Top 5 Credit Cards with Cash Back Rewards Programs in the UAE
Credit cards have become a necessity for most of the people in the UAE. With an increase in usage of this plastic card & healthy competition, banks & financial institutions have started offering various types of credit cards that come with a range of benefits and features.
Amongst all types of credit cards, cash back credit cards are gaining popularity and they have become the most popular kind of credit card in the country. The idea behind the cash back is very simple and straight forward. You make purchases using your credit card and the credit card issuer will give you some amount of cash back from the purchase in return as additional balance. If you pay off your credit card outstanding balance in full every month, you can use that cash back to avail discounts or redeem it to buy gift vouchers.
There are plenty of cash back credit cards are available in the UAE. But which one is the best? Well, we have listed out some of the most amazing cash back credit cards in the UAE and also highlighted their key benefits and features for you. You can use this guide to find out the best cashback credit card in UAE:
Standard Chartered Bank Platinum Credit Card
Standard Chartered Bank Platinum Credit Card is among the best cashback credit card in UAE that offers exciting cash back rewards. In addition to this, this credit card caters a wide range of benefits and privileges to its cardholder. Below specified are some of the main features and benefits of this cash back credit card:
- Unlimited complimentary lounge access to 20+ local as well as international airport lounges.
- You can avail up to 10 percent cash back at utility bill payments, supermarkets, and on school fees.
- You can a avail 20 percent discount on Careem rides.
- You can avail up to 10 percent off on hotel bookings via hotels.com.
- You can enjoy buy 1, get 1 free offer at ‘Costa Coffee’.
- You can enjoy up to 30 percent off on travel bookings via cleartrip.ae.
RAKBank Titanium Credit Card
RAKBank Titanium Credit Card is one of the best cash back credit cards in the UAE that comes with exclusive benefits & features part from the amazing cash back rewards programs. Here are some of the key features & benefits of this credit card:
- There is no annual membership fee charged on this cash back credit card for life long.
- You can enjoy 5 percent cash back on spending at supermarkets and some specific restaurants.
- You can enjoy up to 50 percent on movie tickets.
- You can enjoy 2 percent standard cash back on a domestic purchase, foreign purchase, and also on online transactions.
- You can get free travel accident insurance & purchase protection.
- You can enjoy unlimited complimentary airport lounge access to 10+ VIP lounges at some specific airports.
ADIB Cashback Visa Platinum Credit Card
ADIB (Abu Dhabi Islamic Bank) caters various cash back credit cards in the UAE in order to provide amazing cash back rewards for using their credit card. Amongst all of them, ADIB Cashback Visa Platinum Credit Card is indeed the best one that offers cash back for making a transaction using the card. In addition to this, this card is loaded with a range of amazing features & benefits. Some of them are given below:
- 1 percent cash back on all purchases made through this cash back credit card.
- No annual membership fee on first ‘4 supplementary cards’.
- You can enjoy unlimited airport lounge access worldwide with Veloce Lounge.
- You can avail complimentary roadside assistance as well as valet parking benefits.
- You can enjoy a free grace period of up to fifty-five days in order to repay the car’s outstanding balance.
Citi Cash Back Credit Card
This is one of the best cash back credit cards in the UAE that requires a minimum monthly salary of 8000 AED & it doesn’t require a salary transfer or stick to Islamic finance. This cash back credit card charges zero annual membership fee for the first year. From the second year onwards, this plastic card is free unless a minimum annual spend of 9000 AED is not met. Else, a fee of 300 AED will apply from the second year onwards. This card is loaded with some advanced features & benefits. Some of them are highlighted below:
- You can avail unlimited & automatic cash back on all of your spend.
- You can avail 3 percent cash back on international spend, 2 percent cash back on grocery spend and 1 percent cash back on all other expenses.
- There is no minimum spend, no caps, and no redemption process with this cash back credit card.
- You can get fifty free “VoucherSkout Credits” through which you can avail 50 percent off on total bills at 500 plus outlets.
- Free lounge access to more than 1000 airport lounges globally.
CBD Super Saver Credit Card
The CBD Super Saver Credit Card offered by the Commercial Bank of Dubai is one of the best cash back credit cards that makes spending even more rewarding. Below specified are the major features and benefits of this credit card:
- There is no annual membership charged on this cash back credit card for the first year.
- You can earn 10 percent cash back on a range of retail spend categories including utility bill payments, supermarket, transport, and education, capped at 200 AED per category per month. Also, you have to spend 1500 AED on all of these categories to avail the cash back.
- You can earn a maximum of 1 percent cash back on every 2 AED spend on all other expenditures with no caps.
- You can enjoy 50 percent off on movie tickets through VOX cinemas across the UAE.
- You can avail up to 8 free visits in the calendar year at 1000+ airport lounges globally with LoungeKey.
So, if you are looking for the best cashback credit card in UAE, you can use the information mentioned above in this article to find out which cash back credit card is right for you. Just go ahead.