# HAYAH Term Insurance
**Published:** 2023-06-23
**Updated:** 2026-06-29
**Author:** Aashima Mongia
**Reviewer:** Atul Kathuria
**Original Url:** https://www.policybazaar.ae/term-insurance/hayah-term-insurance/
**We are Rated:** 4.7/5
**Review Count:** 44,602 [Reviews](https://maps.app.goo.gl/Ry9H7NLgFAGso8gZ7)
**Insurance Partners:** 35+
**Trusted Customers:** 2 Million+
**Policies Sold:** 1 Million+
Hayah Insurance is a reputable insurance provider in the UAE, known for its commitment to protecting the financial well-being of individuals and families.
Specialising in various insurance solutions, Hayah offers tailored [term life insurance plans](https://www.policybazaar.ae/life-insurance/) that are designed to provide comprehensive security and peace of mind. Term plans from Hayah ensure that in the unfortunate event of the policyholder's passing, the designated beneficiaries receive a guaranteed payout that can be used to cover outstanding loans, daily expenses, or future financial goals.
With a range of customisable options and add-ons, Hayah term insurance policies are flexible and affordable, aligning with individual needs. This protection serves as a vital instrument for securing one’s family’s future, allowing them to confidently face life's uncertainties.
## What is the HAYAH Term Insurance Plan?
HAYAH term insurance offers coverage for a pre-specified tenure — 10 years, 20 years, or 30 years. If the life assured passes away during the policy tenure, the beneficiary will receive the death benefit.
## Why Should You Buy HAYAH Term Insurance?
Here are the key reasons to buy a HAYAH term insurance policy —
* Over 150,000 lives protected by the company
* Customisable term plans
* 24/7 customer care service
* Assistance from industry experts
**Buy Life Insurance Now**
## Features and Benefits of HAYAH Term Insurance Plans
Check out the common features and benefits of HAYAH term insurance plans in the UAE —
| Term Life Protect |
| --- |
| Coverage for death and terminal illness that results in disability, with a tenure ranging from 5 to 35 years
Premium payment flexibility (in AED or USD) — annual, monthly, quarterly, half-yearly, or one-time
Major riders include -
Temporary life cover
Terminal illness
Permanent total disability benefit
Critical illness benefit \*
Passive war risk
Waiver of premium benefit |
## Eligibility Criteria to Buy HAYAH Term Insurance in Dubai, UAE
To get a HAYAH term insurance plan in the UAE, you need to meet the following eligibility criteria -
| Term Life Protect |
| --- |
| Applicants must be a resident of the UAE at the time of applying.
The age range is from 18 to 74 years |
**View Life Insurance Plan**
## Frequently Asked Questions
### Does HAYAH term insurance cover suicide?
No, suicide is not covered under HAYAH term insurance plans.
### What are the documents required for a death claim?
The documents needed for filing a death claim include a filled-in claim form, a copy of the death certificate, the beneficiary’s identity proof, an original policy document, and other documents.
### Will you get a non-smoker discount if you stop smoking now?
No, you don’t get a non-smoker discount if you stop smoking now. You can get it only if you abstain from tobacco for at least one year.
### What happens if you miss a premium?
You have a grace period of at least 30 days to pay the missed premium.
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| --- |
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