Best 11 Cashback Credit Cards in UAE - December 2024

With cash back credit cards in the UAE, you can enjoy amazing benefits by getting a portion of your spending back as cash rewards. Cash back cards are designed to boost your everyday purchases and make them more rewarding — from groceries and dining to travel, luxury, and much more!

 

In fact, besides cashback, many of these cards bring you additional perks such as discounts, travel insurance, and exclusive offers. 

With various options available, you can easily select cards that best suit your lifestyle and spending habits. Let’s uncover the top features and benefits of the best cashback credit cards in UAE for December 2024.

 

 

Best Cashback Credit Card in UAE December 2024 - List of Best 11 Cash Back Credit Cards

 

Best Cashback Credit Card in UAE for December 2024

Here is the list of the 11 best cashback credit cards in UAE for December 2024  —

1. Commercial Bank of Dubai Super Saver Card

 

 

Features & Benefits of Commercial Bank of Dubai Super Saver Card
 

• Spend AED 3,000 (monthly) or more to get cashback
• Spend AED 3,000 - AED 9,999.99 and get 3% cashback (up to AED 75) on supermarket, transport, bills, and education (max cashback — AED 300)
• Spend AED 10,000 - AED 19,999.99 and get 5% cashback of up to AED 100 on supermarket, transport, bills, and education (max cashback — AED 400)
• Spend AED 20,000 and above and get 10% cashback of up to AED 150 on supermarket, transport, bills, and education (max cashback — AED 600)
• No annual fees for the first year
• Enjoy 2 complimentary valet parking services every month
• 4 complimentary golf rounds every month
• Discount of 50% on 4 cinema tickets at Reel, Novo, and VOX Cinemas
• 20% discount on F&B at Reel Cinemas
• Up to 8 complimentary lounge visits at 1,000+ airports globally via LoungeKey
• Benefits like extended warranty, Purchase Protection, and multi-trip travel insurance also included

 

2. First Abu Dhabi Bank Cashback Card

 

 

Features & Benefits of First Abu Dhabi Bank Cashback Card
 

• 5% cashback — up to AED 200 per month — on offline and online supermarket purchases
• Earn 3% cashback (up to AED 200 per month) on school fees payment and dining expenses
• 1% cashback on all international or non-AED spending with no cap
• 0.15% cashback on other spending with no cap
• Monthly cashback of up to AED 600 and more as per your spending
• Up to 10% cashback on hotel bookings
• 15% off on hotel rooms with IHG Hotels and Resorts
• Lounge access at 10+ airports across the UAE, Egypt, Jordan, KSA, and Kuwait
• Book your car rental with Avis and get 20% off
• Discounts on grocery and food delivery at the Talabat app

 

3. Emirates NBD Go4It Gold Credit Card

 

 

Features & Benefits of Emirates NBD Go4It Gold Credit Card
 

• With this cash rewards credit card, earn Plus points on all spends
• Earn up to 5 Plus points upon spending AED 400
• Dubai Ferry rides for free
• Easily convert your earned points to cashback or Frequent Flyer Miles
• Life insurance for free
• Earn 5 points for every spend of AED 400 on weekends
• 4 points for every spend of AED 400 on RTA
• Get 1 point for every spend of AED 400 on weekdays
• Use the card on RTA parking meters, Dubai metro, water bus stations, and buses to get an RTA monthly pass

 

4. Emirates Islamic RTA Card

 

Features & Benefits of Emirates Islamic RTA Card

 

• Up to 10% cashback on fuel spends and RTA transport payments
• Earn up to 2.25% cashback on international spends
• Enjoy up to 1.25% cashback on shopping and other expenditures
• Get up to 2 free ‘Buy 1 Get 1’ offers on Reel movie tickets each month
• USD 25 discounts on food and beverages at over 900 hotels across the world with Visa Luxury Hotel Collection
• Max 4 supplementary cards for free 
• Easily top-up your NOL and Salik
• Other benefits include Purchase Protection, extended warranty, and more

 

5. Emirates Islamic Cashback Credit Card

 

Features & Benefits of Emirates Islamic Cashback Credit Card

 

• Enjoy up to 5% cashback on telecom and electronic store purchases
• Up to 1% cashback on all domestic and interaction transactions
• Up to 4 supplementary cards for free with no annual fees
• Get USD 25 discounts on food and beverages at over 900 hotels across the world with Visa Luxury Hotel Collection

 

6. RAKBANK World Mastercard Credit Card

 

 

Features & Benefits of RAKBANK World Mastercard Credit Card

 

• Up to 10% cashback on travel and supermarket spends
• Max 5% cashback on international transactions
• Up to 3% cashback on all domestic spending

 

7. Emirates Islamic Switch Cashback Credit Card

 

Features & Benefits of Emirates Islamic Switch Cashback Credit Card

 

