Standard Chartered Platinum X Cashback Credit Card
This Standard Chartered Credit Card offers a maximum cashback of 1000 AED every month, anytime and anywhere. The card member can save at most 10 percent on online transactions, in international currency, and through mobile wallet. Apart from the cashback, the cardholder can also avail various discounts on travel, hotels, and more.
Benefits and Features of Standard Chartered Platinum X Cashback Credit Card
Written below are a few features and benefits of this Standard Chartered Credit Card UAE.
Free Access to Airport Lounge
Add a pinch of comfort and luxury in your travel with the standard chartered Visa infinite credit card. The Credit Card members can avail access to over 1000 airport lounges in different cities right on a complimentary basis all across the globe. The list of airport lounges can be found on the Lounge Key website.
Fixed Payment Plans
The cardholder can avail an instant loan equal to their available credit limit. This SC credit card offers fixed payment plan to its cardholders which enables them to convert their large purchases into equated monthly instalments at a wide range of vendors. The cardholder can repay it later in instalments. This feature allows users to make hefty payments using their credit card which can be later paid by breaking the total amount into small easily payable instalments making it convenient for the buyer to make purchases. The repayment of the loan can be made in simple instalments of a maximum of 48 months. There is no requirement of any document or application form to avail this facility.
The current era of digitization has entirely transformed the way people make payments. With the Standard Chartered credit cards users can make digital payments in two ways. They can make use of their credit cards a and use mobile payments. The card member can avail the facility of Mobile Payment on this platinum card. Just tap the smartphone on a contactless terminal and make payment with Samsung Pay, Google Pay, and Apple Pay.
3D Secure TM
The Standard Chartered credit cards provide enhanced security through the 3D Secure feature while shopping on websites having MasterCard Secure Code or Verified by Visa sign. The transactions are authorized only after the cardholder enters the OTP that is sent to their registered mobile number.
The card member can make cash withdrawal equal to the available cash limit through any ATM throughout the globe with the logo of MasterCard.
Credit Shield Insurance
If any unfortunate event occurs in the future, the CSI (Credit Shield Insurance) offers financial security to the cardholder and their family. . With credit shield facility, the standard chartered Credit Card member gets an option to get the outstanding balance on their credit card waived off. The benefit can be availed in case of an unforeseen incident of permanent disability and death due to any cause. Credit shield also provides coverage against Loss of Employment. In the case of hospitalization, it provides cash benefit. The credit shield facility is similar to insurance coverage that offers financial protection in case of unforeseen events.
The applicant needs to submit the following documents along with the Standard Bank Credit Card Application.
- Password/Emirates ID (copy)
- Copy of Visa
- Salary Certificate/Bank Statement or Letter of Salary Transfer
Rewards and Offers on Standard Chartered Platinum X Cashback Credit Card
Enlisted below are the cashback offers on this Standard Chartered Bank UAE Credit Card.
|Category||Cashback(in %)||Maximum Cashback(in AED)|
|International Currency Spends||10%||400|
|Spends using Mobile Wallets||10%||200|
This Standard Chartered Credit Card offers the following additional benefits.
When the cardholder uses their Platinum X Cashback card with the launch partners of the bank, they can avail an additional cashback of 3,500 AED. The launch partners include Careem, Deliveroo, Reel Cinemas, Samsung and Tajawal.
Buy one Get one free
The cardholder can also enjoy a free beverage using the Buy one Get one coffee over at the Costa Coffee. This offer includes all iced and hot teas & the following iced & hot coffee beverages- Nitro, Cold brew, Americano, Latte, Cappucino, Mocha, Corto, Flat White.
This Standard Chartered Credit Card also offers a maximum discount of 30 percent on travel using Cleartrip. The cardholder needs to use "MASTERCARD" as the promo code on the payment site in order to avail the discount.
Discount on Hotels.com
The cardholder can avail a maximum discount of 10 percent on hotels.com.
Discount on Expedia.com
The card member can save up to 50 USD on hotels and flight packages when they spend 1,200 USD (minimum). They can either get a 50 USD coupon for a discount on airport transfer or a discount of 10 percent on hotels.
Eligibility Criteria and Charges for Standard Chartered Platinum X Cashback Credit Card
In order to apply for this Standard Chartered Credit Card, the applicant must fulfill the following eligibility criteria.
|Minimum Income per month||5000 AED|
Here are the various charges on this Standard Chartered Platinum X Cashback Credit Card.
|Fees & Charges||Amount|
|Annual Fee on Primary Card||525 AED|
|Annual Fee on Supplementary Cards||First two cards: Free3rd card onwards: 105 AED|
|Finance Charges for Retail Transactions||3.33%|
|Finance Charges for Cash Transactions||3.09%|
|Over-limit Fees||292.95 AED|
|Late Payment Fees||241.50 AED|
FAQs on Standard Chartered Platinum X Cashback Credit Card
Q1: What is the annual membership fee charged on the Standard Chartered platinum X cashback Credit card?
Ans: The Standard Chartered platinum X cashback credit card charges an annual membership fee of AED 525.
Q2: How many free supplementary credit cards can a cardholder get with the Standard Chartered platinum X cashback Credit card?
Ans: With the Standard chartered platinum X cashback Credit Card users can get two supplementary credit cards for free.
Q3: What is the minimum income required to apply for Standard Chartered platinum X cashback Credit card?
Ans: The minimum income required to apply for the Standard Chartered credit card is AED 5000.
Q4: Is there any late payment fee applicable for the Standard-chartered platinum X cashback Credit card?
Ans: Yes, late payment fee of AED 241.50 is applicable for the standard chartered platinum X cashback credit card.
- ADCB Credit Cards
- ADIB Credit Cards
- Ajman Bank Credit Cards
- American Express Credit Cards
- Aseel Finance Credit Cards
- CBI Credit Cards
- Citibank Credit Cards
- Commercial Bank of Dubai Credit Cards
- Deem Finance Credit Cards
- Dubai Islamic Bank Credit Cards
- Emirates Islamic Credit Cards
- Emirates NBD Credit Cards
- FAB Credit Cards
- Finance House Credit Cards
- HSBC Credit Cards
- Mashreq Bank Credit Cards
- Mawarid Finance Credit Cards
- NAJM Credit Cards
- NBF Credit Cards
- Noor Bank Credit Cards
- RAKBANK Credit Cards
- Sharjah Islamic Bank Credit Cards
- Standard Chartered Bank Credit Cards
- United Arab Bank (UAB) Credit Cards