Top 10 Best Travel Credit Cards in UAE

Credit Card with
Cashback and Rewards
T & C Apply

Best credit cards with 0 Annual fee*

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Credit cards are innovative financial instruments offering a plethora of benefits tailored to the requirements of different individuals. Banks and financial institutions in the UAE design these cards for several purposes such as convenience of payments, rewards on leisure, dining, travel, etc., and more.

By leveraging travel credit cards, you can earn generous rewards, air miles, and cashback on your travel expenses, which allows you to save significantly on flights, accommodations, and others. Moreover, with exclusive perks like airport lounge access, travel insurance, and zero foreign transaction fees, these cards promise a seamless and rewarding journey.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

List of Best Top 10 Travel Credit Cards in the UAE

Listed below are the top 10 travel credit cards along with their multitude of privileges, exclusive discounts, offers, and more -

1.) ADCB Etihad Guest Platinum Credit Card

The Etihad Guest Platinum credit card offered by ADCB has numerous benefits to offer you. Be it travel, hotel accommodation, food, entertainment, or any other leisure, this credit card provides several exclusive discounts that you can enjoy.

ADCB Etihad Guest Platinum Credit Card
Complimentary Lounge Access
  • Minimum Income AED 8,000
  • Annual Fee 1st Year Free , AED 525 from 2nd year onwards
  • Welcome Miles
  • Etihad Guest Miles on spend
  • Special Discounts
  • Complimentary Class upgrades
  • Complimentary Lounge Access
  • Dining Discounts
  • Free for 1st year (Limited period offer till 5th September)
  • Travel Discounts / Benefits

Listed below are the key travel features of this card -

Welcome Miles

  • 12,000 Etihad Guest Miles are credited to your account during the first year of membership as a welcome bonus upon card activation.
  • The ADCB Etihad Guest Platinum credit card is free for the first year*

Complimentary Lounge Access

  • Enjoy complimentary lounge access at more than 1,000 airports across the world - up to 3 times in a calendar year.
  • For additional guests access over and above the entitlement, you will be required to pay an amount of USD 32 per guest per visit.

Earn Etihad Guest Miles On Spend

  • Earn up to 1.25 Etihad Guest Miles per USD 1.
  • Receive 1,000 Etihad Guest Miles as a monthly bonus.
  • Other purchases include the following -
International Purchases Up to 1.25 Etihad Guest Miles
Domestic Purchases Up to 1 Etihad Guest Mile
Purchases with Etihad Airways 1.25 Etihad Guest Miles

Travel Discounts

  • You can conveniently redeem your earned Etihad Guest Miles with the welcome bonus for flights and upgrades on the Etihad Airways network and its partners. 

Avis Rent-a-Car Benefits

  • Get up to 20% discount as an Etihad Platinum cardholder for car rentals across the world.
  • Additional discounts are included for domestic and international rentals where rentals take place in the same country as the cardholders’ residence country in MENA.
  • You can book your cars online via avisworld.com/visa
  • You can even enrol for Avis Preferred Plus Membership via avisworld.com/visa. 

Visa Luxury Hotel Collection Privileges

You can avail of exclusive benefits at over 900 luxury resorts and hotels across the world, which are as follows - 

  • VIP guest status and late check-out until 3.00 pm upon request
  • Get USD 25 food or beverage credit
  • Avail of complimentary breakfast regularly
  • Enjoy the benefit of complimentary in-room WiFi
  • Enjoy automatic room upgrades upon arrival

Rewards and Offers of ADCB Etihad Guest Platinum Credit Card

Mentioned below are the offers and rewards included in the ADCB Etihad Guest Platinum credit card -

  • You can earn up to 1.25 Etihad Guest Miles per USD spent.
  • Receive 40,000 and 30,000 promotional Miles* for UAE nationals and UAE expatriates, respectively as welcome offers.

*Valid till 5th September, 2023

Terms and Conditions

  • In order to qualify for the promotional bonus Etihad Guest Miles, customers are required to meet the minimum spending requirement within the initial 90 days after receiving their credit card. These minimum spends can be fulfilled through various means, including retail purchases, balance transfers, cash withdrawals, and credit card loans.
  • Customers who choose to cancel their current adcb credit card or ADCB covered card while the offer is active and later apply for the Etihad Guest card will not qualify for the promotion.
  • The promotional Miles will be credited within 60 days after the 90-day period from the card issuance date is completed, provided that the customer meets the required spending criteria.
  • If a user decides to convert an existing ADCB credit card or ADCB covered card into an Etihad credit card, they will not be eligible for the offer.
  • The issuance of credit cards is entirely at the discretion of ADCB.

