Standard Chartered Platinum Credit Card

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Credit Card in UAE

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Get cashback up to AED 2000

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This Standard Chartered Credit Card is an ultimate cashback card that offers a maximum cashback of 10 percent on daily expenses, shopping at supermarkets, utility bills, and school fees. This platinum card also offers discounts on travel, hotels, shopping and more. The best part about the platinum credit card is that its benefits are not just limited to cashback. The card offers plethora of benefits in different making it unique product that takes care of all your financial needs and allows you to manage your expenses efficiently.

Benefits and Features of Standard Chartered Platinum Credit Card

Written below are some amazing features and benefits of this Standard Chartered Credit Card.

Free Access to Airport Lounge

The cardholder can enjoy free and unlimited access to over twenty domestic and international airport lounges. To go through the list of airport lounges, download the app ‘MasterCard For You’ for Android as well as iOS. With the standard chartered platinum credit card you can add comfort and luxury to your travelling experience without paying hefty amounts of money.

Mobile Payments

With an exponential rise in digital payments more and more people are switching from conventional methods of making payments to digital secured payments. With the Standard chartered platinum credit card, you can  can avail the Mobile Payment facility . Just tap the smartphone on a contactless terminal & make payment with Samsung Pay, Google Pay, MasterPass and Apple Pay.

Fixed Payment Plans

This Standard Chartered Credit Card offers a simple & convenient immediate loan equal to the available credit limit. The repayment of such a loan can be done in easy installments of 48 months (maximum) at a low rate of interest. The payments for bills can also be made through this simple facility for payment.

3D Secure TM

The Standard Chartered credit cards offer an extra authentication using the 3D Secure facility on shopping through websites that have MasterCard Secure Code or Verified by Visa sign. The transactions get authorized after the cardholder enters the One-time Password sent to the contact number registered with the bank.

Credit Shield Insurance

If any unfortunate event occurs in the future, the CSI (Credit Shield Insurance) offers financial security to the cardholder and their family. With credit shield facility, the standard chartered Credit Card member gets an option to get the outstanding balance on their credit card waived off. The benefit can be availed in case of an unforeseen incident of permanent disability and death due to any cause. Credit shield also provides coverage against Loss of Employment. In the case of hospitalization, it provides cash benefit. The credit shield facility is similar to insurance coverage that offers financial protection in case of unforeseen events.

Cash Advance

The card member can make cash withdrawal equal to the available cash limit through any ATM throughout the globe with the logo of MasterCard.

SC MasterPass

SC MasterPass is a digital wallet which can store the details of shipping and payments on the credit card. It offers the card member the experience of faster, easier and secure payments without actually carrying the credit card along with them. Apart from the normal reward points on this platinum card, the cardholder can also earn Beam Reward Points.  

Rewards and Offers of Standard Chartered Platinum Credit Card

Cleartrip Discount

A maximum discount of 30 percent can be availed on travel through Cleartrip when the payment is done via this Standard Chartered Credit Card. To avail this discount, the cardholder can use the promo code “MASTERCARD” on the payment site.  

Buy one Get one free

The cardholder can also enjoy a free beverage using the Buy one Get one coffee over at the Costa Coffee. This offer includes all iced and hot teas & the following iced & hot coffee beverages- Nitro, Cold brew, Americano, Latte, Cappucino, Mocha, Corto, Flat White.

Discount on Hotels.com

The cardholder can avail a maximum discount of 10 percent on hotels.com.

Careem Rides

The first Careem Ride on this Standard Chartered Credit Card UAE is free. Subsequently, the card member can enjoy a discount of 20 percent on three Careem Rides per month.

Here are a few cashback offers on this Standard Chartered Bank UAE Credit Card. 

Category Cashback(in %)
Domestic Spends 1%
International Spends 2%
School Fees 10%

Eligibility Criteria and Charges for Standard Chartered Platinum Credit Card

In order to apply for this Standard Chartered Bank Credit Card, the applicant must fulfill the following eligibility criteria. 

Criteria Detail
Age 21-60 years
Minimum Income per month 5000 AED

 Required Documents for of Standard Chartered Platinum Credit Card

The hopeful applicant will have to submit the below-mentioned documents with the Standard Bank Credit Card Application.

  1. Salary Certificate/Bank Statement or Letter of Salary Transfer
  2. Copy of Visa
  3. Password/Emirates ID (copy)

Here are the various charges on this Standard Chartered Platinum Credit Card.

Fees & Charges Amount
Annual Fee on Primary Card 525 AED
Annual Fee on Supplementary Cards First two cards: Free3rd card onwards: 105 AED
Finance Charges for Retail Transactions 3.33%
Finance Charges for Cash Transactions 3.09%
Over-limit Fees 292.95 AED
Late Payment Fees 241.50 AED

FAQs on of Standard Chartered Platinum Credit Card

Q1: What is the annual membership fee charged on the Standard Chartered Platinum Credit card?

Ans: The Standard Chartered platinum credit card charges an annual membership fee of AED 525.

Q2: How many free supplementary credit cards can a cardholder get with the Standard Chartered platinum Credit card?

Ans: With the Standard chartered platinum Credit Card users can get two supplementary credit cards for free. 

Q3: What is the minimum income required to apply for Standard Chartered platinum Credit card?

Ans: The minimum income required to apply for the Standard Chartered platinum credit card is AED 5000.

Q4: Is there any late payment fee applicable for the Standard-chartered platinum Credit card?

Ans: Yes, late payment fee of AED 241.50 is applicable for the standard chartered platinum credit card.