Standard Chartered Platinum X Cashback Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts




Best credit cards with 0 Annual fee*


Best credit cards with 0 Annual fee*

  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

This Standard Chartered Credit Card offers a maximum cashback of 1000 AED every month, anytime and anywhere. The card member can save at most 10 percent on online transactions, in international currency, and through mobile wallet. Apart from the cashback, the cardholder can also avail various discounts on travel, hotels, and more.

Benefits and Features of Standard Chartered Platinum X Cashback Credit Card

Written below are a few features and benefits of this Standard Chartered Credit Card UAE.

Free Access to Airport Lounge

Add a pinch of comfort and luxury in your travel with the standard chartered Visa infinite credit card. The Credit Card members can avail access to over 1000 airport lounges in different cities right on a complimentary basis all across the globe. The list of airport lounges can be found on the Lounge Key website.

Fixed Payment Plans

The cardholder can avail an instant loan equal to their available credit limit. This SC credit card offers fixed payment plan to its cardholders which enables them to convert their large purchases into equated monthly instalments at a wide range of vendors. The cardholder can repay it later in instalments. This feature allows users to make hefty payments using their credit card which can be later paid by breaking the total amount into small easily payable instalments making it convenient for the buyer to make purchases. The repayment of the loan can be made in simple instalments of a maximum of 48 months. There is no requirement of any document or application form to avail this facility.

Mobile Payments

The current era of digitization has entirely transformed the way people make payments. With the Standard Chartered credit cards users can make digital payments in two ways. They can make use of their credit cards a and use mobile payments. The card member can avail the facility of Mobile Payment on this platinum card. Just tap the smartphone on a contactless terminal and make payment with Samsung Pay, Google Pay, and Apple Pay.

3D Secure TM

The Standard Chartered credit cards provide enhanced security through the 3D Secure feature while shopping on websites having MasterCard Secure Code or Verified by Visa sign. The transactions are authorized only after the cardholder enters the OTP that is sent to their registered mobile number.

Cash Advance

The card member can make cash withdrawal equal to the available cash limit through any ATM throughout the globe with the logo of MasterCard.

Credit Shield Insurance

If any unfortunate event occurs in the future, the CSI (Credit Shield Insurance) offers financial security to the cardholder and their family. . With credit shield facility, the standard chartered Credit Card member gets an option to get the outstanding balance on their credit card waived off. The benefit can be availed in case of an unforeseen incident of permanent disability and death due to any cause. Credit shield also provides coverage against Loss of Employment. In the case of hospitalization, it provides cash benefit. The credit shield facility is similar to insurance coverage that offers financial protection in case of unforeseen events.

Required Documents

The applicant needs to submit the following documents along with the Standard Bank Credit Card Application.

  1. Password/Emirates ID (copy)
  2. Copy of Visa
  3. Salary Certificate/Bank Statement or Letter of Salary Transfer

Rewards and Offers on Standard Chartered Platinum X Cashback Credit Card

Enlisted below are the cashback offers on this Standard Chartered Bank UAE Credit Card. 

Category Cashback(in %) Maximum Cashback(in AED)
Online Spends 10% 400
International Currency Spends 10% 400
Spends using Mobile Wallets 10% 200

This Standard Chartered Credit Card offers the following additional benefits.

Launch Offer

When the cardholder uses their Platinum X Cashback card with the launch partners of the bank, they can avail an additional cashback of 3,500 AED. The launch partners include Careem, Deliveroo, Reel Cinemas, Samsung and Tajawal.

Buy one Get one free

The cardholder can also enjoy a free beverage using the Buy one Get one coffee over at the Costa Coffee. This offer includes all iced and hot teas & the following iced & hot coffee beverages- Nitro, Cold brew, Americano, Latte, Cappucino, Mocha, Corto, Flat White.

Cleartrip Discount

This Standard Chartered Credit Card also offers a maximum discount of 30 percent on travel using Cleartrip. The cardholder needs to use "MASTERCARD" as the promo code on the payment site in order to avail the discount.

Discount on

The cardholder can avail a maximum discount of 10 percent on

Discount on

The card member can save up to 50 USD on hotels and flight packages when they spend 1,200 USD (minimum). They can either get a 50 USD coupon for a discount on airport transfer or a discount of 10 percent on hotels.

Eligibility Criteria and Charges for Standard Chartered Platinum X Cashback Credit Card

In order to apply for this Standard Chartered Credit Card, the applicant must fulfill the following eligibility criteria. 

Criteria Detail
Age 21-60 years
Minimum Income per month 5000 AED

 Here are the various charges on this Standard Chartered Platinum X cashback credit card.

Fees & Charges Amount
Annual Fee on Primary Card 525 AED
Annual Fee on Supplementary Cards First two cards: Free3rd card onwards: 105 AED
Finance Charges for Retail Transactions 3.33%
Finance Charges for Cash Transactions 3.09%
Over-limit Fees 292.95 AED
Late Payment Fees 241.50 AED

 FAQs on Standard Chartered Platinum X Cashback Credit Card

Q1: What is the annual membership fee charged on the Standard Chartered platinum X cashback Credit card?

Ans: The Standard Chartered platinum X cashback credit card charges an annual membership fee of AED 525.

Q2: How many free supplementary credit cards can a cardholder get with the Standard Chartered platinum X cashback Credit card?

Ans: With the Standard chartered platinum X cashback Credit Card users can get two supplementary credit cards for free. 

Q3: What is the minimum income required to apply for Standard Chartered platinum X cashback Credit card?

Ans: The minimum income required to apply for the Standard Chartered  credit card is AED 5000.

Q4: Is there any late payment fee applicable for the Standard-chartered platinum X cashback Credit card?

Ans: Yes, late payment fee of AED 241.50 is applicable for the standard chartered platinum X cashback credit card.

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