Sharjah Islamic Bank Titanium Smiles Credit Card Features & Benefits

Sharjah Islamic Bank Titanium Smiles Credit Card Features & BenefitsPolicybazaarAverage Rating / 5 ( reviews)
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Sharjah Islamic Bank, commonly known as SIB, has been in service since 1975. It provides banking products and services to businesses and individuals. The bank was initially found as the National Bank of Sharjah and was the first bank to convert to Islamic Banking in the year of 2002. The bank’s specialized products and services along with the entire organization were converted to be as per the Islamic Regulations. Currently, SIB offers a wide range of Shariah-compliant investment, retail and corporate services.

One of the Islamic Regulated products offered by the bank is the Sharjah Islamic Bank Titanium Smiles Credit Card. From hotel stays and airline bookings to car rentals, the customer enjoys all with Smiles. Additionally, the Smiles rewards program rewards points to the customer for every spend they incur.

Highlights of the Sharjah Islamic Bank Titanium Smiles Credit Card

  • No Annual Fee
  • Shariah-compliant
  • Smiles Rewards Program
  • Airport Lounge Access
  • Supplementary Cards

Sharjah Islamic Bank Titanium Smiles Credit Card Features

The key features of a SIB Titanium Smiles Card are detailed below:

Smiles Rewards

The Sharjah Islamic Bank Titanium Smiles Credit Card aims at rewarding its cardholder every time they use their card for retail transactions. For every AED 2 spent domestically, you earn 1 smiles and for every AED 2 spent internationally, you earn 2 smiles.

These smiles can be redeemed across a variety of services with no blackout dates and no cash payment for surcharges or taxes. Your accumulated smiles can be redeemed as:

  • A free flight with over 300 airlines from and to any destination
  • A free hotel stay in more than 300,000 hotel properties worldwide
  • To shop amongst over 13,000 items on the SIB Online Shop App
  • As retail vouchers to shop in your favorite stores such as Sharaf DG, Souq.com and many more

Free for Life

The Titanium Smiles Card does not charge any annual membership fee to the primary or supplementary cardholder.

Instant Cash

As a cardholder, you have the option of instant cash in case of the need of immediate funds. Up to 80% of your credit card limit can be withdrawn as cash, with a withdrawal fee of 3.15%. 

Low Minimum Repayment

The Sharjah Islamic Bank Titanium Smiles Credit Card allows the cardholder to make as low as 5% of the utilized amount as repayment. 

Sharjah Islamic Bank Titanium Smiles Credit Card Benefits

The exclusive benefits offered to the SIB Titanium Smiles Cardholder are:

SIB Mobile App

The cardholder has access to the SIB Mobile App that provides exceptional deals and offers in the UAE and overseas.

Airport Lounge Access

Sometimes you just want to escape the large crowd at the airport and relax before hopping on a tiring flight. With this Sharjah Islamic Bank Credit Card, you can enjoy unlimited access to lounges in 12 key Middle East Airports.

Mastercard App

You can enjoy hundreds of ‘buy 1 get 1’ offers with the Mastercard Buy 1 Get 1 App across a variety of services such as entertainment, wellness, retail and much more.

Supplementary Cards

Your closed ones can now take part in earning Smiles Rewards along with enjoying the exclusive benefits offered on the Sharjah Islamic Bank Titanium Smiles Credit Card by enrolling for the supplementary cards.

The Bottom Line

The Sharjah Islamic Bank Titanium Smiles Credit Card offers great rewards to its users to value the money they spend every time they use their card. Additionally, the users enjoy exclusive benefits across travel, retail and leisure, all at attractive profit rates.

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