2.) ADCB Etihad Guest Signature Credit Card

This ADCB credit card has been designed to provide you with a plethora of offers, discounts, and privileges. These benefits are available for travel, shopping, dining, entertainment, and much more.

ADCB Etihad Guest Signature Credit Card
Complimentary Lounge Access
  • Minimum Income AED 20,000
  • Annual Fee 1st Year Free , AED 1050 from 2nd year onwards
  • Welcome Miles
  • Etihad Guest Miles on spend
  • Complimentary Class upgrades
  • Free for 1st year (Limited period offer till 5th September)
  • Complimentary Lounge Access
  • Travel Discounts / Benefits
  • Golf Benefits
  • Dining Discounts
  • Avis Car Rental
  • Fast track to Etihad Silver Tiers

Let’s look into the key travel features of this credit card in UAE -

Welcome Offers

  • Get 35,000 Etihad Guest Miles credited to your account upon activating your credit card.

Avis Car Rental

  • Avail of a discount of up to 35% for renting cars across the world.
  • Get exclusive discounts on domestic and international rentals where rentals take place in your country of residence in MENA.
  • As an Etihad Signature cardholder, you can also register yourself for Avis President’s Club Membership via avisworld.com/visa.

Travel Benefits

  • Etihad Guest Silver Tier Membership
  • Get an accrual of 18,000 Tier Miles via purchases made through the credit card within 6 months of your card issuance.
  • Completion of 2 return flights on Etihad Airways within 6 months of your card issuance booked using your Etihad Guest Signature credit card. 

Complimentary Airport Lounge Access

  • You can avail of complimentary unlimited airport lounge access at over 1,000 airport lounges across the world.
  • For an additional guest entry, over and above the entitlement, a flat rate of USD 32 per guest visit will be charged. 

Complimentary Flight Upgrade Voucher

  • You can enjoy up to 2 complimentary class upgrade vouchers. Further, you can upgrade flight tickets to business class from economy class on any Etihad Airways flight with 50% fewer Miles.
  • You will get one upgrade voucher from Etihad Airways for every incremental purchase of USD 35,000.
  • You can use the voucher for a one-way trip for a single passenger and a one-class upgrade.
  • The voucher will be sent to you on eligible purchases during a 12-month period from the date of card issuance.

Multi-Trip Travel Insurance

You can avail of the following comprehensive travel medical benefits -

  • Loss of Personal Belongings - Up to USD 2,500
  • Baggage Delay - Up to USD 500
  • Trip Cancellation/ Curtailment - Up to USD 7,500
  • Delayed Departure - Up to USD 1,000
  • Hospital Daily Cash of USD 100 Per Day - Up to USD 3,000.
  • Evacuation and Repatriation Expenses - Up to USD 500,000
  • Emergency Medical Expenses - Up to USD 500,000
  • Personal Accident Benefits - Up to USD 100,000 (Domestic)
  • Personal Accident Benefits - Up to USD 500,000 (International)

Note: The cover includes your spouse and up to 5 children. The maximum age limit is 75 years for all individuals.

Etihad Guest Silver Benefits

With Etihad Guest Silver benefits, you can avail of the following - 

  • 25% discount on instant upgrade with Miles at the airport
  • Al Reem airport lounge access in Abu Dhabi
  • Access priority check-in
  • 12 kg excess baggage allowance 

VISA Luxury Hotel Collection Privileges

With this credit card, you can enjoy exclusive benefits at over 900 luxury hotels and resorts across the world -

  • VIP guest status - late check-out until 3 pm upon request
  • USD 25 food or beverage credit
  • Get complimentary breakfast on a regular basis
  • Get complimentary in-room WiFi
  • Enjoy automatic room upgrades upon arrival

Rewards and Offers of ADCB Etihad Guest Signature Credit Card

Here are the rewards that you will receive upon activating your ADCB Etihad Guest Signature credit card-

  • Earn up to 2 Etihad Guest Miles and 1 Etihad Guest Tier Mile for every USD 1 spent
  • Fast track to Etihad Guest Silver Tier
  • You can get up to 2 complimentary class upgrade vouchers
  • Get 75,000 promotional Miles (for UAE Nationals) and 60,000 promotional Miles (for UAE Expatriates) on a minimum spend of AED 50,000*. 

