Standard Chartered Saadiq Platinum Murabaha Credit Card

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Get cashback up to AED 2000

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This Standard Chartered Credit Card is a zero-fee and Shariah-compliant credit card. The cardholder will never have to pay any late payment charges, cash advance charges or over-limit charges. This credit card is recognized internationally and is loaded with amazing travel benefits and lifestyle privileges. This credit card is convenient and easy to use.

Benefits and Features of Standard Chartered Saadiq Platinum Murabaha Credit Card

The following are a few features and benefits of this Standard Chartered Credit Card UAE.

Shariah Compliant

This Saadiq Platinum Credit Card from Standard Chartered is approved by the Shariah Committee and is issued under the Shariah compliance. The Shariah Committee includes three most respected and renowned scholars in Islamic banking in the whole world.

Access to Airport Lounges

The cardholder can enjoy free and unlimited access to airport lounges across the globe, no matter which travel class or airline they have booked. This offer can be availed through the MasterCard For You App. With the Standard Chartered Saadiq Platinum Murabaha credit card cardholder can travel freely without worrying about the expenses of airport lounges. This feature adds comfort to your travelling experience making it even more pleasant.

Cash Advance

In times of emergency, there is often no better substitute for quickly available cash, and that is exactly what the standard chartered credit card cash advance feature offers. The cardholder can use this Saadiq Platinum Card for withdrawing cash equal to the available cash limit through any ATM with the logo of MasterCard worldwide. The process takes minutes, and involves minimal paperwork.0 percent Instalment Plan

The cardholder can opt for a 0% Instalment Plan to pay for their purchases of 1,000 AED and above in six simple monthly instalments. They will have to pay no interest on these instalments, only a minimal processing fee will be charged. The best part about this feature is that it can used to make hefty purchases that are difficult to afford at once but are easier when broken down into easy instalments.

Mobile Payments

The current era of digitization has entirely transformed the way people make payments. With the Standard Chartered credit cards users can make digital payments in two ways. They can make use of their credit cards a and use mobile payments. Just by tapping their smartphone on a contactless terminal, the cardholder can make payments using Samsung Pay, Apple Pay, Google Pay, and MasterPass.

3D Secure

The 3D Secure feature provides an additional authenticity while shopping online through websites having MasterCard Secure Code or Verified by Visa sign. All the transactions will be authorized after the card member enters the OTP which is sent to the mobile number registered with the bank.

Rewards and Offers on Standard Chartered Saadiq Platinum Murabaha Credit Card

The following are a few rewards and offers on this Standard Chartered Bank UAE Credit Card.

Buy one Get one Coffee Free

The cardholder can enjoy a Buy one Get one free coffee offer on Costa coffee using this Saadiq credit card. All iced and hot teas are included in this offer along with the following hot and iced beverages- Corto, Flat white, Cappucino, Mocha, Americano, Latte, Nitro and Cold Brew.

Discount on Hotels.com

The cardholder can save on hotel bookings with a maximum discount of 10 percent on hotels.com.

2 Times Fun

The cardholder can avail more than 500 Buy one Get one free, travel and entertainment offers using the MasterCard For You App.

Good Life Privileges

The card member may also avail a variety of exciting privileges that include offers, discounts, easy payment plans, rewards, and more with participating partners through this Saadiq Platinum Card.

Discount on Careem rides

The cardholder gets a free first Careem ride and can avail a discount of 20 percent on three rides every month.

Discount on Cleartrip

This Saadiq Platinum Murabaha Credit Card also offers a maximum discount of 30 percent on travel using Cleartrip.

SC MasterPass

The card member can enjoy a convenient shopping experience through SC MasterPass. It is a digital wallet that stores the details of shipping and card payment.

Documents Required for Standard Chartered Saadiq Platinum Murabaha Credit Card

The applicant should submit these documents with the Standard Bank Credit Card Application.

  1. Salary Certificate/Bank Statement or Letter of Salary Transfer
  2. Password/Emirates ID (copy)
  3. Copy of Visa

Eligibility Criteria and Charges for Standard Chartered Saadiq Platinum Murabaha Credit Card

For applying for this Standard Chartered Credit Card, the applicant should meet the below mentioned eligibility criteria. 

Criteria Detail
Age 21-60 years
Minimum Income per month 5000 AED

Here are the various charges on this Standard Chartered Platinum X Cashback Credit Card.

Fees & Charges Amount
Annual Fee on Primary Card 315 AED
Annual Fee on Supplementary Cards First four cards: Free Fifth card onwards: 157.50 AED
Profit Rate on Retail Transactions 3.25% monthly
Profit Rate on Cash Transactions 3.25% monthly
Cash Advance Charge 0 AED
Over-limit Fees 0 AED
Late Payment Fees 0 AED
Smart Payment Plan/Easy Pay/ Balance Transfer 1,785 AED (maximum)

FAQs on Standard Chartered Saadiq Platinum Murabaha Credit Card

Q1: What is the annual membership fee charged on the Standard Chartered Saadiq Platinum Murabaha Credit card?

Ans: The Standard Chartered Saadiq Platinum Murabaha credit card charges an annual membership fee of AED 315.

Q2: How many free supplementary credit cards can a cardholder get with the Standard Chartered Saadiq Platinum Murabaha Credit Card?

Ans: With the Standard chartered Saadiq Platinum Murabaha Credit Card users can get first four supplementary credit cards for free. 

Q3: What is the minimum income required to apply for Standard Chartered Saadiq Platinum Murabaha Credit card?

Ans: The minimum income required to apply for the Standard Chartered Saadiq Platinum Murabaha credit card is AED 5000.

Q4: What is the rate of interest applicable on cash transactions with the Standard-chartered Saadiq Platinum Murabaha Credit card?

Ans: The rate of interest applicable for the standard chartered Saadiq Platinum Murabaha credit card on cash transactions is 3.25% per month.