Top 10 Best Travel Credit Cards in UAE for August 2021

By Neha Goyal
  | Published: 05 June 2019 | Last Updated On: 29 July 2021
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For a frequent flier, two of the most important aspects to look out for are patterns of travel and spending habits. Although there is no perfect credit card, you can look into your needs and choose the best one for you. For that you will need to decide whether you want access to more lounges or better discounts. No card will offer the best of all its features.

List of Best Travel Credit Cards in UAE ( August 2021)

Below is a list of 10 travel credit cards in UAE that offers better benefits than others:
  • Najm Voyager Signature Credit Card
  • ADCB Traveller Credit Card
  • HSBC Platinum Select Credit Card
  • ADIB Etihad Gold Card
  • Standard Chartered Visa Infinite Credit Card
  • CBD World MasterCard
  • Emirates Citibank Ultima Credit card
  • Citi PremierMiles World Credit Card
  • CBD Titanium MasterCard
  • Deem Mastercard Platinum Miles Up Credit Card

Najm Voyager Signature Credit Card

Najm voyager signature credit card is one of the best credit cards in terms of travel credit cards. For every AED the customer spends abroad or in www.najmvoyager.com, he earns 3 voyager points as a reward. Domestically, the customer earns 2 voyager points for every AED spent. And swiping the Najm voyager signature credit card for the payment of utility bills, spending on E-government, fuel and school fees will give you 1 voyager point for every AED spent.

Najm Voyager Signature Credit Card
Travel Insurance
  • Minimum Salary AED 12,000
  • Annual Fee AED 524
  • Travel Insurance
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
Reward Value: AED 14,030

The travel benefits of the Najm voyager signature credit card include travel insurance up to USD 500,000 for multi-trips. The customers are also provided the VISA concierge services a complimentary 24X7. Also, VISA LoungeKey offers visits to more than 1000 airport lounges across the world. Exclusive 9% extra discount on more than 175,000 hotels.

The Najm voyager signature credit card also offers ‘buy one get one free movie tickets and popcorns at VOX cinemas. A customer can avail of up to 2 free movie tickets per month.

ADCB Traveller Credit Card

ADCB traveller credit card offers incredible discounts with hotels and flights. This credit card offers 20% discounts on flights and hotels with zero abroad usage charges. Customers also get complimentary stay up to 6 nights. Swiping the ADCB traveler credit card will also avail you of complimentary access to airport lounges and discounts in Starwood Hotels and Resorts.

ADCB Traveller Credit Card
Travel Insurance
  • Minimum Salary AED 20,000
  • Annual Fee AED 1,050
  • Travel Insurance
  • Free for 1st year
  • Golf Benefits
  • Hotel Discounts
  • Special Discounts
Reward Value: AED 9,635

ADCB traveller credit card offers one the best complimentary travel insurance in UAE.

  • Up to USD 500,000 of Medical emergency expenditures and personal accident insurance
  • Up to USD 100/day of cash benefit for in-hospital daily
  • Up to USD 3000 insurance for loss of baggage (with no deductions)
  • Up to USD 300 in case the customer’s baggage is delayed
  • Up to USD 7500 in case of cancellation of the trip
  • Up to USD 300 for trip delays
  • Up to USD 300 in case of missed connection.

Chris standing up holding his daughter Elva

HSBC Platinum Select Credit Card

HSBC select platinum credit card offers air miles, travel benefits, cinema benefits, discounts on dining and hotels with zero FIP (flexi installment plan).

The HSBC select platinum credit card offers 1 air mile for every AED 4 spent. The maximum air miles point you can earn is up to the highest credit limit of your credit card. You can check or redeem your rewards through the website or the mobile app anytime.

HSBC Platinum Select Credit Card
Travel Insurance
  • Minimum Salary AED 10,000
  • Annual Fee Free For Life
  • Travel Insurance
  • Free for Life
  • Movie Discounts
  • Dining Discounts
  • Golf Benefits
Reward Value: AED 4,842

The benefits of the air miles include the following

  • To pay for your tickets, including the taxes
  • You can choose which, when, and how to fly with. It means you can choose the airline, date and time, and the preferred class (first, business or economy)
  • Dates aren’t blacked-out which mean that if there is a seat available on the flight, you can book it through the air miles travel shop.

