The Sharjah Islamic Bank Titanium Smiles Credit Card is designed keeping the financial needs of its credit card applicants in mind. This Sharjah Islamic Bank Credit Card offers its cardholder required financial liberty. With the innovative & unique SMILES rewards program, the cardholder can earn ‘Smiles’ points that can easily be redeemed for flight tickets, hotel stays, can rental services, electronics, and much more.
Benefits of Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
Free Annual Fee - Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card costs you zero annual fee which means that you save more on the card with maximum benefits.
Free air tickets with Smiles - When you redeem the smile points you earn with your Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card, you receive heavy discounts on over 300 airlines around the world. No matter you go, you can use these smiles to receive discounts. If you have an excess of smiles to your credit, you can even purchase flight tickets for free.
Unlimited Complimentary Lounge Access - With Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card, you receive access to 10+ airport lounges in the UAE, Jordan, KSA, Egypt, and Kuwait.
Complimentary stays - You can redeem your smiles to get free stays at over 300,000 hotels anywhere in the world.
Exclusive offers - As the privileged owner of Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card you receive Cashbacks and Gift Vouchers.
SIB Online Store - When you purchase Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card, you receive access to the exclusive Sharjah Islamic Bank online store. You can visit this store to purchase electronics, clothes, other items book movie tickets, air tickets, and hotel stays. Partnered with numerous brands, the SIB online store brings you the best prices.
Chauffeur Rides - Going somewhere? Travel with Uber and use your Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card to get discounted rates on every ride.
No Blackout Dates - Ever heard this-“Offer is not valid on ‘this’ day”? There are times when the offers on your credit cards do not apply. Usually, these are festivals day or some special days. However, Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card does not have a blackout date. Irrespective of the occasion, the benefits, and points offered on your credit card will be applicable on all days and you can redeem your reward points whenever you want.
Complimentary VOX Cinema Movie tickets - Purchase your VOX Cinema movie ticket with Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card and avail of ‘buy one get one offer’. On purchase of every Vox cinema movie ticket with your card, you receive one movie ticket free. You can use this offer up to twice a month.
Features of Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
Earn Smiles - Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card offers Smiles Points that can be redeemed to earn numerous benefits on shopping and traveling. You can up to:
Shopping type
Smile points
AED 2 spent on purchase locally
1 Smile
AED 2 spent on purchase internationally
2 Smiles
AED 2 spent on utility bill payments or education payments or government bills
0.5
Easy Installments - Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card provides you the comfort of making a hefty purchase now and pay to the bank later in easy installments. You can repay the debt on your credit card in up to 12 months at a low rate of interest.
Online Access - With the SIB digital app, you can access your Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card online via your mobile phone and operate various functions on your credit card.
Utility Bill Payments - Do you need to pay your utility bills using Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card? Done! Use SIB Digital App to make online payments for shopping and utility bill payments via your credit card.
Payment Plans at 100+ outlets - You can use payment plans offered on Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card to use facilities provided by over 100 outlets and pay the amount in installments. Some of the outlets where you can use this offer are:
Tajawal:
Oriana
Emirates
Rivoli Group
Home Centre
Kalyan Jewelers
Emirates Holidays
Contactless Payments - Using the contactless payment facility offered on Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card, you can make quick payments at various merchants and online in a second. All you need to do is feed your credit card details on your phone wallet and start making quick payments easily. You can use phone wallets such as Apple Pay, Google Pay, and Samsung Pay to make payments.
SMS Alert - To increase your grip on your expenses, Sharjah Islamic Bank sends you an SMS alert notifying you that a transaction has been made on your Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card. This allows you to take control of expenses and keep a close eye on each bill.
Round the clock service - Sharjah Islamic Bank provides you 24/7 services to ensure that all your needs and concerns are addressed even in the middle of the night.
MasterCard benefits - Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card is a MasterCard that unlocks the true potential of a MasterCard. All the benefits provided by MasterCard apply to your credit card. These benefits make your card highly secure and allow you access to worldwide discounts and promotional offers.
Cash Withdrawal - Need instant cash? In case you are traveling and you are out of cash but you cannot visit your bank or ATM, you can rely on Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card for extra cash. Using this facility, you can pay your rent or insurance premium. You can withdraw AED 1,000 or more from an ATM as per your requirement up to 80% of the credit limit sanctioned on your card. You can return this amount within 24 months with easy installment plans. The fee on borrowing cash is:
Duration
Profit Rate
Administration fees
3 Months
0%
0%
6 Months
0%
0%
12 Months
0.89%
1%
18 Months
0.79%
1%
24 Months
0.69%
1%
Easy Pay - Are you concerned about hefty purchases? With Easy pay options offered by Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card you can make those expensive purchases today and convert them into installments of up to 12 months to repay your debts over months at 0% interest. You can avail of this feature at Emirates, Oriana, Virgin, and over 100 other brands around the world.
Accepted Globally - Your Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card is accepted around the world which means that instead of carrying cash everywhere, you can simply carry this card and purchase whatever you need or pay your bills anywhere in the world.
Balance Transfer - In case you are stuck with a heavy debt on your credit card, you can use the balance transfer facility offered by Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card to transfer the debt from your credit card account to Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card. Using this facility, you can transfer your debt and receive more time to repay the debt. You can use up to 80% of your credit card limit for balance transfer and can repay the debt in 24 months.
Rewards & Offers of the Sharjah Islamic Bank Titanium Smiles Credit Card
Member of the Sharjah Islamic Bank Titanium Smiles Credit Card is enrolled in the ‘Smiles Loyalty Program’. With this program, the cardholder can earn ‘Smiles Points’ on every transaction made with the card.
