UNB Platinum Credit Card

About UNB Platinum Credit Card

The UNB Platinum Credit Card is an advanced version of the Union National Bank Cashback Card. As its name depicts, it offers cashback on all transactions, helping the cardholder to save on their every spending. It also offers special travel privileges which can’t be availed with the simple cashback credit card. In addition to this, it provides a 50-day interest-free grace period and 24x7 customer service to its cardholder.

Features & Benefits of the UNB Platinum Credit Card

Following are the features & benefits of this UNB credit card that makes it one of the best credit cards in the UAE:

  • Free Marhaba & Golden Class Service: Member of this card can enjoy free Marhaba & Golden Class Service at Dubai & Abu Dhabi airports on booking flight tickets with the UNB Platinum Credit Card.
  • Easy Payment Plan: This card offers easy installment plan of up to 12 months. Through this plan, the cardholder can easily convert their credit card purchases into easy to pay monthly installments at participating outlets across the UAE.
  • Mobile & Online Banking: The UNB Platinum Credit Card has an amazing mobile & online banking feature that enables its cardholder to make online transactions, manage their account, and much more.
  • Free e-Statements & SMS Notifications: It provides free e-statement & SMS notifications so that the cardholder can check out the history of their previous transactions.
  • 24x7 Service: It offers 24x7 access to ‘Call Centre’ so that the cardholder can resolve their issues in a hassle-free manner.
  • Balance Transfer: The balance transfer feature of this UNB Credit Card enables its cardholder to transfer their outstanding balance from other bank’s credit card to this card.

Rewards & Offers of the UNB Platinum Credit Card

The cardholder can earn 1.5 percent cashback on all transactions, no matter which type of the spending is it covers all the expenses.

Eligibility & Charges of the UNB Platinum Credit Card

Eligibility Criteria:

  • The minimum income of 18,000 AED is required to be eligible for the UNB Platinum Credit Card.
  • The applicant should be employed at the current employer for the last six months with confirmation.

Fees & Charges of the UNB Titanium Credit Card

Following are the fees & charges associated with the UNB Platinum Credit Card:

 

Description Charges
Annual Membership Fee 630 AED
Annual Fee For Supplementary Card (4 Free) 525 AED
Cash Advance (p.m.) Starting from 3.25 percent
Interest Rate On Point Of Sale (p.m.) Starting from 3.19 percent
Cash Withdrawal Charges 105 AED or 3.15 percent (whichever is greater)
Late Payment Charge 241.50 AED
Over-Limit Charge 210 AED
Foreign Transaction Charges 2.99 percent
Charges of Card Replacement 78.75 AED
Duplicate Statement Charge 47.25 AED
Copy Request Charge 68.25 AED
Credit Shield Insurance (p.m.) 0.935 percent
Charges for Payment at exchange houses 5.25 AED per transaction
Charges for AED transaction outside the UAE 2.1 percent
Liability/ No Liability Letter 52.50 AED

 

Additional Benefits

Exclusive Offers: Member of this UNB credit card can avail amazing discounts across shopping, dining, and entertainment.