• Free-for-life cash-back credit card 
• Up to 8% cashback on all spends — education, telecom, utilities, real estate, dining, supermarket, airline bookings, hotel bookings, and more
• Unlimited complimentary access to airport lounges across the globe
• 2 complimentary rounds of golf every month
• Enjoy balance transfer facility, cash advances, and easy payment plans
• Enjoy up to 2 ‘Buy 1 Get 1’ complimentary movie tickets with Reel and Vox Cinemas every month
• 20% off on Emaar Entertainment Attractions
• Other benefits include complimentary valet parking, multi-trip travel insurance, cash-on-call facility, Purchase Protection, extended warranty, and much more

 

8. RAKBANK Titanium Mastercard Credit Card

 

 

Features & Benefits of RAKBANK Titanium Mastercard Credit Card

 

• This cash back credit card is free for life
• Get 5% cashback on spending on dining and supermarkets across the globe
• Up to 50% cashback on cinema tickets globally
• Max 2% cashback on domestic and international retail transactions
• Discount of 20% on Kidzania
• Up to 20% off on car rental with Avis Car Rental
• 15% discount on bookings with IHG Hotels and Resorts
• Travel accident insurance for free
• Cash advance facility of up to 80% of your credit limit

 

9. Liv. Platinum Credit Card

 

Features & Benefits of Liv. Platinum Credit Card

 

• Free for life cash rewards credit card 
• Up to AED 12,000 cashback per annum or earn 1 Skyward Mile for every 1 AED spent
• Up to 15% cashback on transactions or earn up to 1 Skywards Miles for every AED spent
• AED 200 cash back on credit card on spending at least AED 1,000 and completing the application within 6 days
• Up to 10% discount on flight booking with Cleartrip
• Complimentary lounge access at 25+ airports across the globe
• ‘Buy 1 Get 1’ offers on dining and lifestyle
• ‘Buy 1 Get 1’ on movie tickets — up to 2 tickets per month — with Vox Cinemas.  

 

10. Liv. World Credit Card

 

Features & Benefits of Liv. World Credit Card

 

• Up to AED 18,000 cashback every year or up to 10,000 Skywards Miles per annum
• Up to 15% cashback on multiple transactions or earn up to 1 Skywards Miles for every AED spent
• AED 400 cash back on credit card on spending AED 1,000 or more and completing the application within 6 days
• Discount of up to 10% on flight booking with Cleartrip
• Complimentary lounge access at over 850 airports across the globe
• ‘Buy 1 Get 1’ offer on dining and lifestyle
• ‘Buy 1 Get 1’ offer on movie tickets — up to 3 tickets per month with Vox Cinemas   

 

11. Deem Finance World Mastercard Credit Card

 

 

Features & Benefits of Deem Finance World Mastercard Credit Card

 

• This cash rewards credit card is free for life
• Welcome bonus of AED 500 cashback on spending AED 7,500 or more within the first 90 days of card issuance
• Enjoy up to 10% cashback on flights
• 5% cashback on hotel and entertainment spends
• 3% cashback on international transactions
• 1% cashback on domestic spending
• 0.5% cashback on utilities, government services, transport, and fuel

 

Eligibility Criteria for Cash Back Credit Cards in UAE 2024?

While each bank’s requirements vary, you can check out the general criteria for cash back credit cards in the UAE in the table below —

What Documents are Required for Cash Back Cards?

Listed below are the documents usually required for credit card application —

• Emirates ID (original and a copy)
• Salary certificate (for salaried individuals)
• Trade Licence (for self-employed individuals)
• Passport (original and a copy)
• Security Cheque
• Recent 3 months’ original bank statements

Note: You may be required to submit additional documents as per the bank’s requirements.

How to Apply for Cash Back Credit Cards via Policybazaar UAE?

At Policybazaar.ae, we offer you a seamless application process for credit cards for cash back.

Instead of toggling between sites to compare options, you can check out the best credit cards in one place on our site. Moreover, you can apply for your favourite card within a few minutes without any hassle! 

Here’s how — 

1. Head to policybazaar.ae.
2. Click ‘Banking Products’ and select ‘Credit Cards in UAE’.
3. Correctly fill out the lead form.
4. Submit it to view the credit card quotes page.
5. Apply filters to get a list of all cash back credit cards.
6. Choose your preferred card and apply for it.

Note: One of our officials will look into your application and assist you with the next steps.

Best Credit Cards for 2024
Best Credit Card in UAE	Best Credit Card For Chauffeur Service UAE
Best Balance Transfer Credit Card in UAE	Best Credit Card for Golf Access in UAE
Best Travel Credit Card in UAE	Best Free for Life Credit Card in UAE
Best Credit Card for School Fees in UAE	Best Business Credit Cards in UAE
Best Hotel Credit Cards in UAE

 

Let’s now jump onto some of the most frequently asked questions regarding cash back credit cards in the UAE!

FAQ's on Best Cash back Credit Card in UAE