The United Arab Bank Signature Credit Card is one of the best credit cards in the UAE that comes with a wide range of exciting benefits & privileges. In addition to offering the top-class benefits, this UAB credit card is enabled with the advanced contactless payment feature that enables its cardholder to simply tap and pay for their daily transactions. Above all, it offers UAB Rewards to its cardholder on their everyday purchases to make spending even more rewarding.
Given below are the key features & benefits of the United Arab Bank Signature credit card that makes this card among the best credit cards across the UAE:
For every US $1 spent on the United Arab Bank Signature Credit Card, ‘2.5 UAB Rewards’ can be earned. The cardholder can easily redeem their ‘UAB rewards’ for
*Please note that redemptions of all UAB Rewards are inclusive of taxes and the cardholder can redeem their UAB Rewards online from anywhere in the world.
*With the United Arab Bank Signature Credit Card, the cardholder can avail 20,000 UAB Rewards.
Following are the fees & charges of the United Arab Bank Signature Credit Card:
Description | Conventional | Islamic |
---|---|---|
Retail Monthly Rate | 2.99% | NA |
Cash Advance Charge | 3% with 100 AED (minimum) | 100 AED |
Annual Membership Fee | Free for 1st year | |
Annual Fee from 2nd year onwards | 500 AED | NA |
Supplementary Card Charges | Free | |
Card Replacement Fee (lost or damaged) | 75 AED | |
Over Limit Fee | 199 AED | |
Late Payment Charge | 230 AED | |
Amendment Charges of Credit Card limit | 50 AED | |
Credit Shield Insurance (CSI) Fee | 0.89 percent of the outstanding amount | |
Duplicate Statement Charge | 45 AED | |
Copy of Sales Voucher Fee | 65 AED | |
Currency Conversion Charge | 3% | |
Returned Cheque Charge | 100 AED | |
Issuer Markup Charge | 2.5% | |
Balance Transfer Processing Charge | 300 AED or 3% | 100 AED |
Easy Cash Processing Charge | 200 AED or 2% | NA |
Foreign Transaction Markup Charges | 2.5% | |
Processing Charge on Installment Plan | 50 AED | NA |
Other Charges (charges of card delivery, statement, change in payment due date, courier charges, etc.) | 25 AED | |
Maximum Grace-Free Days (in case of full payment on or before the payment due date) | 55 days | |
Minimum Due Payment On Balance | 5% |
*The applicant can apply for a Free for life UAB Signature Credit Card. This offer is valid till 30th, June 2019.