Standard Chartered Saadiq Platinum Murabaha Credit Card

This Standard Chartered Credit Card is a zero-fee and Shariah-compliant credit card. The cardholder will never have to pay any late payment charges, cash advance charges or over-limit charges. This credit card is recognized internationally and is loaded with amazing travel benefits and lifestyle privileges. This credit card is convenient and easy to use.

Benefits and Features of Standard Chartered Saadiq Platinum Murabaha Credit Card

The following are a few features and benefits of this Standard Chartered Credit Card UAE.

Shariah Compliant

This Saadiq Platinum Credit Card is approved by the Shariah Committee. The Shariah Committee includes three most respected and renowned scholars in Islamic banking in the whole world.

Access to Airport Lounges

The cardholder can enjoy free and unlimited access to airport lounges across the globe, no matter which travel class or airline they have booked. This offer can be availed through the MasterCard For You App.

Cash Advance

The cardholder can use this Saadiq Card for withdrawing cash equal to the available cash limit through any ATM with the logo of MasterCard worldwide.

0 percent Instalment Plan

The cardholder can opt for a 0% Instalment Plan to pay for their purchases of 1,000 AED and above in six simple monthly instalments. They will have to pay no interest on these instalments, only a minimal processing fee will be charged.

Mobile Payments

Just by tapping their smartphone on a contactless terminal, the cardholder can make payments using Samsung Pay, Apple Pay, Google Pay, and MasterPass.

3D Secure

The 3D Secure feature provides an additional authenticity while shopping online through websites having MasterCard Secure Code or Verified by Visa sign. All the transactions will be authorized after the card member enters the OTP which is sent to the mobile number registered with the bank.

Required Documents

The applicant should submit these documents with the Standard Bank Credit Card Application.

  1. Salary Certificate/Bank Statement or Letter of Salary Transfer
  2. Password/Emirates ID (copy)
  3. Copy of Visa

Rewards and Offers on Standard Chartered Saadiq Platinum Murabaha Credit Card

The following are a few rewards and offers on this Standard Chartered Bank UAE Credit Card.

Buy one Get one Coffee Free

The cardholder can enjoy a Buy one Get one free coffee offer on Costa coffee using this Saadiq credit card. All iced and hot teas are included in this offer along with the following hot and iced beverages- Corto, Flat white, Cappucino, Mocha, Americano, Latte, Nitro and Cold Brew.

Discount on

The cardholder can save on hotel bookings with a maximum discount of 10 percent on

2 Times Fun

The cardholder can avail more than 500 Buy one Get one free, travel and entertainment offers using the MasterCard For You App.

Good Life Privileges

The card member may also avail a variety of exciting privileges that include offers, discounts, easy payment plans, rewards, and more with participating partners through this Saadiq Platinum Card.

Eligibility Criteria and Charges for Standard Chartered Saadiq Platinum Murabaha Credit Card

For applying for this Standard Chartered Credit Card, the applicant should meet the below mentioned eligibility criteria.


Criteria Detail
Age 21-60 years
Minimum Income per month 5000 AED


Here are the various charges on this Standard Chartered Platinum X Cashback Credit Card.

Fees & Charges Amount
Annual Fee on Primary Card 315 AED
Annual Fee on Supplementary Cards First four cards: FreeFifth card onwards: 157.50 AED
Profit Rate on Retail Transactions 3.25% monthly
Profit Rate on Cash Transactions 3.25% monthly
Cash Advance Charge 0 AED
Over-limit Fees 0 AED
Late Payment Fees 0 AED
Smart Payment Plan/Easy Pay/ Balance Transfer 1,785 AED (maximum)

Additional Benefits on Standard Chartered Saadiq Platinum Murabaha Credit Card

The following are a few features and benefits of this Standard Chartered Credit Card.

Discount on Careem rides

The cardholder gets a free first Careem ride and can avail a discount of 20 percent on three rides every month.

Discount on Cleartrip

This Saadiq Platinum Murabaha Credit Card also offers a maximum discount of 30 percent on travel using Cleartrip.

SC MasterPass

The card member can enjoy a convenient shopping experience through SC MasterPass. It is a digital wallet that stores the details of shipping and card payment.

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