United Arab Bank Signature Credit Card
The United Arab Bank Signature Credit Card is one of the best credit cards in the UAE that comes with a wide range of exciting benefits & privileges. In addition to offering the top-class benefits, this UAB credit card is enabled with the advanced contactless payment feature that enables its cardholder to simply tap and pay for their daily transactions. Above all, it offers UAB Rewards to its cardholder on their everyday purchases to make spending even more rewarding.
Features & Benefits of the United Arab Bank Signature Credit Card
Given below are the key features & benefits of the United Arab Bank Signature Credit Card that makes this card among the best credit cards across the UAE:
- Contactless Payment: This UAB credit card enables its cardholder to make a contactless payment. Not only it is the fastest and easiest way to make payments but also it is accepted globally.
- Travel Benefits:
- Free Lounge Access: The card member can avail free access to premium airport lounges globally.
- Travel Insurance for Multi-trip: Member of this UAB credit card can avail travel insurance for multiple trips.
- Exclusive Discount on Holidays & Hotels: The cardholder can avail of a wide range of amazing discounts on Holidays & Hotels with ‘Visa Luxury Hotel Collection’ & ‘com’
- Lifestyle Benefits: Member of this credit card can avail overseas concierge service and exciting offers & privileges across Jumeirah.
- Annual Fees: There is no annual membership fee charged on United Arab Bank Signature Credit Card for the 1st But the card member is required to pay 500 AED from the second year.
- Easy Payment Plan (EPP): With this UAB credit card, the card member can convert their retail purchase in convenient monthly installments at 0% for six months. But please note that the processing fee of 50 AED or 3 percent (which is greater) will apply. However, member of this credit card can also avail EPP plan for tenors of 9 & 12 months at a 1 percent interest rate that is charged monthly.
- Loan on Phone: The United Arab Bank Signature Credit Card offers ‘Loan on Phone’ (LOP) program all over the UAE at a 0 percent interest rate for six months.
- Balance Transfer: This card comes with a balance transfer (BT) facility. BT enables its card member to transfer their outstanding balance from other bank credit card to this UAB credit card at 0 percent interest rate.
- Payment Options: The cardholder can make their credit card bill payment using any of the given below payment channel:
- Through AI Ansari Exchange
- Through ATM or CCDM
- Through online banking
- Through UAB branches
Rewards & Offers of the United Arab Bank Signature Credit Card
For every US $1 spent on the United Arab Bank Signature Credit Card, ‘2.5 UAB Rewards’ can be earned. The cardholder can easily redeem their ‘UAB rewards’ for
- Flights on 900+ airlines & 200,000 hotels globally.
- Car rentals for 150 destinations worldwide.
- More than 1000 lifestyle & electronic items available at the Infishop (online).
*Please note that redemptions of all UAB Rewards are inclusive of taxes and the cardholder can redeem their UAB Rewards online from anywhere in the world.
*With the United Arab Bank Signature Credit Card, the cardholder can avail 20,000 UAB Rewards.
Fees & Charges of the United Arab Bank Signature Credit Card
Following are the fees & charges of the United Arab Bank Signature Credit Card:
|Retail Monthly Rate||2.99%||NA|
|Cash Advance Charge||3% with 100 AED (minimum)||100 AED|
|Annual Membership Fee||Free for 1st year|
|Annual Fee from 2nd year onwards||500 AED||NA|
|Supplementary Card Charges||Free|
|Card Replacement Fee (lost or damaged)||75 AED|
|Over Limit Fee||199 AED|
|Late Payment Charge||230 AED|
|Amendment Charges of Credit Card limit||50 AED|
|Credit Shield Insurance (CSI) Fee||0.89 percent of the outstanding amount|
|Duplicate Statement Charge||45 AED|
|Copy of Sales Voucher Fee||65 AED|
|Currency Conversion Charge||3%|
|Returned Cheque Charge||100 AED|
|Issuer Markup Charge||2.5%|
|Balance Transfer Processing Charge||300 AED or 3%||100 AED|
|Easy Cash Processing Charge||200 AED or 2%||NA|
|Foreign Transaction Markup Charges||2.5%|
|Processing Charge on Installment Plan||50 AED||NA|
|Other Charges (charges of card delivery, statement, change in payment due date, courier charges, etc.)||25 AED|
|Maximum Grace-Free Days (in case of full payment on or before the payment due date)||55 days|
|Minimum Due Payment On Balance||5%|
*The applicant can apply for a Free for life UAB Signature Credit Card. This offer is valid till 30th, June 2019.
- ADCB Credit Cards
- ADIB Credit Cards
- Ajman Bank Credit Cards
- American Express Credit Cards
- Aseel Finance Credit Cards
- CBI Credit Cards
- Citibank Credit Cards
- Commercial Bank of Dubai Credit Cards
- Deem Finance Credit Cards
- Dubai Islamic Bank Credit Cards
- Emirates Islamic Credit Cards
- Emirates NBD Credit Cards
- Finance House Credit Cards
- HSBC Credit Cards
- Mashreq Bank Credit Cards
- Mawarid Finance Credit Cards
- NAJM Credit Cards
- NBF Credit Cards
- Noor Bank Credit Cards
- RAKBANK Credit Cards
- Sharjah Islamic Bank Credit Cards
- Standard Chartered Bank Credit Cards
- United Arab Bank (UAB) Credit Cards