Eligibility to purchase Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
You are eligible to purchase Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card if:
You are aged 21 or above
You are a UAE resident
Your minimum salary is not less than AED 5,000
Document Required to Apply for Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
In order to complete the credit card application, the applicant is required to submit the following documents:
If you are a salaried customer you need:
Application Form
Valid Residence visa for expats
Salary Slip
Salary Slip
Passport and Emirates ID copy
Three-month bank statement
If you are self-employed you need:
Application form
Passport and Emirates ID
Three-month bank statement
Memorandum of association/partnership agreement/power of attorney (if needed)
Valid Trade license
Additional Benefits of Sharjah Islamic Bank Titanium Smiles Credit Card
The Sharjah Islamic Bank Titanium Smiles Credit Card offers some additional benefits also. Here are the few ones:
Member of this Sharjah Islamic Bank Credit Card can enjoy hundreds of offers with ‘MasterCard Buy One, Get One Mobile App’ which can easily be downloaded through Google Play & App Store.
The cardholder can avail some exceptional discounts & offers across the UAE as well as abroad through the ‘SIB Offers Mobile App’.
Hassle-free credit card application process!100% recommending Policybazaar UAE to everyone! Amazing collection of credit cards with 24/7 customer service! Good going team!
Ali AbbasDubai, March 20, 2023
★★★★★
Satisfied with Ajman Bank Credit Card Rewards!I recently purchased an Ajman Bank Credit card in the UAE and I am incredibly satisfied with the benefits that I have earned so far. I feel like I am managing my finances much better with the card's budgeting and tracking features. Additionally, I am enjoying exclusive rewards, discounts and cashback offers from a wide range of merchants, which is a great incentive. I am also able to take advantage of the no interest payment plan, making it convenient and affordable to shop
Shady ghanemAbu Dhabi, March 19, 2023
★★★★★
HSBC Zero Credit Card Helped Me Save a Lot of MoneyI recently purchased an HSBC Zero credit card in the UAE. I am pleasantly surprised by the benefits I have earned. The card offers 0% interest on balance transfers, cash advances and purchases, which saves me a lot of money. I also get complimentary air miles and reward points whenever I use the card. Thanks to the card, I can now shop without any worries of interest rates or late payment fees. Overall, the card has been a great choice for me.
MUHAMMAD ALISharjah, March 19, 2023
★★★★★
Saved a Lot of Money with Balance Transfer Credit Card!I recently purchased a balance transfer credit card in the UAE. The benefits have been numerous. My balance transfer interest rate is 0% for up to 12 months, which is saving me a lot of money. I have also been able to take advantage of cashback offers, reward points and exclusive discounts. The credit card also offers me free access to a range of airport lounges and travel insurance. Overall, I'm very pleased with the balance transfer credit card I purchased and the benefits it has provided me.
Sahab uddinDubai, March 19, 2023
★★★★★
Got Discount on Movie Tickets!The cinema offers credit card in the UAE has been extremely beneficial for me. I get access to exclusive discounts on movie tickets and food items. I also get amazing reward points and cash back offers for each purchase I make. The best part is that the card has no joining or annual fees. I'm also given priority access to special screenings and events. All in all, the cinema offers credit card has been a great way to save money and enjoy movie-going experiences.
AsifUmm Al Quwain, March 18, 2023
★★★★★
Got My Travel Credit Card from Policybazaar!My experience with purchasing a travel credit card from Policybazaar.ae was very satisfactory. The website was user friendly and the process was straightforward. The customer service was prompt and helpful. I was able to compare different travel credit cards and choose the one that was most suitable for me. The entire process was hassle free and I was able to get the card within a few days from the date of purchase. I definitely recommend Policybazaar.ae for anyone looking to purchase a travel credit card.
Hussain ShakirAbu Dhabi, March 18, 2023
★★★★★
Manage to Save with My Cashback Card!I recently got a cashback credit card from a UAE bank. It has been really beneficial to me, as I get a percentage of my monthly spendings credited back to my account. It's an easy way to save money and I'm very pleased with the offer.
Mohammed Ebrahim salimAjman, March 18, 2023
★★★★★
Excellent Addition to My Wallet!I recently purchased an airmiles credit card in the UAE and I am really pleased with the benefits I have earned. I can earn airmiles on every purchase I make, which I can later redeem for flights and hotel stays. I have also earned discounts on various online purchases and discounts at various restaurants. On top of that, I have also been able to access exclusive offers and discounts from a variety of retailers. I have found the airmiles credit card to be an excellent addition to my wallet.
Vivek DeshavalFujairah, March 17, 2023
★★★★★
Highly Recomment Buying Free-for-Life Credit Card!I recently purchased a free-for-life credit card in the UAE. The process was surprisingly easy and straightforward. The customer service team was very helpful and knowledgeable, and answered all my queries in a timely manner. I was pleased to find out that the card had no annual fees and no hidden charges. Overall, I am very satisfied with my purchase and would definitely recommend this card to others.
KHALED SAMISharjah, March 17, 2023
★★★★★
Had a Pleasant Experience Purchasing Credit Card via Policybazaar.ae!I recently purchased a credit card from Policybazaar.ae and the overall experience was pleasant. Their online process was simple and straightforward, and they provided me with the best deal available. They also provided excellent customer support and answered all my queries quickly. Highly satisfied with the service.
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