*Offer valid till 5th September, 2023

Terms and Conditions

  • In order to qualify for the promotional bonus Etihad Guest Miles, customers are required to meet the minimum spending requirement within the initial 90 days after receiving their credit card. These minimum spends can be fulfilled through various means such as retail purchases, balance transfers, cash withdrawals, and credit card loans.
  • Customers who choose to cancel their current ADCB Credit card or ADCB covered card while the offer is active before applying for the Etihad Guest card will not qualify for the promotion.
  • The promotional Miles will be credited within 60 days after the 90-day period from the card issuance date is completed, provided that the customer meets the required spending criteria.
  • Customers who decide to convert an existing ADCB credit card or ADCB covered card into an Etihad credit card will not be eligible for the offer.
  • The issuance of credit cards is entirely at the discretion of ADCB.

3.) FAB Infinite Travel Card

Whether you want car rental offers, hotel discounts, or flight booking privileges, you can avail of all these travel offers as well as exclusive benefits with the FAB Infinite Travel credit card.

FAB Infinite Travel Card
Airport Lounge Access
  • Minimum Income AED 30,000
  • Annual Fee 1,500
  • Careem Rides
  • Airport Lounge Access
  • Cashback
  • Golf Benefits
  • Travel Discounts / Benefits
  • Hotel Discounts

The key features and advantages of this card are as follows -

  • Receive up to AED 3,000 cashback upon activating your card as a welcome offer*.
  • The bank provides you with an instant travel voucher of AED 1,500 to utilise for travel purposes via the FAB travel portal*.
  • No foreign transaction fees are involved in purchases when you use your travel card abroad.
  • Exchange FAB Miles at participating hotel and airlines partners, the list of which includes the following - 
    • Wyndham Rewards
    • Turkish Airlines Miles&Smiles
    • IHG Rewards
    • Fortune Wings Club
    • Emirates Skywards
    • Aeroplan
    • Club Vistara
    • Flying Blue
    • BIG Rewards
    • Jumeirah One
    • Avianca LifeMiles
  • Register yourself as a Jumeirah One member and get exclusive benefits with tier level upgrades (applicable for select card holders)
  • You can use your credit card on Uber internationally and receive up to US $25 credit per ride (allowed up to 6 rides)
  • Avail of up to 8 free airport transfers a year within the UAE across all airports.
  • Get one free ride per trip within the same emirate - 2 free rides per trip between Emirates are allowed.
  • Avail of a 20% discount by Visa on up to 3 Careem rides.
  • You can earn FAB Miles with each USD 1 spent.
  • Receive 2 FAB Miles for each USD 1 spent on any travel purchase.
  • You can simply cash in FAB Miles and turn them into credit on your travel card.
  • Enjoy the benefit of complimentary hotel night stays upon making bookings through the FAB travel portal.
  • Use the FAB travel card and get exclusive discounts on airlines with leading airline brands and incredible accommodation offers with global hotel partners.
  • Pay your annual credit card fee with ease using FAB Miles.
  • Get free travel accident insurance of up to USD 1 million upon using the FAB travel card to purchase your travel tickets. 

*Valid till 20th September, 2023

Rewards

  • Upon paid stays of every 3 nights, you get one complimentary night when booked via the FAB travel portal.
  • Zero international transaction fees are charged.
  • Redeem your points to access exclusive benefits at over 800 airlines, 500,000+ hotels, and car rentals.
  • Other travel benefits include Miles transfer to other partners. 

Terms and Conditions

  • Credit card applications are exclusively accepted through the FAB Mobile App and FAB Staff-assisted journeys. This offer applies to Customer-Initiated journeys and digital tablet journeys only.
  • To be eligible for this offer, customers must achieve the cumulative retail purchase target for each product within the first 60 days from the card issuance or booking date.
  • Both banking and non-banking customers, including Expats and UAE Nationals, can avail of this offer.
  • Customers with delinquent or blocked cards/accounts during fulfilment will not be eligible for this offer.
  • The annual fee reversal, if applicable, will only be credited to the eligible Credit Card and not to the Bank Account.
  • Customers must be either new to the bank or new to the credit card to avail of this offer.
  • Eligible spending does not include any retail purchase reversals, fee transactions, or other debit transactions. 

