How to Pay United Arab Bank (UAB) Credit Card Bill Payment Using Online & Offline Modes

By Laxita Gautam
  | Published: 09 September 2021 | Last Updated On: 15 September 2021

Average Rating / 5 (ratings ) | 90 Views
Credit Card in UAE

T&C Apply

Get cashback up to AED 2000

Cancel
Cancel
By Clicking on "Proceed", I declare that I am a resident of UAE and holding a valid Visa and agree to the website Privacy Policy and Terms of Use.

A public joint shareholder company, United Arab Bank or UAB was founded in the year 1975. It started as a joint venture between the UAE investors of the bank and a French conglomerate named Société Générale (SG). UAB is headquartered in Sharjah and operates with its 6 branches spread across the UAE. United Arab Bank offers all popular financial and banking products and services of the highest quality. From different types of accounts to cards, loans and deposit services, UAB becomes the one-stop solution for all banking needs. UAB credit cards are one of the most popular products offered by the bank. 

From utility bill payments to shopping, purchasing groceries, medical expenses and entertainment expenses, UAB credit cards can be used for pretty much anything. The United Arab Bank credit cards expenses can be paid back to the bank using a multitude of easy options. We have put together a comprehensive list of ways to make United Arab Bank credit card payments in the UAE.  Timely payments with no late fee or interest will not prove beneficial for your financial planning but will also help in maintaining a good credit score. 

United Arab Bank Credit Card Bill Payment through UAEFTS

UAEFTS or UAE Fund Transfer System is a centralised transfer system for all financial transactions in the UAE. It is monitored and controlled by the Central Bank of UAE. The fund transfers from UAEFTS can be done from one bank to another or to pay for services and products like credit cards. Since this system is centralised, most banks in the UAE accept the UAEFTS transfer of payment for their credit cards. The fund transfer system of UAEFTS is a Real-Time Gross Settlement system which means that payments and transfers are done immediately with little to no lag time. TO facilitate your United Arab Bank credit card payment with UAEFTS, you will have to submit a request regarding the same with one of the exchange houses. Once your request has been processed, the funds will have been transferred and both you and the payee will be notified of the transaction. 

Advantages of Using UAEFTS for United Arab Bank Credit Card Payment

  • Easy Process: Making United Arab Bank credit card payments via UAEFTS is a rather easy and streamlined process. You will face technically no trouble at all when it comes to transferring money for payment or other purposes. 
  • Global Accessibility: UAEFTS transactions are available internationally. You can access this service anytime anywhere if there is an authorised exchange house near you.
  • Supports Multiple Currencies: UAE fund transfer system supports not only AED transactions but transactions in several other currencies as well. So, if you have taken your United Arab Bank credit card in any other currency, say USD or EUR, you can still make smooth payments using UAEFTS. 
  • Instant Notifications: You and the payee get notified instantly after the money has been transferred. This maintains a sense of transparency which is much required when matters of money are concerned. 
  • Flexible: Since most banks accept UAEFTS payments, you get a singular platform to perform all kinds of fund transfers for anything that you possibly want. If you have other credit cards from different banks, you can go ahead and use the same platform to make payments. 

Shortcomings of Using UAEFTS for United Arab Bank Credit Card Payment

  • Potential Transaction Charges: Exchange houses are in charge of dealing with the fund transfer transactions done via UAEFTS and they may charge a small processing fee. The fee can be limited to one transaction or charged on every transaction that you make. This makes multiple transactions quite expensive on the payer’s part. 
  • Processing Window: The maximum processing window for UAEFTS transactions is 2 days. While most requests are approved and finalised right away, some make take up to 48 hours to process. 
  • Fixed Reach: Not every exchange house is authorised to accept credit card payments and facilitate the transfer. So, there can be a limit on which exchange house you can use to make United Arab Bank credit card payments via UAEFTS. 

discount offers - Policybazaar uae

United Arab Bank Credit Cards Bill Payment Options in UAE

There are two basic ways you can proceed to make United Arab Bank credit card payments – offline and online. Given below are all the possible ways you can make payments for your UAB credit cards via these two payment method types.

How to Make United Arab Bank Credit Card Bill Payment Offline

United Arab Bank credit card payments can be made in two different offline ways. Given below is the complete process for both of them. 

United Arab Bank Credit Card payment by Cheques Deposits via CCDMs

You can simply write a cheque to United Arab Bank to make payment for your credit card offline. The process is pretty much the same as when you submit a cheque to transfer money to an account from your account. Just right the cheque in the name of the bank, mention your credit card number and other important details and submit the cheque with any of the branches. Do not forget to mention your name and contact information on the back so that the bank can locate the cheque back to you if it is misplaced. With just these steps you can easily make United Arab Bank credit card payment offline. 

United Arab Bank Credit Card Payment by Via Cash Deposits

The easiest and simplest way to make offline United Arab credit card payments is by doing it in cash. If you are comfortable in carrying out transactions in cash and visit one of the branches, this could be the best way for you to opt. Just take the equivalent amount to your credit card bill in cash and deposit it with the bank. The transaction will be done within minutes and you will have made your United Arab Bank credit card payment. 

How to Make United Arab Bank Credit Card Bill Payment Online

Making payments for your United Arab Bank credit card online comes with far more options. From wallets to internet banking, there is nothing that you can not use to make United Arab Bank credit card payments offline. Following are the ways you can use to pay for a United Arab Bank credit card online. 

UAB Credit Card Payment by Mobile Banking Application

The simplest and the most tech-savvy way to make online payments for your credit card is by using the UAB mobile banking application. Simply install it on your smartphone and log in using the user id you got when you opened a United Arab Bank account. Sync your credit card with the application by adding it. All your records and statement will be available on the application itself. Once the sync is done, you can make the payment directly through your United Arab Bank account. Go to the credit card section of the application, go to the payment option for the credit card and select the bank account. Move on to select the amount and finalise the payment right away. 