To be eligible for this credit card, the minimum salary required is AED 5000. The applicant must be a salary transfer customer between the ages of 21-65.

ADIB Etihad Gold Card

ADIB Etihad gold card offers one the highest welcome bonus with 35000 guest miles. You can earn 1.5 air miles (on international spend) and 1 air mile (on domestic spend) with every AED 4 spent. 100% of the credit limit can also be withdrawn as cash.

ADIB Etihad Gold Card
Travel Insurance
  • Minimum Salary AED 5,000
  • Annual Fee  AED 1,000
  • Travel Insurance
  • Airport Lounge Access
  • Purchase Protection & Extended Warranty
  • Dining Discounts
Reward Value: AED 11,101

The benefits of the ADIB Etihad gold card includes:

  • Voucher for a free companion ticket- The best feature of this travel card would be the free ticket for the companion. When the Etihad gold card has been used to spend AED 150,000 or above, the customer gets a free companion ticket voucher. This voucher can be used to fly in any one of the flights of Etihad airways. The voucher holder can use it to travel to any destination, any time and in any class. No other credit card in the middle-east offers free ticket to the companion.
  • ADIB Etihad gold card also offers access to 850 VIP airport lounges in the world. Up to 2 times a year, you can avail the lounges for free.
  • Also you can gain quick access to Etihad silver tier when you use your Etihad gold card for 4 return flights within a year.

Standard Chartered Visa Infinite Credit Card

To be eligible for this credit card, you will need a minimum salary of AED 30,000 per month. The age limit is 21-60 to apply for this credit card. The annual fee on this credit card is AED 1575 but the first year is free.

Standard Chartered Visa Infinite Credit Card
Travel Insurance
  • Minimum Salary AED 30,000
  • Annual Fee  AED 1,000
  • Travel Insurance
  • free for life
  • Airport Lounge Access
  • Travel Discounts
  • Credit shield insurance
Reward Value: AED 11,101

The benefits of the Standard chartered visa infinite credit card include:

  • You redeem 5% of the purchase when you use your credit card on Etihad, Emirates and Virgin Atlantic.
  • When you show your Visa Infinite credit card at 900+ airport lounges worldwide, you and your guest can enjoy unlimited access to the lounge.
  • You can enjoy discounts up to 12% when you book a hotel through Hotels.com. For the discount, you will have to use the promo code SCBUAE12.
  • You get complimentary travel insurance when you use your Visa Infinite travel card to pay for your travel.

CBD World MasterCard

The eligibility requirement to apply for this credit card is the age limit of 21-65 for UAE nationals and 21-60 for expats. The minimum salary required is AED 40,000.

CBD World MasterCard
Travel Insurance
  • Minimum Salary AED 25,000
  • Annual Fee AED 787.50
  • Travel Insurance
  • Free for 1st year
  • Airport Lounge Access
  • Movie Discounts
  • Valet Parking
Reward Value: AED 16,239

Benefits of the Commercial Bank of Dubai World MasterCard include:

  • Access to more than 850 VIP airport lounges is free internationally.
  • For every Dirham spent using this credit card, you earn reward points.
  • The primary card is free for the first year.
  • You get up to 15% discounts and special privileges in luxury serviced apartments.
  • With Marriott Bonvoy hotels, you can get complimentary hotel nights.
  • You get discounts when you book your flights using Cleartrip.

Emirates Citibank Ultima Credit card

With this credit card, you earn 25000 skywards miles as a welcome bonus. You also earn 10,000 skywards miles when you pay your yearly membership fee. The annual membership fee is AED 3000. And the minimum salary required is AED 36,750 per month. With every USD spent on purchasing tickets online at emirates.com, you can earn 2.5 skywards miles. You also earn 1.5 skywards points for every USD spent at FX and 1 skywards points for local spends.