4.) FAB Signature Travel Card

As the name says, the FAB Signature Travel credit card has been exclusively curated for travel benefits. If you are a travel enthusiast, this FAB credit card can certainly save you a lot of money! From discounts on hotels and flights to earning FAB Miles, this card provides several privileges that can enhance your travel experience.

FAB Signature Travel Card
Travel Discounts / Benefits
  • Minimum Income AED 5,000
  • Annual Fee 1,000
  • Careem Rides
  • Cashback
  • Golf Benefits
  • Travel Discounts / Benefits
  • Hotel Discounts
  • Airport Transfer

The detailed features and benefits of this FAB credit card are mentioned below:

  • Get a guaranteed travel voucher of AED 1,000* upon activating your card - you can use it for travel bookings through the FAB travel portal.
  • Make purchases with your travel card abroad with zero foreign transaction fees (excluding currency conversion).
  • For every 3 paid nights’ stay, get one complimentary hotel night stay on booking through the FAB travel portal.
  • Avail of unlimited complimentary lounge access at over 1,000 airports across the world.
  • Exchange FAB Miles at participating hotel and airlines partners - 
    • Wyndham Rewards
    • IHG Rewards
    • Turkish Airlines Miles&Smiles
    • Fortune Wings Club
    • Avianca LifeMiles
    • Flying Blue
    • Club Vistara
    • Emirates Skywards
    • Jumeirah One
    • BIG Rewards
    • Aeroplan
  • Register yourself as a Jumeirah One member and get exclusive benefits with tier level upgrades (applicable for select card holders)
  • Pay for Uber internationally and avail of up to USD 25 credit for each ride (up to 4 rides allowed).
  • Get up to 5 airport transfers for free within the UAE.
  • Enjoy one free ride per trip with the same emirate.
  • Get two free rides per trip between Emirates.
  • Avail of a flat 20% discount on Careem rides by Visa.
  • You can earn FAB Miles with each USD 1 spent.
  • Receive 2 FAB Miles for each USD 1 spent on any travel purchase.
  • You can simply cash in FAB Miles and turn them into credit on your travel card.
  • Enjoy the benefit of complimentary hotel nights upon booking hotel stays through the FAB travel portal.
  • Use the FAB travel card and get exclusive discounts on airlines with leading airline brands and accommodation offers with global hotel partners.
  • Pay your annual credit card fee with ease using FAB Miles.
  • Get free travel accident insurance of up to USD 1 million by using this FAB travel card to purchase your travel tickets.

Rewards

  • For a paid stay of 3 nights, you get one complimentary night when booked via the FAB travel portal.
  • Zero international transaction fees
  • Redeem your points to access exclusive benefits at over 800 airlines, 500,000+ hotels, and car rentals.
  • Other travel benefits include Miles transfer to other partners.

Terms and Conditions

  • Credit card applications are exclusively accepted through the FAB Mobile App and FAB Staff-assisted journeys. This offer applies to Customer-Initiated journeys and digital tablet journeys only.
  • To be eligible for this offer, customers must achieve the cumulative retail purchase target for each product within the first 60 days from the card issuance or booking date.
  • Both banking and non-banking customers, including Expats and UAE Nationals, can avail of this offer.
  • Customers with delinquent or blocked cards/accounts during fulfilment will not be eligible for this offer.
  • The annual fee reversal, if applicable, will only be credited to the eligible Credit Card and not to the Bank Account.
  • Customers must be either new to the bank or to the credit card to avail of this offer.
  • Eligible spending does not include any retail purchase reversals, fee transactions, or other debit transactions. 

5.) FAB Cashback Card

The FAB cashback credit card is one of the top credit cards in the UAE when it comes to travel benefits. From free airport lounge access to amazing discounts on car rentals, you will find several travel-related offers and discounts on this card.

