credit limits. Let us now compare credit cards across the different requirements varying with the tiers.
Platinum credit cards are the most durable when it comes to colored cards. There is no set definition for what a platinum credit card is, but they differ to gold cards. There are a handful of exciting features that most of the Platinum cards have, they are:
The above-mentioned benefits vary across the different types of cards, but you can expect a few of these features when you compare credit cards of the platinum tier.
However, there are a few things to keep in mind before owning a Platinum card, such as:
Therefore, Platinum cards have both an upside and a downside to them. They come with a variety of exciting perks and privileges for the cardholder. However, even if you have clear spending habits and you don't have to pay interest on any transaction, you are still going to be paying a big annual fee to match those benefits and rewards offered to you.
Here we will share you the details of platinum vs titanium credit cards. There is not a major difference when you compare the credit cards of the platinum and the titanium tiers. The providers that offer a Titanium credit card often offer them as a step above the Platinum credit cards. You have to fulfill strict criteria to be eligible for holding these cards. The criteria include the following:
Sometimes, a titanium card may have more of these requirements as compared to a platinum card, varying from provider to provider.
Titanium cards often offer additional benefits such as no fee for late payments, or no charges for transactions. These offers are often not offered to the holder of a Platinum card. Both titanium and platinum cards charge an annual membership fee for the rewards and benefits they offer. An annual membership fee charged on the titanium card is usually higher than the platinum card. When a credit card comparison in UAE is done, the credit limit is considered as an important determinant. The titanium credit cards along with other tier credit cards offered to members with a high income may not impose any credit limit at all. Even if a credit limit is offered, it goes up to a very high amount.
Every tier of credit card offered in UAE offers the cardholder with a variety of benefits to the cardholders. Both titanium and platinum cards offer perks such as air miles, insurance benefits, travel perks, cashback rewards, and lifestyle privileges. The providers that offer a Titanium card may offer additional perks and benefits like access to secret sales, private events, and popular restaurants. These were the differences & benefits of titanium vs platinum credit cards.
To Further Conclude
The idea of having a Gold, Platinum, or Titanium card in your wallet is a tempting one. But unless you’re ready to face the expenses and plan on collecting rewards points endlessly, a credit card is still just a wealth management tool. Therefore, it is important to compare credit cards before opting for a tier. Credit Card comparison in UAE is important because it helps in giving you a realistic picture of the future financial burden you are going to carry. Then you can clearly choose a gold, titanium, or platinum credit card. There is another credit card which is known as Platinum MasterCard or MasterCard Platinum credit card. It is one the most definitive purchasing instrument for the very premium cardholders who are basically looking for global acceptance, lifestyle benefits, exceptional travel rewards, and financial sophistication.
|Bank Name||Platinum Credit Cards in UAE|
|American Express||American Express Platinum Card|
|CBI||CBI Rewards Platinum Credit Card|
|FAB||FAB Platinum Credit Card|
|CBI||CBI Visa Platinum Credit Card|
|Bank Name||Titanium Credit Card in UAE|
|CBD||CBD Titanium MasterCard Credit Card|
|FAB||FAB Abu Dhabi Titanium Credit Card|
|FAB||FAB du Titanium Credit Card|
|RAKBANK||RAKBANK Titanium Credit Card|
|Emirates NBD||Emirates NBD Titanium Credit Card|
|CBI||CBI MasterCard Titanium Credit Card|
|Emirates NBD||Emirates NBD Titanium Credit Card|
|ADCB||ADCB TouchPoints Titanium/Gold Credit Card|
|NOOR||Noor Bank Srilankan Titanium Credit Card|
|FAB||FAB Manchester City Titanium Credit Card|
|Mawarid||Mawarid Falak Tayyeb Titanium Credit Card|
|NOOR||Noor Bank Rewards Titanium Credit Card|
|Bank Name||Gold Credit Card in UAE|
|American Express||American Express Gold Credit Card|
|Finance House||Finance House Gold Credit Card|
|ADCB||ADCB Islamic Gold Credit Card|
|ADCB||ADCB Islamic TouchPoints Gold Credit Card|
|Ajman||Ajman Bank Power Gold Credit Card|
|ADIB||ADIB Etihad Gold Card|
A Titanium or a Platinum credit card is the most prestigious credit card offering maximum benefits, rewards points, and cash back.
The annual fee for gold, platinum, and Titanium card vary. If you need premium services and numerous benefits, you should choose a Platinum card. However, if you want a mixture of a low annual fee and good benefits, you can choose a Gold card. A titanium credit card offers add-on benefits on your platinum card. However, the fee is usually higher than the platinum credit card
A platinum credit card is the most superior type of credit card membership. It gives you the highest quality of services with as many benefits as the credit card company offers.
American Express Centurion Card is the most exclusive credit card in the world.