Rewards Points Credit Cards with Roadside Assistance in UAE

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Banks in the UAE offer a wide range of credit cards with various exciting reward point benefits. Some of these credit card lenders enable their customers to be already a member of selective reward point programs, while others help them in earning a significant number of reward points or cashback on expenditures.

Most reward point credit cards offer some additional services such as purchase protection, travel insurance, balance transfers, roadside assistance, and more for cardmembers. With these services, the cardmembers get a new level of financial support that helps them efficiently manage their expenses. 

In this post, we will take you through some of the best reward point credit cards with roadside assistance services. You can opt for any of these credit cards and enjoy roadside assistance benefits in case you are stuck somewhere due to a vehicle breakdown.

Best Reward Points Credit Cards with Roadside Assistance in UAE

Here are the types of reward point credit cards with roadside assistance benefits.

Emirates NBD Starwood Preferred Guest World Credit Card

Emirates NBD Starwood Preferred Guest World Credit Card
Airport Lounge access
  • Minimum Salary AED 25,000
  • Annual Fee AED 1,500
  • Valet Parking
  • Airport Lounge access
  • Golf Offers
  • Balance Transfer

Emirates NBD Starwood Preferred Guest World Credit Card is one of the leading reward point credit cards with free roadside assistance benefits. The credit card enables cardmembers to enjoy exclusive discounts on dining, travel, shopping, entertainment, and much more.

Reward Points Benefits for Emirates NBD Starwood Preferred Guest World Credit Card

  • StarPoints Rewards: Emirates NBD Starwood Preferred Guest World Credit Card enables cardmembers to earn an exciting number of StarPoints Rewards on retail spending.

Types of Spends

StarPoints Rewards

Domestic retail spending

1 StarPoint per USD

Spending at participating Marriott Rewards Hotels

2 StarPoints per USD

Spending at participating SPG Hotels

5 StarPoints per USD

Insurance, Car dealership related, Grocery/Supermarket

0.25 per cent

Real Estate, Education, Fuel, Govt. Services, Utilities, Telecom

0.1 percent

  • Bonus StarPoints: Emirates NBD Starwood Preferred Guest World Credit Card members can get up to 50,000 bonus StarPoints as a welcome offer.
  • StarPoints Redemption: Emirates NBD Starwood Preferred Guest World Credit Card members can easily redeem their earned StarPoints rewards for a host of rewards such as SPG Moments, SPG Flights and Free Night Awards.
  • Extra StarPoints Rewards: Emirates NBD Starwood Preferred Guest World Credit Card members can earn up to 50 per cent more StarPoints rewards every month on their retail purchases by enrolling themselves in Express Points Programme. The extra StarPoints rewards are capped up to a maximum of 4,000. The cardmembers need to pay a monthly fee of AED 300 to avail of these benefits.
  • SPG Gold Membership: Emirates NBD Starwood Preferred Guest World Credit Card members are already enrolled for SPG Gold Membership for free.

Roadside Assistance Benefits for Emirates NBD Starwood Preferred Guest World Credit Card

  • Roadside Assistance: Emirates NBD Starwood Preferred Guest World Credit Card offers free round-the-clock roadside assistance services for cardmembers. With this service, the cardholders can seek help from the help and support team if their car breaks down due to flat tyres, empty fuel tank and more. 

Other Features and Benefits for Emirates NBD Starwood Preferred Guest World Credit Card

