Standard Chartered Saadiq Platinum Murabaha Credit Card Features & Benefits

By PolicyBazaar
  | Published: 05 November 2019 | Last Updated On: 12 January 2021
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Standard Chartered is committed to helping its customers in managing their money in the best way possible. They offer a variety of Islamic and conventional banking services and products, one of which is the Standard Chartered Saadiq Platinum Murabaha Credit Card. It is a Shariah-compliant card credit card that does not charge any fee across services such as over-limit, late payment or cash advance to its holders.  It is an internationally recognized card that is easy to use and is loaded with travel benefits, perks to suit your lifestyle and complements your beliefs.

Highlights of the Card

  • Approved by the Shariah committee
  • Zero fee credit card
  • Advanced security features
  • True to your beliefs
  • Complimentary supplementary cards

Standard Chartered Saadiq Platinum Murabaha Credit Card Features

The key features of a Saadiq Platinum Murabaha Card are:


The Standard Chartered Saadiq Platinum Murabaha Credit Card has gained approval by the Shariah Committee. This committee consists of the three world’s most respected scholars in the field of Islamic Banking.

Zero Fee Charges

The cardholder is not charged any fee for the services such as cash advance, late payment, and over-limit.

Cash Advance

If you are in need of immediate cash funds, you can simply withdraw cash using your Saadiq Platinum Murabaha Card up to the allotted cash limit on your card from any ATM that accepts Mastercard.

Easy Payment Plan

Your purchases that are worth AED 1,000 or above can be converted into six affordable monthly payments at a 0% profit. You are charged nothing more than a processing fee.

Enhanced Security

Standard Chartered keeps the security of your transactions a priority. The 3D SecureTM is used to secure your online purchases, you can now shop online without any worry.

Supplementary Cards

The cardholder can avail up to 4 free supplementary cards, after which a fee of AED 157.50 is charged per card.

Standard Chartered Saadiq Platinum Murabaha Credit Card Benefits

The exclusive benefits offered to the cardholder are:

Access to Airport Lounge

Your Standard Chartered Saadiq Platinum Murabaha Credit Card makes your travel stress-free by giving you complimentary access to airport lounges across the globe. You can have a relaxing experience before getting on your flight, away from the busy airport.

The Good Life Privileges

You can enjoy more than 100 exciting offers on your card ranging from dining to shopping and lifestyle privileges.

Digital Wallet

You no longer have to carry your wallet everywhere or hunt your wallet down in that full bag of yours. You can enjoy the digitized payment methods offered by Standard Chartered. For your retail spends, you can tap and pay with your phone at the terminals that accept contactless payments and pay using Apple Pay or Samsung Pay. For online transactions, the digital wallet, SC MasterPass saves your credit card payment and shipping details.

Costa Coffee Offer

You can enjoy a free beverage with Costa Coffee with the Buy 1 Get 1 Free offer on your Standard Chartered Saadiq Platinum Murabaha Credit Card.

Careem Discounts

If you are a new user, you enjoy your first ride free with Careem. An existing user can enjoy a discount of 20% on 3 rides in a month.

Travel Benefits

If you book with this Standard Chartered Credit Card on the Cleartrip website you are eligible for a discount of up to 30% on flight and hotel bookings. For any booking on the website of, you get up to 10% off on hotel bookings.

Mastercard For You App

The Mastercard For You app aims at making your life twice as fun. It provides you with over 500 ‘ buy 1 get 1 ‘ offers across services ranging from entertainment to travel.

On an Endnote

The Standard Chartered Saadiq Platinum Murabaha Credit Card aims at providing the holder with maximum unmatched benefits across services ranging from travel to lifestyle, all at zero fee charges and in compliance with Shariah principles.