FAB Cashback Card
Airport Lounge Access
  • Minimum Income AED 5,000
  • Annual Fee 300
  • Cashback
  • Airport Lounge Access
  • Movie Discounts
  • Travel Discounts / Benefits
  • Hotel Discounts

Check out the features and benefits given below for more details -

  • You can use your card to avail of free lounge access at more than 10 airports across the UAE, Egypt, Jordan, Kuwait, and KSA.
  • Get a flat 20% discount on your next Avis car rental. In addition, you can get a complimentary upgrade with every rental.
  • Avail of a 20% discount on Careem rides - up to 3 rides per month - using the promo code ‘MASTERCARD’.
  • Get a flat 15% discount on hotel rooms at IHG Hotels and Resorts in Maldives, Europe, Africa, the Middle East, and India.
  • Use your card to book via Booking.com and get up to 10% cashback on your hotel bookings across 200 countries and territories. 

Terms and Conditions

  • FAB shall not be held responsible for providing 5% Cashback on purchases made at merchant outlets/franchisees that have not registered themselves under the MCCs assigned for Supermarket Categories by MasterCard.
  • Eligible Transactions made using a supplementary FAB Cashback Card will be combined with the Eligible Transactions charged by the primary Cardholder to calculate the Cashback amount. Note that the total Cashback will be credited to the Cardholder’s Card Account.
  • No minimum spending requirement is applicable to be eligible for Cashback.
  • The Cashback on Eligible Transactions within a statement cycle will be limited to the customer's credit limit. Any transactions completed beyond the credit limit of the Card Account in a single statement cycle will not earn Cashback.
  • If any transactions are reversed or partially reversed, the corresponding awarded Cashback will be clawed back. FAB reserves the right to deduct the equivalent value of such credited Cashback directly from the Card Account or adjust it against Cashback for future Eligible Transactions.

6.) Mashreq Bank Platinum Elite Credit Card

With the Mashreq Platinum Elite credit card, you can earn Salaam points on every spend and take advantage of a wide range of discounts, offers, benefits, and rewards included in the card (including travel privileges).

Mashreq Bank Platinum Elite Credit Card
Travel Benefits
  • Minimum Income AED 7,000
  • Annual Fee 650+VAT
  • Fitness First Privileges
  • Salaam Points
  • Travel Benefits

Have a look at the major features and benefits of this Mashreq Bank credit card below -

  • Get 5 Salaam points per Dirham credited to your account upon spending internationally in non-AED currency.
  • Enjoy the benefit of 3 complimentary airport pickup or drop services within Dubai (at Terminals 1 and 3) or Abu Dhabi in a year with a maximum of one service per billing cycle - you will be required to spend at least AED 7,000 via your credit card in the previous billing cycle to get this benefit in the current cycle.
  • Airport drop facility or drop at the residence is allowed once.
  • Enjoy up to 8 complimentary lounge visits per year.
  • You can avail of the free lounge facility at more than 700 airports across the world.
  • Make Salaam points redemption for Skyward Miles for flights and upgrades on Flydubai, Emirates, and hotel stays.
  • You can even gift Skywards Miles to your family.

Terms and Conditions

  • To be eligible for cashback, a minimum retail spend of AED 4,500 is required within the first 2 months. The applicable cashback will be credited by the end of the third month.
  • Clients who are new to Mashreq Credit Cards are eligible for AED 1,500 cashback. Existing customers (or those whose card was cancelled in the last 6 months) will receive AED 200 cashback.
  • The maximum cashback per merchant per month for the first 6 months is AED 50. The cashback earned each month will be credited to the card account by the end of the following month. 

7.) RAKBANK World Mastercard Credit Card

With this RAKBANK credit card, you can enjoy numerous benefits and privileges. From shopping and dining to travel and entertainment offers, this card has it all. Notably, you can apply for this credit card digitally without any hassle.

RAKBANK World Mastercard Credit Card
Airport Lounge Access
  • Minimum Income AED 20,000
  • Annual Fee 1st Year Free*
  • Free for 1st year
  • Airport Lounge Access
  • Cashback
  • Travel Discounts / Benefits
  • Special Discounts
  • Travel Insurance

If you are searching for a card with travel benefits, take a look at what this card has to offer -

