While most credit cards offer access to an extremely convenient credit limit, the best credit cards in UAE go the extra mile to additionally offer international incentives and huge discounts on daily purchases. As we go on to explore some of these incredible credit card offers, keep in mind that the title of best credit card is purely subjective and likely to change as per the needs to the credit card applicant.
Let us now take a look at 5 of the best credit card schemes in UAE currently. The cards are arranged in no particular order.
Offer #1 Emirates NBD MasterCard Titanium
Formed as a merger between the National Bank of Dubai (NBD) and Emirates Bank International (EBI), Emirates NBD officially came into existence in 2007. Not only do the ENBD credit cards offer some stunning incentives, but the bank also actively promotes the local UAE culture through charitable donations. The Emirates NBD pearl museum is one such example of the bank’s commitment to UAE heritage.
The Emirates NBD MasterCard Titanium credit card offers cardholders membership into the Plus Points loyalty program, airport lounge access and much more.
Why We Like It:
Online ENBD credit card offers allow new customers to get the MasterCard Titanium card absolutely free for life on applying online.
The online credit card offer also includes a complimentary Souq.com voucher worth AED 250.
It is one of ENBD’s best credit cards in terms of affordability and card benefits. The card benefits include cash back on daily expenses, the redemption of loyalty points for air miles, golf range discounts and tons of card services such as easy payment plans, low-interest balance transfers and more.
Annual Fee: AED 400. The fee is waived for life as part of the online credit card offer.
Offer #2 Citi Prestige Credit Card
Citibank is a known and trusted source in the finance and banking industry. Established in the UAE as early as 1964, Citibank has continuously been striving to provide UAE residents with the best credit card that money can buy. Citibank has a strong international presence and its credit cards offer global benefits to cardholders.
Why We Like It:
The credit card offers AED 1,250 bonus credit for new customers who apply online.
Citi Prestige credit cards offer the cardholder membership into the ThankYou loyalty program. New customers get a welcome bonus of 30,000 ThankYou points. Points can be redeemed for gift vouchers, flight tickets, cash rebates and more.
As one of the best credit cards provided by Citibank for travel and tourism, the Citi Prestige credit card offers complimentary hotel stays, airport lounge access, complimentary rounds of golf, unlimited supplementary cards and more.
Annual Fee: AED 1,500. The credit card offers a complete fee waiver via ThankYou Points redemption.
Offer #3 Mashreq Solitaire Credit Card
Mashreq Bank has been a dominant financial lender in UAE since 1967. The Mashreq line of credit cards offers huge benefits across the Middle East, Africa and USA. Mashreq is known for its brilliant investment arm and for one of the best credit card loyalty programs in UAE – the Salaam Loyalty program.
Why We Like It:
The Mashreq Solitaire credit card offers new users AED 750 cash back on completing the application process through the online platform.
Mashreq offers one of the best credit card loyalty programs, the Salaam Loyalty program. Cardholders can redeem Salaam Points for flight tickets, hotel booking, NOVO cinema tickets and retail store discounts.
A Solitaire Mashreq credit card offers discounts on luxury dining, complimentary rounds of golf, airport lounge access, valet parking, multi-trip travel insurance, unlimited FitnessFirst gym visits and much more.
As a Sharia-compliant bank, Emirates Islamic is one of the few Islamic banking institutions in the UAE. It was founded in 2004 and has been providing UAE residents with innovative Islamic banking products. The Emirates Islamic credit cards offer cardholders an interest-free banking process and an opportunity to invest in their community.
Why We Like It:
The Emirates Islamic Skywards Infinite credit card offers a welcome bonus of 100,000 Skywards Miles for new customers that join before Feb 28th 2019, on paying a joining and membership fee.
Partnered with the prestigious Emirates Airline, the Infinite Skywards card is one of the best credit cards in terms of travel benefits. The credit card offers automatic membership into the Emirates Skywards Silver program and allows the cardholder to earn air miles for every retail purchase.
The credit card offers unlimited golfing, valet parking, global airport lounge access, purchase protection, multi-trip travel insurance, global concierges and more.
Annual Fee: AED 2,000.
Offer #5 HSBC Black Credit Card
HSBC is a name associated with financial and banking leadership in any corner of the world. The bank has an extraordinarily large customer base of over 39 million. HSBC provides some of the best credit card benefits amongst any financial institution, due to their long existing relationships with various local and international merchants across the globe. The bank was founded in 1865.
Why We Like It:
The HSBC Black credit card offers new customers a welcome bonus of 200,000 Air Miles.
Additionally, the credit card offers cardholders an anniversary bonus of 100,000 Air Miles starting from the second year. Cardholders also earn Air Miles for any retail purchase made with the card.
HSBC Black credit cards are regarded as one of the bank’s most exclusive cards. It is the best credit card for customers that enjoy to travel and experience new cultural delights. The credit card offers unlimited lounge access, complimentary hotel stays discounts on airfares, complimentary rounds of golf, valet parking, travel insurance, unlimited supplementary cards and a lot more.
Annual Fee: AED 1,500.
Over to you
We hope these credit card offers helped make your decision easier and led you to a brand new card.
The following article provides in-depth information on how to figure out the right time to apply for a credit card. You will also learn things and situations to consider before applying for a credit card in uncertain times.