UAB Credit Card Payment by Internet Banking

UAB net banking system can also be used to make United Arab Bank credit card payments online. Again, log in to your net banking account using the user id that was generated when you opened your UAB account. Go to my card from the menu and select the credit card you want to make payment for. Go to the payment portal and make payment using the account that you like. The payment process for United Arab Bank credit cards online using net banking is pretty much the same as the mobile banking system. 

UAB Credit Card Payment by the Autopay System

Autopay system is another smart service that you can opt for when you are trying to make payment for your United Arab Bank credit card online. Here, you can set up an automatic payment system for your credit card using the mobile application or the net banking system. You can also call customer care to help set up automatic payment for your credit card. You will have to select a bank account for the payment as well as a date. Once set, your bank account will extend an automatic payment for the due amount every month.

discount offers - Policybazaar uae

Making UAB Credit Card Payment through Internet Banking Portals of Other 

like you can use a United Arab Bank account to pay credit cards from other banks and financial institutions, internet banking portals of other banks can also be used to make payment for United Arab Bank credit cards online. Simply log in to your internet banking portal and go to the credit card payment option. Enter the card number and other details. Choose the payment amount and proceed to authorise.

Making United Arab Bank Credit Card Payment through Phone Wallet

Many phone wallets allow you to pay bills directly using UPI payments or wallet money. You can use any of the available wallets in the UAE to make payment for your United Arab Bank credit card online. This list includes Google Pay, Apple Pay, PayBy, Samsung Pay, Klip, and Emirates Digital Wallet LLC. 

Making United Arab Bank Credit Card Bill Payment from Other Bank’s Credit Card

Even if United Arab Bank does not allow direct payment of its credit card using other credit cards, you can still opt for a few indirect methods if you feel like it. All credit cards allow cash withdrawal up to a certain limit. You can simply withdraw the required cash using any other credit card you have and initiate a United Arab Bank credit card payment. 

Making United Arab Bank Credit Card Bill Payments via Al Ansari Exchange 

A unique model to make payments for your UAB credit cards, Al Ansari Exchange is a popular money exchange house in the UAE. UAB bank works in partnership with this exchanging house which means that it can be used as a payment method for United Arab Bank credit card payments. There are over 200 branches located all over the UAE that can be used to initiate any kind of fund transfer for deposit or payment purposes. Simply visit any of the nearest branches of Al Ansari Exchange and submit a request for the payment of your UAB credit card. 

discount offers - Policybazaar uae

Via Balance Transfer or Easy Payment Plans 

United Arab Bank also offers an easy payment plan for credit card payments for their customers. All basic and exclusive level cardholders can opt for this service. Your total credit card balance gets divided into small installments over a few months. You can then make the payment as the installment date comes every month. Some credit cards may also have balance transfer features. This feature allows you to transfer the due balance on your UAB credit card account to another account and then make payments from that other account and then make United Arab Bank deferred payment. 

Conclusion 

Whether offline or online, there are plentiful ways to make United Arab Bank credit card payments. If you are comfortable with conducting monetary transactions offline or in person, just visit the bank and finish the transaction there. Use, cheques if you are not comfortable carrying too much cash in go. If you are tech-savvy and know your way around the internet, use any of the available online ways to get your payment done. Just make sure that you are making secure and authorized payment for your UAB credit cards and only from the official portals. 

Other Banks Credit Card Bill Payment in UAE

Other Bank Credit Card Bill Payment Process
Mashreq Credit Card Bill Payment: How to Do it Online & Offline FAB Credit Card Bill Payment: How to Do it Online & Offline
CBD Credit Card Bill Payment: How to Do it Online & Offline CitiBank Credit Card Bill Payment: How to Do it Online & Offline
ADIB Credit Card Bill Payment: How to Do it Online & Offline Standard Chartered Credit Card Bill Payment: How to Do it Online & Offline
Deem Credit Card Bill Payment: How to Do it Online & Offline Emirates NBD Credit Card Bill Payment: How to Do it Online & Offline
RAKBANK Credit Card Bill Payment: How to Do it Online & Offline Najm Credit Card Bill Payment: How to Do it Online & Offline
ADCB Credit Card Bill Payment: How to Do it Online & Offline Emirates Islamic Credit Card Bill Payment: How to Do it Online & Offline
DIB Credit Card Bill Payment: How to Do it Online & Offline American Express Credit Card Bill Payment: How to Do it Online & Offline
Finance House Credit Card Bill Payment: How to Do it Online & Offline Ajman Credit Card Bill Payment: How to Do it Online & Offline
NBF Credit Card Bill Payment: How to Do it Online & Offline Aseel Finance Credit Card Bill Payment: How to Do it Online & Offline
CBI Credit Card Bill Payment: How to Do it Online & Offline Noor Credit Card Bill Payment : How to Do it  Online & Offline

List of Top 10 Bank Offers Credit Cards in UAE 

Bank Credit Cards
Deem Finance Credit Cards ADIB Credit Cards
ADCB Credit Cards Sharjah Islamic Bank Credit Cards
Mashreq Bank Credit Cards Dubai Islamic Bank Credit Cards
Emirates NBD Credit Cards FAB Credit Cards
Commercial Bank of Dubai Credit Cards Citibank Credit Cards
Laxita Gautam
Laxita Gautam137 Posts

Senior Content Writer | She functions on classic British fiction, Japanese manga, and strong americanos. Laxita is tailor-made to create engaging, interactive pieces that offer simplified insights into complex subjects.