Emirates Citibank Ultima Credit Card 
Travel Insurance
  • Minimum Salary AED 36,750
  • Annual Fee AED 3,000
  • Airport Lounge Access
  • Movie Discounts
  • Travel Insurance
Reward Value: NA

You can redeem these skywards miles to purchase a ticket or upgrade your booking with Emirates.  You can also use these points at any emirates partner airlines, car rental, hospitality, retail and lifestyle.

Benefits of the Emirates Citibank Ultima credit card include:

  • Membership of the skywards silver
  • Skywards miles as welcome gift
  • Free access to more than 1000 airport lounges to you, your guest, your supplementary card owners and their guest.
  • For your family members above the age of 15, you can take free supplementary cards.
  • You will also get offers on dining, movie tickets, concierge, golf, etc.
  • Travel insurance is complementary with this credit card.

Citi PremierMiles World Credit Card

The annual fee of this card is AED 750. To be eligible for this credit card, the customer needs to have a minimum salary of AED 15000 every month. The rewards criteria include

Citi PremierMiles World Credit Card
Travel Insurance
  • Minimum Salary AED 15,000
  • Annual Fee AED 750
  • Travel Insurance
  • Free for 1st year
  • Airport Lounge Access
  • Movie Discounts
  • Dining Discounts
Reward Value: NA
  • Citi Rewards program
  • Citi miles collection
  • Fast track rewards collection

While the benefits of this credit card includes:

  • Travel insurance
  • Complementary access to airport lounges
  • Dining discounts
  • Supplementary credit cards for the family

CBD Titanium MasterCard

This is one of the best free credit cards in UAE. The applicant for this card must be 21-65 (UAE nationals) and 21-60 (expats). And the minimum salary required is AED 10,000 for the salaried individual. Some of the features include access to airport lounges, CBD rewards and free for life.

CBD Titanium MasterCard
Travel Insurance
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Travel Insurance
  • Free for life
  • Airport Lounge Access
  • Movie Discounts
Reward Value: AED 5,058

Benefits of CBD Titanium MasterCard are:

  • Access to 10+ VIP lounges in UAE, KSA, Jordan, Egypt and Kuwait
  • With MasterCard Buy-one-get-one app, customers get complimentary offers in Middle East and Africa on attractions, dining, etc.
  • It also provides hospitality, dining, wellness, travel and lifestyle benefits

Chris standing up holding his daughter Elva

Deem Mastercard Platinum Miles Up Credit Card

This Deem credit card can be a perfect travel companion as it involves exclusive travel benefits including flight and hotel bookings, lounge access, and much more. You must be earning a minimum monthly salary of AED 10,000 to be eligible to apply for this card. Here is a quick rundown on the travel benefits it offers:

Deem Mastercard Platinum Miles Up Credit Card
Travel Discounts
  • Minimum Salary AED 10,000
  • Annual Fee Free for Life
  • Travel Discounts
  • Free for life
  • Airport Lounge Access
  • Dining Discounts
Reward Value: AED 13,128
  • 3x Miles Up on flight and hotel bookings
  • Complimentary access to 25+ premium airport lounges in the Middle East & Levant
  • Discounts on car rentals and Careem rides
  • Up to 30% discount on bookings made through Cleartrip

Top Travel Credit Cards in UAE for August 2021

Bank Credit Card Name Annual Fee (AED) Minimum Salary (AED) View Quotes
ADCB ADCB Traveller Credit Card 1050 20000
Deem Deem Mastercard Titanium Cash Up 200 6500
Standard Chartered Standard Chartered Platinum 525 8000
CBD CBD Smiles Visa Platinum 366.45 8000
RAKBANK RAKBANK Mastercard World 750 20000

In conclusion

Although the first travel card you see might appeal you, don’t stop looking. There are numbers of best credit cards in UAE that might seem like the best choice but pick one based on your research. With the number of increasing free credit cards in UAE, best credit cards in UAE are increasing too.