UNB Vantage Credit Card

About UNB Vantage Credit Card

The UNB Vantage Credit Card is a co-branded card that utilizes an approach of multi-brands. This UNB credit card covers three top-known brands of the UAE which includes Eros Digital Home (Top Electronic Retailers), Joyalukkas (Leading Luxury Jewelers), and Musafir.com (Renowned Travel Portal). It brings a host of exciting privileges & benefits through an exclusive partnership with these three UAE’s famous brands. Best of all, the cardholder can earn UNBmiles while they shop across Vantage credit card’s brands.

Benefits & Features of the UNB Vantage Credit Card

Given below are the main benefits & features of the UNB Vantage Credit Card:

Travel Privileges

  • Complimentary Lounge Access: With this UNB credit card, the primary & supplementary cardholder can avail unlimited free access at 10+ airport lounges. This free privilege can be availed across GCC including UAE, Kuwait, Jordan, KSA & Egypt.
  • Discount on Careem Rides: The cardholder can avail 20 percent off with Careem Chauffeur Rides in the UAE. Please note that this discounted offer is limited to only three Careem rides in a month. To enjoy this offer, the cardholder is required to use this card to make payment in the Careem Mobile App and use the promo code ‘MASTERCARD’.

Lifestyle Privileges

  • 50 Percent Value Back on Cinema: With this UNB credit card, the cardholder can avail 50 percent ‘value-back’ on Cinema spend worldwide. Member of this can avail a maximum value-back up to 125 AED (per month) in the form of UNBmiles on a minimum monthly spend of 1500 AED on this credit card.
  • 0 Percent Installment Plans: The card member can convert their credit card purchases in easy to pay monthly installments at over 30 renowned brands. They can enjoy a 0 percent installment plan for up to six months with no processing fees.

Rewards & Offers of the UNB Vantage Credit Card

 

Category Value back as UNBmiles (in %)
Eros Digital Home, Joyalukkas Jewelers & Musafir.com 4
Retail purchases 1

 

Joining Bonus: Member of this card can earn 400 AED on a minimum retail spend of 4000 AED within 1st ‘60 days’ from the issuance date of the card. In addition to this, the cardholder can avail extra 100 AED for any utility bill payment through UNInet within 1st ‘60 days’ from the issuance date of the card.

*Conditions

  • Maximum value back per partner is 400 AED (monthly)
  • Minimum spend of 500 AED (per month) is required to earn UNBmiles.

Exciting Partner Offers:

  • Musafir.com: The cardholder can avail a 10 percent discount of a maximum of 2000 AED on hotel bookings and flights tickets.
  • Eros Digital Home:
    • The card member can avail 7 percent off on any Samsung products in Dubai at ‘Media City Showroom’.
    • Member of this UNB credit card can avail 5 percent off on any of the Sonors items
    • The cardholder can avail free gifts upon making a purchase between 1000 AED to 5000 AED on several categories that include Skull Candy Headphones, Power Banks, & Selfie Sticks)
  • Joyalukkas Jewelers: With the UNB Vantage Credit Card, the cardholder can avail 1 percent value back on purchasing jewelry including gold.

Eligibility Criteria & Charges of UNB Vantage Credit Card

Income Eligibility: The cardholder must be earning a minimum of 8000 AED to be eligible for this UNB credit card.

Fees & Charges of the UNB Vantage Credit Card

 

Description Charges
Annual Membership Fee 0 AED
Annual Fee For Supplementary Card (4 Free) 0 AED
Cash Advance (p.m.) 3.25 percent
Interest Rate On Point Of Sale (p.m.) 3.19 percent - 3.25 percent
Cash Withdrawal Charges 105 AED or 3.15 percent (whichever is greater)
Late Payment Charge 241.50 AED
Over-Limit Charge 210 AED
Foreign Transaction Charges 2.99 percent
Charges of Card Replacement 78.75 AED
Duplicate Statement Charge 47.25 AED
Copy Request Charge 68.25 AED
Credit Shield Insurance (p.m.) 0.935 percent
Charges for Payment at exchange houses 5.25 AED per transaction
Charges for AED transaction outside the UAE 2.1 percent
Liability/ No Liability Letter 52.50 AED

 

Additional Benefits

  • MasterCard Buy One, Get One App Offers: The card member can enjoy hundreds of ‘Buy 1, Get 1’ free offers all over the Middle East & Africa at fine dining, premium spas, hotels, and more. Member of this UNB credit card can simply download the mobile app i.e. ‘MasterCard Buy One, Get One’ and opt for one option from available options across 600+ merchants globally.
  • Exclusive Discounts: Member of this card can enjoy exclusive offers of up to 40 percent discount at over 250 well-known leisure, shopping, and entertainment partners across the UAE.