UNB World Credit Card

About UNB World Credit Card

The UNB World Credit Card offers an Airmiles program known as ‘UNBmiles’. The cardholder will get a sign-up bonus of 3000 AED worth of UNBmiles on meeting the required eligibility criteria. In addition to this, it offers a host of travel and lifestyle privileges, enabling its cardholder to make the most of their card.

Benefits & Features of the UNB World Credit Card

Here are the key features & benefits of the UNB World Credit Card:

Travel Privileges

  • Complimentary Lounge Access: The cardholder, as well as the supplementary card member(s), can enjoy unlimited complimentary access to over 750 premium airport lounges worldwide with LoungeKey Program.
  • Free’ Marhaba and Golden Class’ Services: The card member can avail unlimited free ‘Marhaba and Golden Class Meet & Greet Service’ at Dubai & Abu Dhabi Airports on purchasing a ticket with this card.
  • Complimentary Nights at ‘Starwood Hotels & Resorts’: The cardholder can avail complimentary nights with ‘Starwood Hotels & Resorts’ at 175+ properties across the Middle East, Europe, & Africa.
  • Cleartrip Discount on Flight Ticket: The cardholder can avail a 10% off on any international round-trip air tickets when booked through Cleartrip using this card.
  • 0 Percent Interest on Travel Purchases: The card member can convert their travel purchase such as air tickets & hotels into monthly installments at 0 percent for three months.
  • Hertz Gold Plus Rewards 5-Star Membership: The cardholder can avail a maximum of 15% discount on retail rates at specific Hertz locations globally. In addition to this, they can enjoy several benefits such as Bypass rental queue at airports and quick returns with Hertz Instant Return.
  • Discount at Luxury Serviced Apartments: The card member can avail a maximum of 15% off on their stay at Luxury Serviced Apartments with this UNB credit card, which includes:
    • More than 2500 ‘Onefinestay’ properties across Paris, Rome, London, NewYork, & Los Angeles.
    • ‘Grosvenor House Dubai’
    • More than 25 ‘Oakwood’ properties across Thailand, Japan, India, and China.
  • Discount on Careem Ride: The cardholder can avail 20% discount with Careem Chauffeur rides across the Middle East. Please note that this discounted offer is limited to 3 rides in a month. However, new Careem users can also get their first ride for free.

Insurance Facilities

  • Inconvenience Insurance: This UNB credit card offers travel inconvenience insurance to its cardholder which provides the following coverage:
    • Baggage Loss (up to USD 3,000)
    • Baggage Delays (USD 300)
    • Trip Cancellations (Up to USD 7,500)
    • Trip Curtailments (Up to US 7,500)
    • Trip Delays (USD 300)
    • Missed Connections (USD 300)
  • Medical Insurance: This card offers travel medical insurance to its cardholder. It includes personal accident insurance, medical emergency expenses, daily in-hospital cash benefit, and emergency medical evacuation & repatriation.
  • Travel Insurance Confirmation Letter: Member of this card can easily generate a travel insurance confirmation letter online for their Schengen or other visa services.

Lifestyle Privileges

  • 50 Percent Value Back on Cinema: The cardholder can avail 50 percent value back on cinema spends globally.
  • Balance Transfer: This card enables its card member to transfer their credit card outstanding balance from other bank’s credit card to this card at 0% interest for 6 months. Please note that a 2% processing fee will apply.
  • MyUS Shipping Discounts: The cardholder can shop at over 100000 US retailers including Amazon, Apple, & Ralph Lauren and avail cost-effective international shipping.
  • Complimentary Auto Registration or Renewal Services: The card member can avail complimentary annual auto registration or renewal service. In addition to this, they can avail 24x7 emergency roadside assistance services across the UAE.
  • Easy Payment Plan: The cardholder can convert their credit card purchases into monthly installments for up to six months at 0 percent interest across 30+ renowned brands.

Rewards & Offers of the UNB World Credit Card

 

Category Amount Spend (in AED)

UBNmiles
Local Spends 1 2
International Spends 1 4
Dining Spends During Weekends 1 10

 

Note: Minimum spend of 500 AED (per month) is required in order to earn UNBmiles.

Eligibility Criteria & Charges of the UNB World Credit Card

Income Eligibility: 20000 AED per month.

Fees & Charges of the UNB World Credit Card

 

Description Charges
Annual Membership Fee 630 AED
Annual Fee For Supplementary Card (4 Free) 525 AED
Cash Advance (p.m.) Starting from 3.25 percent
Interest Rate On Point Of Sale (p.m.) Starting from 3.19 percent
Cash Withdrawal Charges 105 AED or 3.15 percent (whichever is greater)
Late Payment Charge 241.50 AED
Over-Limit Charge 210 AED
Foreign Transaction Charges 2.99 percent
Charges of Card Replacement 78.75 AED

 

Additional Benefits

  • Buy one, get one Offers: The cardholder can avail hundreds of buy one, get one free offers across spas, hotels, dining all over the Middle East & Africa.
  • Discounts: The card member can avail exclusive offers of a maximum of 40% discount across renowned brands throughout the UAE.