  • Easily make bookings via Cleartrip.
  • Avail of a flat 10% discount on international round trip airfares.
  • Get exclusive discounts on airfares on all airlines.
  • Get complimentary travel insurance, which includes the following - 
    • Personal accident cover - up to USD 500,000
    • Medical emergency expenses - up to USD 500,000
    • Daily in-hospital cash benefit - USD 100 per day
    • Medical emergency expenses - up to USD 500,000
    • Parents visiting you in your country of residence from another country are also covered
  • Enjoy the benefit of complimentary chauffeured airport pick-up or drop-off services 6 times a year from the UAE. Alternatively, you can avail of this service in India (Chennai, Mumbai, Bengaluru, Delhi, and Kolkata) up to 3 times a year.
  • With this RAKBANK World Mastercard, you can easily apply and book your travel visa appointments at a fee of USD 15 with complete Fulfill Visa Assistance.
  • Enjoy Hertz car renting service at more than 8,500 locations across 147 nations.
  • Get one complimentary one-car-class upgrade with Hertz.
  • Get up to 15% discount on Hertz car renting service.
  • Avail of flat 10% discount on booking via rentalcars.com.
  • Book Uber and get a flat 20% discount on your first 3 rides every month - up to AED 12 on each ride.
  • Make bookings via Booking.com using your credit card and get instant 10% cashback.
  • Enjoy complimentary access to Global Blue Tax Refund City VIP lounges and Global Blue Fast Track services at the Airport VIP Fast Lanes. 

Terms and Conditions

  • The credit card will remain valid for the duration specified on the card. Failure to activate the credit card within the prescribed manner or timeframe set by the bank may result in its cancellation. If the customer requests a new credit card, they shall bear the expenses associated with the issuance.
  • Throughout the tenure, each credit card remains the property of the bank, granting them the authority to cancel or suspend its use or request its return. In the event of a credit card being cancelled, expired, or replaced, the customer must promptly destroy it. The bank reserves the right to modify the credit card's designs and scheme without prior notice.
  • Despite the cancellation, suspension, expiry, replacement, or return of a credit card, the customer remains responsible for any liabilities incurred using that credit card until the time of such action.
  • Upon the credit card's expiration, the bank may automatically renew it and charge the applicable renewal fee to the credit card account, unless the customer provides a written notice instructing otherwise at least 30 days before the card's expiry date and subject to all the general terms and conditions. 

8.) Dubai First Cashback Card

As the name indicates, this credit card offers some exclusive offers and discounts on travel along with a multitude of cashback benefits.

Dubai First Cashback Card
Airport Lounge Access
  • Minimum Income AED 5,000
  • Annual Fee 400
  • Cashback
  • Airport Lounge Access
  • Travel Discounts / Benefits

The travel benefits are detailed below -

  • Get a welcome bonus* of AED 300 credited to your account upon activating the credit card.
  • Avail of complimentary access to airport lounges.
  • Make your bookings via Cleartrip.com and avail of up to 30% off on your travel.
  • Rent a car through Avis car rental services and get up to a 15% discount.
  • Book your rental car through Rentalcars.com at a discount of 10%.
  • Book your travel via Booking.com and enjoy 10% cashback
  • Get travel visa assistance by applying for and booking your visa appointment using the Dubai First Cashback credit card.

*Valid till 31st March, 2023

Terms and Conditions

  • Upon meeting the specified criteria outlined above, all eligible cardholders will receive the rewards as per the offer. FAB retains the right, at its absolute discretion, to modify, add to, or withdraw this offer at any time without prior notification to customers.
  • FAB retains the right, at its complete discretion, to exclude any credit card account/credit card from the offer without providing notice and/or reason. This includes (but is not limited to) credit card accounts/credit cards that FAB considers, at its absolute discretion, to be doubtful, delinquent, or not managed in a satisfactory manner.
  • The cardholder bears the responsibility of ensuring that details such as their name and mobile number provided to FAB are accurate for communication purposes.
  • FAB's decision on all matters concerning the campaign or any disputes shall be final and binding on all eligible cardholders. No correspondence relating to such matters shall be entertained.

9.) Ajman Bank ULTRACASH Mastercard Touch Card

With this Ajman Bank credit card, you can discover multiple rewards programs. Additionally, as per the bank authorities, the ULTRACASH Mastercard Touch card is the first card in the UAE that credits up to 10% cashback on different spending categories.

