Standard Chartered Platinum X Cashback Credit Card

This Standard Chartered Credit Card offers a maximum cashback of 1,000 AED every month, anytime and anywhere. The card member can save at most 10 percent on online transactions, in international currency, and through mobile wallet. Apart from the cashback, the cardholder can also avail various discounts on travel, hotels, and more.

Benefits and Features of Standard Chartered Platinum X Cashback Credit Card

Written below are a few features and benefits of this Standard Chartered Credit Card UAE.

Free Access to Airport Lounge

The cardholder can avail free unlimited access to more than 20 domestic as well as international lounges. To check the list of airport lounges, download the app ‘MasterCard For You’ for both Android and iOS.

Fixed Payment Plans

This Standard Chartered Credit Card offers an easy and convenient instant loan equivalent to the available credit limit. The cardholder can make the repayment of the loan in simple installments for 48 months (maximum) at a low rate of interest. They can also make payments of their bills using this simple payment facility.

Mobile Payments

The card member can avail the facility of Mobile Payment on this platinum card. Just tap the smartphone on a contactless terminal & make payments with Samsung Pay, Google Pay, and Apple Pay.

3D Secure TM

The Standard Chartered credit cards provide enhanced security through the 3D Secure feature while shopping on websites having MasterCard Secure Code or Verified by Visa sign. The transactions are authorized only after the cardholder enters the OTP that is sent to their registered mobile number.

Cash Advance

The card member can make cash withdrawal equal to the available cash limit through any ATM throughout the globe with the logo of MasterCard.

Credit Shield Insurance

If any unfortunate event occurs in the future, the CSI (Credit Shield Insurance) offers financial security to the cardholder and their family.

Required Documents

The applicant needs to submit the following documents along with the Standard Bank Credit Card Application.

  1. Password/Emirates ID (copy)
  2. Copy of Visa
  3. Salary Certificate/Bank Statement or Letter of Salary Transfer

Rewards and Offers on Standard Chartered Platinum X Cashback Credit Card

Enlisted below are the cashback offers on this Standard Chartered Bank UAE Credit Card.


Category Cashback(in %) Maximum Cashback(in AED)
Online Spends 10% 400
International Currency Spends 10% 400
Spends using Mobile Wallets 10% 200


Eligibility Criteria and Charges for Standard Chartered Platinum X Cashback Credit Card

In order to apply for this Standard Chartered Credit Card, the applicant must fulfill the following eligibility criteria.


Criteria Detail
Age 21-60 years
Minimum Income per month 5000 AED


Here are the various charges on this Standard Chartered Platinum X Cashback Credit Card.

Fees & Charges Amount
Annual Fee on Primary Card 525 AED
Annual Fee on Supplementary Cards First two cards: Free3rd card onwards: 105 AED
Finance Charges for Retail Transactions 3.33%
Finance Charges for Cash Transactions 3.09%
Over-limit Fees 292.95 AED
Late Payment Fees 241.50 AED


Additional Benefits on Standard Chartered Platinum X Cashback Credit Card

This Standard Chartered Credit Card offers the following additional benefits.

Launch Offer

When the cardholder uses their Platinum X Cashback card with the launch partners of the bank, they can avail an additional cashback of 3,500 AED. The launch partners include Careem, Deliveroo, Reel Cinemas, Samsung and Tajawal.

Buy one Get one free

The cardholder can also enjoy a free beverage using the Buy one Get one coffee over at the Costa Coffee. This offer includes all iced and hot teas & the following iced & hot coffee beverages- Nitro, Cold brew, Americano, Latte, Cappucino, Mocha, Corto, Flat White.

Cleartrip Discount

This Standard Chartered Credit Card also offers a maximum discount of 30 percent on travel using Cleartrip. The cardholder needs to use "MASTERCARD" as the promo code on the payment site in order to avail the discount.

Discount on

The cardholder can avail a maximum discount of 10 percent on

Discount on

The card member can save up to 50 USD on hotels and flight packages when they spend 1,200 USD (minimum). They can either get a 50 USD coupon for a discount on airport transfer or a discount of 10 percent on hotels.

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