Top 8 Air Miles Credit Cards in UAE

Credit Card in UAE
Apply for a Credit Card
& get access to your AECB Credit Score*

T&C Apply

  • No Annual Fee
  • Dining Discounts
  • Cashback up to AED2,000

Best credit cards with 0 Annual fee*

Search your City
  • Dubai
  • Sharjah
  • Abu Dhabi
  • Ras Al Khaimah
  • Al Ain
  • Other

For any country with a vibrant financial industry, such as the UAE, there is not a simple answer when it comes to the best Airmiles credit card in UAE. The UAE is home to a hundred different credit cards and what may be the best for someone in your family or one of your friends, may not be the best for you. Choosing a credit card is based on the requirements and needs of the individual, and therefore, there is not one ultimate air mile card that can be the best credit card in UAE for all.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

However, the best way to find out the card that suits you and your lifestyle the best is by breaking it down. Below mentioned are the top 8 air miles credit cards available in the UAE.

Best Airmiles Credit Cards in UAE - June 2022 

  • Emirates Citibank Ultima Credit Card
  • Emirates Citibank Ultimate Credit Card
  • Emirates NBD Skywards Infinite Credit Card
  • Emirates Islamic Skywards Infinite Credit Card
  • American Express Platinum Card
  • Najm Voyager Platinum Credit Card
  • Najm Voyager Signature Credit Card
  • ADIB Etihad Guest Gold Credit Card

Air Miles Credit Cards 2022 - Minimum Salary & Annual Fee

Bank Credit Card Minimum Salary (In AED) Annual Fee (In AED)
Citibank Emirates Citibank Ultima Credit Card 36750 3000
Citibank Emirates Citibank Ultimate Credit Card 18000 800
Emirates NBD Emirates NBD Skywards Infinite Credit Card 30000 1500
Emirates Islamic Emirates Islamic Skywards Infinite Credit Card 25000 2000
American Express American Express Platinum Card 21300 700
Najm  Najm Voyager Platinum Credit Card 8000 261
Najm  Najm Voyager Signature Credit Card 12000 524
ADIB ADIB Etihad Guest Gold Credit Card 5000 1000

Emirates Citibank Ultima Credit Card

Emirates Citibank Ultima Credit Card

Airport Lounge Access
  • Minimum Salary AED 36,000
  • Annual Fee AED 3,000
  • Travel Insurance
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit
  • Airmiles

Citi claims the Ultima to be the air miles card that offers the best skyward miles rate every time you use your card for any spend. The annual membership fee for the Ultima card is AED 3,000.

The skywards miles earn rate on the Ultima card is:

  • For every US$1 spent on tickets purchased with Emirates, you are entitled to earn 2.5 skyward miles.
  • For every US$1 foreign spend, you are entitled to earn 1.5 skyward miles.
  • For every US$1 spent locally, you are entitled to earn 1 skyward mile.

You are also offered 25,000 miles as a sign-up bonus and 10,000 miles every year on renewal.

Additional Benefits Offered:

  • Airport lounge access
  • Supplementary cards
  • Complimentary golf access
  • Dining perks
  • Travel insurance

Emirates Citibank Ultimate Credit Card

The Emirates Citibank Ultimate card is an air miles card that offers one of the best skyward miles rates for all spends on your card. The annual membership fee for the Ultimate card is AED 800.

Emirates Citibank Ultimate Credit Card

Airport Lounge Access
  • Minimum Salary AED 18,000
  • Annual Fee AED 800
  • Golf Benefit
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit
  • Special Discounts
  • 25 Skyward miles for every 1 USD spent internationally
  • 1 Skyward mile for every 1 USD spent locally

Additional Benefits Offered:

  • Unlimited access to global airport lounges
  • Complimentary round of golf in UAE
  • Buy one get one free movie tickets with VOX Cinemas

Emirates NBD Skywards Infinite Credit Card

With the air miles card offered by Emirates NBD, you can turn your spends into your next travel ticket. The annual fee for this card is AED 1,500.

Emirates NBD Skywards Infinite Credit Card

Airport Lounge Access
  • Minimum Salary AED 30,000
  • Annual Fee AED 1500
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits

The skyward miles earning rate offered is:

  • 5 miles on flydubai and Emirates spends
  • 5 miles on international spends
  • 1 mile on domestic spends

Additional Benefits Offered:

  • Complimentary lounge access
  • Golf privileges
  • 4 complimentary valet parking

Emirates Islamic Skywards Infinite Credit Card

The Emirates Islamic Skywards Infinite card aims at taking you closer to your dream holiday with your everyday spends. The annual fee charged for this card is AED 2,000.

EIB Skywards Infinite Credit Card

Airport Lounge Access
  • Minimum Salary AED 25,000
  • Annual Fee AED 2,000
  • Valet Parking
  • Airport Lounge Access
  • Golf Benefits
  • Travel Insurance

The skyward miles earning rate offered is:

  • 2 miles for every 1 USD spent at Emirates
  • 5 miles for every 1 USD spent internationally
  • 1 mile for every 1 USD spent locally

Additional Benefits Offered:

  • Free valet parking
  • Free airport lounge access
  • Complimentary golf
  • Multi-trip travel insurance

American Express Platinum Card

The Platinum card is designed to enrich your global lifestyle, anywhere in the world. The annual fee charged for this card is AED 2,700.

Every time you use your card, you are entitled to earn membership rewards. For every AED 4 spent, you earn 1 membership reward. These rewards can be accumulated and redeemed across a variety of airlines.

American Express Platinum Card

Airport Lounge Access
  • Minimum Salary AED 21,300
  • Annual Fee AED 700
  • Airport Lounge Access
  • Travel Insurance

Additional Benefits Offered:

ADIB Etihad Guest Gold Credit Card

This ADIB Credit Card offers a complimentary companion ticket and a fast-track enrolment to an exclusive Single Tier Membership at Etihad Guest Program. You can also enjoy complimentary roadside assistance and a high joining bonus. You can earn Etihad Guest Miles on using this card which can be redeemed for purchasing electronics, gifts for family and friends, home furnishing, and travel booking. 

ADIB Etihad Guest Gold Credit Card

Airport Lounge Access
  • Minimum Salary AED 5,000
  • Annual Fee AED 1000
  • Airport Lounge Access
  • Dining Discounts
  • Purchase Protection & Extended Warranty
  • Roadside Assistance

Annual Fee: 1000 AED
Finance Charges (Profit Rate) per month: 2.99 percent (with salary transfer) and 3.09 percent (without salary transfer)

Additional Benefits Offered:

  • Welcome Bonus: 35,000 Etihad Guest Miles
  • Reward: Up to 1.5 Guest Miles on every 4 AED spent

The Bottom Line

The final say for the best Airmiles credit card in UAE lies in the hand of the applicant. You should choose the air miles card that satisfies your needs and requirements while providing you with additional privileges.