Top Credit Cards with No Annual Fee in the UAE

Top Credit Cards with No Annual Fee in the UAE
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Credit card these days have become an important instrument of payment for everyone. It assists in going cashless without having to worry about the balance in the accounts. While a plenty of amazing credit cards in the UAE charge annual fees, there are a lot of top tier cards that are loaded with ample amount of rewards but do not charge any annual fee.

Here is a list of free for life credit card UAE.

Citibank Simplicity Credit Card

The Citibank Simplicity Credit Card is a low interest and free for life credit card that offers 3.5% rate of interest on outstanding amount.

Following are the main features of this credit card.

  1. No Late Payment Fee
  2. No Over Limit Charges
  3. No Annual Fees
  4. No Charges on Cash Advance
  5. Salary Required (Minimum)- AED 5000

Following are the benefits offered on this credit card

  1. Dining and shopping benefits
  2. Unlimited airport lounge access at selected lounges throughout the Middle East
  3. Free supplementary cards for family members
  4. Over 500 offers and discounts domestically and more throughout 95 countries
  5. Instant cash loans

CBD Visa Infinite Card

CBD Visa Infinite Credit Card is a good option for those of you who wish to avail balance transfer facility and do not want to pay annual fees. The main benefit of this free for life credit card UAE is that it acts as a balance transfer card as well as a reward card both. It can be used for redeeming reward points on skyward miles.

Following are the main features of this credit card.

  1. Balance transfer facility
  2. Rate of interest starting from 3.29% (3.45% w.e.f. from 20th June, 2019)
  3. No annual fees
  4. CBD Reward Points on each dirham spent
  5. Salary Required (Minimum)- AED 20,000

Following are the benefits offered on this credit card.

  1. Unlimited complimentary access to VIP airport lounges across the globe
  2. Complimentary Valtran valet parking at various locations in the UAE
  3. Discount on VOX Cinema
  4. Discounts on shopping, dining, and travel
  5. Complimentary purchase protection, extended warranty, and travel insurance
  6. Free supplementary credit cards for family members

CBD Visa Platinum Card

The Visa Platinum Card is not only amongst the best free for life credit cards, but also amongst the best balance transfer cards. It charges no annual fees, a low rate of interest starting from 3.29% along with a cashback on various purchases.

Following are the main features of this credit card.

  1. 0% Balance Transfer facility
  2. Rate of interest starting from 3.29% (3.45% w.e.f. from 20th June, 2019)
  3. No annual fees
  4. CBD Reward Points on each dirham spent
  5. Salary Required (Minimum)- AED 8,000

Following are the benefits offered on this credit card.

  1. Discount on VOX Cinema
  2. Visa benefits on travel, dining, wellness, hospitality and lifestyle
  3. Complimentary purchase protection and travel insurance
  4. Free supplementary credit cards for family members
  5. 24/7 client service

ADIB Value+ Card

This free for life credit card UAE is worthy of consideration if you are looking for a credit card which offers you valuable rewards on each purchase. You can also enjoy the flexibility to convert the reward points earned into dining or shopping vouchers, flight tickers, and more.

Following are the main features of this credit card.

  1. Islamic credit card having a low requirement for salary
  2. Profit rate on this credit card is 2.99%
  3. No annual fees
  4. Get rewards for domestic & international spend
  5. Salary Required (Minimum)- AED 8,000

Following are the benefits offered on this credit card.

  1. Airport lounge access across MENA/GCC region
  2. 25% discount on dining
  3. Facilities such as roadside assistance
  4. Reward points can be redeemed for shopping vouchers

Noor Bank Wealth World Credit Card

This Noor Bank Credit Card allows the cardholder to experience ease and convenience. This credit card charges no annual fees and a low rate of interest of 3.25% monthly.

Following are the main features of this credit card.

  1. Easy payment plans
  2. No annual fees
  3. Rate of interest is 3.25%
  4. Cashback on all local and international purchases
  5. Salary Required (Minimum)- AED 8,000

Following are the benefits offered on this credit card.

  1. Unlimited free access to more than 1000 lounges globally
  2. Free airport drops and pick-up services and various other travel benefits
  3. Free valet parking services
  4. More than 900 Buy one get one offers
  5. Free internet calling globally

The Parting Words!

Many people who do not have a credit card are afraid of the fees related to it. This might be one of the main reasons why they do not use credit cards to make their transactions.  Talking about annual fees, it is charged for maintenance, service, and round the clock support. A small charge for large convenience should not hurt. These credit cards charge no annual fees, but are loaded with a world of benefits. The list mentioned above is not in any particular order. What might be the best for you might not be the most suitable for some other person.

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