United Arab Bank Signature Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

4.6/5

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

The United Arab Bank Signature Credit Card is one of the best credit cards in the UAE that comes with a wide range of exciting benefits & privileges. In addition to offering the top-class benefits, this UAB credit card is enabled with the advanced contactless payment feature that enables its cardholder to simply tap and pay for their daily transactions. Above all, it offers UAB Rewards to its cardholder on their everyday purchases to make spending even more rewarding.

Features & Benefits of the United Arab Bank Signature Credit Card

Given below are the key features & benefits of the United Arab Bank Signature credit card that makes this card among the best credit cards across the UAE:

  • Contactless Payment: This UAB credit card enables its cardholder to make a contactless payment. Not only it is the fastest and easiest way to make payments but also it is accepted globally.
  • Travel Benefits:
    • Free Lounge Access: The card member can avail free access to premium airport lounges globally.
    • Travel Insurance for Multi-trip: Member of this UAB credit card can avail travel insurance for multiple trips.
    • Exclusive Discount on Holidays & Hotels: The cardholder can avail of a wide range of amazing discounts on Holidays & Hotels with ‘Visa Luxury Hotel Collection’ & ‘com’
  • Lifestyle Benefits: Member of this credit card can avail overseas concierge service and exciting offers & privileges across Jumeirah.
  • Annual Fees: There is no annual membership fee charged on United Arab Bank Signature Credit Card for the 1st But the card member is required to pay 500 AED from the second year.
  • Easy Payment Plan (EPP): With this UAB credit card, the card member can convert their retail purchase in convenient monthly installments at 0% for six months. But please note that the processing fee of 50 AED or 3 percent (which is greater) will apply. However, member of this credit card can also avail EPP plan for tenors of 9 & 12 months at a 1 percent interest rate that is charged monthly.
  • Loan on Phone: The United Arab Bank Signature Credit Card offers ‘Loan on Phone’ (LOP) program all over the UAE at a 0 percent interest rate for six months.
  • Balance Transfer: This card comes with a balance transfer (BT) facility. BT enables its card member to transfer their outstanding balance from other bank credit card to this UAB credit card at 0 percent interest rate.
  • Payment Options: The cardholder can make their credit card bill payment using any of the given below payment channel:
    • Through AI Ansari Exchange
    • Through ATM or CCDM
    • Through online banking
    • Through UAB branches

Rewards & Offers of the United Arab Bank Signature Credit Card

For every US $1 spent on the United Arab Bank Signature Credit Card,2.5 UAB Rewards’ can be earned. The cardholder can easily redeem their ‘UAB rewards’ for

  • Flights on 900+ airlines & 200,000 hotels globally.
  • Car rentals for 150 destinations worldwide.
  • More than 1000 lifestyle & electronic items available at the Infishop (online).

*Please note that redemptions of all UAB Rewards are inclusive of taxes and the cardholder can redeem their UAB Rewards online from anywhere in the world.

*With the United Arab Bank Signature Credit Card, the cardholder can avail 20,000 UAB Rewards.

Fees & Charges of the United Arab Bank Signature Credit Card

Following are the fees & charges of the United Arab Bank Signature Credit Card:

Description Conventional Islamic
Retail Monthly Rate 2.99% NA
Cash Advance Charge 3% with 100 AED (minimum) 100 AED
Annual Membership Fee Free for 1st year
Annual Fee from 2nd year onwards 500 AED NA
Supplementary Card Charges Free
Card Replacement Fee (lost or damaged) 75 AED
Over Limit Fee 199 AED
Late Payment Charge 230 AED
Amendment Charges of Credit Card limit 50 AED
Credit Shield Insurance (CSI) Fee 0.89 percent of the outstanding amount
Duplicate Statement Charge 45 AED
Copy of Sales Voucher Fee 65 AED
Currency Conversion Charge 3%
Returned Cheque Charge 100 AED
Issuer Markup Charge 2.5%
Balance Transfer Processing Charge 300 AED or 3% 100 AED
Easy Cash Processing Charge 200 AED or 2% NA
Foreign Transaction Markup Charges 2.5%
Processing Charge on Installment Plan 50 AED NA
Other Charges (charges of card delivery, statement, change in payment due date, courier charges, etc.)  25 AED
Maximum Grace-Free Days (in case of full payment on or before the payment due date) 55 days
Minimum Due Payment On Balance 5%

 *The applicant can apply for a Free for life UAB Signature Credit Card. This offer is valid till 30th, June 2019.

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4.6 / 5 (based on   22953 google icon reviews)

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