Refer to the points below to know more about the travel benefits of the card -

  • Explore the globe by booking via Cleartrip.com and avail of up to 30% discount.  Use the promo code ‘Mastercard’.
  • Make bookings via Booking.com and get up to 10% cashback.
  • Get flat 15% off at IHG Hotels and Resorts upon making payments using this credit card.
  • Book your ride at rentalcars.com and get an exclusive discount of 10%.
  • Book your car rental with Avis and avail of a flat 20% discount.
  • Enjoy unlimited complimentary access to more than 25 regional and international Marhaba lounges and Lounge Key in the UAE, Jordan, Saudi Arabia, Morocco, Egypt, France, Germany, Singapore, Canada, and more.
  • Enjoy valet parking (up to 3 times per month) at more than 35 locations. 

Terms and Conditions

  • Any amount exceeding the Outstanding Balance that is paid into your Card Account will not be refunded. Instead, it will be credited to your Card Account.
  • Failure to settle the Outstanding Balance by the Payment Due Date, which remains unpaid upon the issuance of the next Statement of Account, will be added to the Minimum Payment for that Statement. This added amount will become immediately due and payable.
  • The bank reserves the right to apply and allocate any and all payments made or sent by the Cardholder or Supplementary Cardholder to specific Card Account(s), whether related to the Card issued to that Cardholder or otherwise, and to particular Card Transaction(s) as it may decide. This is applicable irrespective of any specific appropriation made by the Cardholder.
  • In case any deduction or withholding is required by law, the Cardholder must promptly pay an additional amount to the bank and ensure that the net amount received by the bank equals what it would have received if no such deduction or withholding had been made.

10. Emirates NBD Dnata World Credit Card

The Emirates NBD Dnata World credit card comes with a wide range of benefits with respect to travel perks, shopping, dining, entertainment, and much more. Those with a minimum monthly salary of AED 25,000 are eligible to apply for this credit card.

Emirates NBD Dnata World Credit Card
Airport Lounge Access
  • Minimum Income AED 25,000
  • Annual Fee 1,048.95
  • Airport Lounge Access
  • Valet Parking
  • Golf Benefits
  • Travel Discounts / Benefits

Let’s see what travel benefits this card has to offer -

  • Get travel vouchers worth AED 2,500.
  • Get flat 15% Dnata points on spending at Dnata.
  • Enjoy complimentary lounge access at more than 1,000 airports across the world through LoungeKey.
  • Enjoy the benefit of valet parking at select locations in Abu Dhabi.
  • Avail of flat 15% off on Dnata travel, Giraffe, and City Sightseeing.

Terms and Conditions

  • The Cardholder acknowledges and agrees to utilise the Card within the specified Credit Limit and before the expiry date mentioned on the Card.
  • Regardless of whether the Cardholder has utilised the Credit Limit, the Bank retains the full authority to withdraw, restrict, or cancel the Credit Limit on the Card at any time without prior notice.
  • If the Cardholder disputes a transaction and it is later confirmed that the transaction was indeed initiated by the Cardholder, the Bank retains the right to charge the Card Account with the original amount along with any applicable Finance Charges, starting from the date of the transaction.
  • Furthermore, for transactions made in a currency different from the Card currency, the Bank will convert the transaction amount to the Card currency using the exchange rate determined by the Bank on the date the transaction is debited to the Card Account. Additionally, the transaction may be subject to currency conversion fees as determined by the Bank at its sole discretion.

Which Documents are Required to Apply for a Credit Card in the UAE?

Mentioned below are the commonly-required documents required to obtain a credit card in the UAE -

  • Original and a copy of Emirates ID
  • Original and copy of passport
  • Past 3 or 6 months’ bank statements
  • Salary certificate (for salaried individuals)
  • Trade Licence (for self-employed individuals) 

Note: Banks may ask for other additional documents as per their requirements. Make sure to have a consultation with your respective bank before proceeding with the card application process.

How to Apply for Travel Credit Cards Via Policybazaar UAE?

To seamlessly apply for a travel credit card through the digital platform of Policybazaar.ae, simply follow these steps -

  • On policybazaar.ae, move to the ‘Banking Products’ drop-down menu.
  • Select the ‘Credit Card in UAE’ option.
  • Fill out the lead form with the correct details.
  • Once you are on the credit card quotes page, apply filters and select ‘Travel Benefits’.
  • A list of all the relevant travel credit cards will be displayed.
  • Go through the options and compare them as per their features, fees, and more. 
  • After choosing the most suitable one, apply for it and submit your request. One of our representatives will shortly get in touch with you to discuss the further steps.

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