Top 5 Car Insurance Companies in the UAE

Top 5 Car Insurance Companies in the UAE
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Bought a new car? Congratulations!

Have you bought car insurance as well? However, remember that car insurance in UAE is mandatory.

If you’re buying a car from a car dealer or a bank, there are chances they will provide you with a car insurance policy as well. However, is it a wise decision to take it from them? Probably no!

Why? Well, it is because you can always find a customised car insurance deal with more benefits if you look up for one yourself.

The good news is that there is a plethora of motor insurance companies in Dubai offering a wide range of plans. Can you guess the number of motor insurance companies Dubai and UAE? There are over 60 insurers in the country!

Yes, you have more than 60 options to choose from. We, at PolicyBazaar, can help you find the best, customised and affordable car insurance policy.

We understand that finding the best car insurance companies in UAE can be a difficult task. Which policy is the best for you? How large should the coverage be? How would you assess that you’re getting a better deal? These questions are bound to come to your mind while you browse the internet in search of the best insurance provider.

Here we have compiled a list of top 5 car insurance companies in Dubai to make your work easier:

 

Insurance Provider

Why it rocks?

New India Assurance Car Insurance

  • Off-road cover for private vehicles
  • Rent-a-Car Benefit
  • Agency repair cover
  • Road assistance cover

SALAMA Car Insurance 

  • Customised Takaful solutions
  • A leader in Shari’ah Compliant Takaful Solutions

WATANIA Car Insurance

  • Roadside assistance
  • Facilitates Mulkiya Renewal Registration process
  • International Driving License discounted

Oriental Car Insurance

  • Vehicle towing assistance
  • Car rent service
  • Lock-out service assistance
  • Refueling service

Adamjee Car Insurance

  • Competitive premium rates
  • Largest dealer network support across the country
  • Around the clock customer support
  • SMS alerts for claim processing

New India Assurance Company Ltd:

The New India Assurance Company Ltd. provides vehicle insurance in the UAE by keeping the needs of the car owners in mind. An insured can choose a car insurance policy either from the pre-existing list of plans or can get a customized one. So, whether you are an owner of a commercial automobile or have a personal car, New India Assurance Company has car insurance plans for everyone.

Why it rocks?

  • Provides rent-a-car option
  • Off-road cover for all private vehicles
  • Provides road assistance
  • Windscreen damage is also covered

SALAMA Islamic Arab Insurance Company:

SALAMA Islamic Arab Insurance Company is one of the top-notch companies offering tailor-made and innovative car insurance policies in UAE. It works on the principles of Shari’ah.

SALAMA indemnifies your vehicle as mentioned below:

Comprehensive Car Insurance:

The company provides cover against damage or loss to the car, its spare parts, and accessories caused by any of the following:

  • By accidental collision or accident or overturning and the subsequent mechanical breakdown.
  • By theft of burglary
  • By malicious action of any third-party
  • By external explosion, thunderbolt, fire, lightning, or self-ignition

Third-party Liability:

The insurance provider compensates the insured in case of an accident caused by the use of your car, subject to the limitations mentioned in the policy documents.

WATANIA Insurance Company:

Watania, headquartered in Abu Dhabi, United Arab Emirates, started as an initiative of Abu Dhabi National Energy Company, Abu Dhabi National Insurance Company, Aldar Properties, and Abu Dhabi National Islamic Finance. Guided by the principles of loyalty, integrity, excellence, reliability, transparency, the insurance provider offers various benefits to its customers.

Apart from Comprehensive Car Insurance and Third-party Liability Insurance, Watania has some additional benefits that are mentioned below:

  • Discounted International Driving License
  • Roadside Assistance
  • Facilitates Mulkiya Renewal Registration Procedure

Oriental Insurance Company:

Oriental Insurance Company is one of the leading insurance providers of India, and for past few decades, it is expanding its operations in overseas locations as well. UAE is one of the prime foreign countries where Oriental Insurance Company is serving for more than 50 years. It was the year 1960 when this company started its business in the UAE with the cooperation of Arab Insurance Works, LLC. The company also extended its support to other companies having their operations in Gulf Cooperation Council (GCC).

Why it rocks?

  • It provides vehicle towing assistance
  • Offers car rent service
  • Feature of lock-out service
  • Refueling service is provided as well

Adamjee Insurance Company:

Adamjee Insurance Company Limited is a Pakistan-based insurance provider, which has its name listed PSEL (Pakistan Stock Exchange Limited) with a unique advantage of having its presence across the region of UAE. The company has a competitive advantage achieved by its largest paid-up capital and reserve along with a diversified business portfolio.

Standout Features

The motor insurance policies provided by Adamjee Insurance Company provide the maximum coverage against the following events

  • Accidental damages,
  • Theft,
  • Third-party liability,

The aforementioned benefits are inclusive of various innovative and hassle-free pre and post insurance-related services.

Wrapping it up!

With these top 5 car insurance providers in UAE, you can make a wise choice while buying car insurance/takaful. These top-notch companies provide you tailor-made policies to indemnify your car or vehicle against damage and loss. Damage to your car can cause a lot of inconvenience and so these providers keep their process simple and hassle-free. You can now compare, customise, and buy car insurance as per your requirements.

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