  • Airport Lounge Access: Emirates NBD Starwood Preferred Guest World Credit Card offers complimentary access to more than 850 premium airport lounges around the world.
  • Concierge Services: Emirates NBD Starwood Preferred Guest World Credit Card offers global concierge services to help cardmembers get quick reservations for a special occasion.
  • Car Registration and Servicing: Emirates NBD Starwood Preferred Guest World Credit Card offers free car registration and pick-up and delivery for car servicing once a year.
  • Courier Services: Emirates NBD Starwood Preferred Guest World Credit Card offers up to 12 free local courier services within UAE every calendar year.
  • Valet Parking Services: Emirates NBD Starwood Preferred Guest World Credit Card offers four complimentary valet parking services for cardmembers at some selective locations in Abu Dhabi.
  • Golf Access: Emirates NBD Starwood Preferred Guest World Credit Card offers free access to selective golf clubs twice a year.
  • Auto Top-Up: Emirates NBD Starwood Preferred Guest World Credit Card offers Salik auto top-up feature to help cardmembers get automatic recharges as soon as their balance goes down to a certain limit.
  • Dining Discounts: Emirates NBD Starwood Preferred Guest World Credit Card offers exclusive dining deals and discounts through Bon Appetit. 
  • Discounted Air Tickets: Emirates NBD Starwood Preferred Guest World Credit Card offers discounted rates on air tickets and numerous holiday packages. In addition, credit card members can get a 10 percent discount on any international roundtrip airfare booked using Starwood Preferred Guest World Credit Card.
  • Car Rental Offers: Emirates NBD Starwood Preferred Guest World Credit Card offers exclusive benefits on booking car rentals from Avis.
  • Shopping Benefits: Emirates NBD Starwood Preferred Guest World Credit Card offers exciting Bicester Village shopping collection benefits for cardmembers.
  • Hotel Benefits: Emirates NBD Starwood Preferred Guest World Credit Card offers complimentary hotel nights at Starwood Hotels & Resorts.
  • Travel Visa Services: Emirates NBD Starwood Preferred Guest World Credit Card offers complimentary Fast Track Travel Visa Services for cardmembers.
  • Careem Rides: Emirates NBD Starwood Preferred Guest World Credit Card offers discounted chauffeur rides with Careem.
  • Travel Cancellation and Inconvenience Insurance: Emirates NBD Starwood Preferred Guest World Credit Card offers travel cancellation and inconvenience insurance to help cardholders deal with events like baggage delays, flight cancellations, flight delays and more. 
  • Travel Medical Insurance: Emirates NBD Starwood Preferred Guest World Credit Card offers travel medical insurance cover of up to USD 500,000 for cardmembers.
  • MasterCard Offers: Emirates NBD Starwood Preferred Guest World Credit Card offers buy 1 get 1 MasterCard offers for cardmembers.
  • Fraud Protection: Emirates NBD Starwood Preferred Guest World Credit Card offers a card fraud protection cover of up to USD 4,000 per year to help cardmembers deal with unauthorised expenses made by third parties.
  • Other Deals and Discounts: Emirates NBD Starwood Preferred Guest World Credit Card offers an attractive 50 per cent discount at more than 500 salons, medical centres, spas, gyms and more. In addition, the card members can get up to 50 per cent discount on bookings made for marine attractions, theme parks, indoor sports, etc.

FAB Abu Dhabi Platinum Card

FAB Abu Dhabi Platinum Credit Card is a free-for-life reward point credit card with roadside assistance benefits. With this credit card, the cardmembers can get easy discounts on fine dining, entertainment, hotels, travel and more.

FAB Platinum Credit Card
Free for Life
  • Minimum Salary AED 8,000
  • Annual Fee Free for Life
  • Free for Life
  • Airport Lounge Access
  • Special Discounts

Reward Points Benefits for FAB Abu Dhabi Platinum Card

  • Reward Points: FAB Abu Dhabi Platinum Card enables cardmembers to earn up to 4 FAB reward points for every AED spent.
  • Extra Reward Points: FAB Abu Dhabi Platinum Card members can earn 25 per cent extra FAB reward points on purchases made in Abu Dhabi using this credit card.
  • Reward Points Redemption: FAB Abu Dhabi Platinum Card enables cardmembers to redeem their reward points using the mobile banking app in just a few clicks. They can easily redeem these reward points for paying utility bills, booking their holidays, dining out and more.
  • Cash Prizes: FAB Abu Dhabi Platinum Credit Card enables cardmembers to earn exciting cash prizes on meeting specific spending requirements.

Draw Month

Criteria

Total Winners Per Draw

Maximum Winning Amount Per Winner (AED)

Every July: January to June (6 months)

Cumulative retail spend of AED 25,000 within 6 months

20

AED 25,000

Every January :

January to December (previous year)

Annual retail spend of AED 50,000 and above

20

AED 50,000

Annual retail spend between AED 25,000 and AED 50,000

100

AED 1,000

Roadside Assistance Benefits for FAB Abu Dhabi Platinum Card

  • Roadside Assistance: FAB Abu Dhabi Platinum Credit Card offers roadside assistance services for cardmembers to help them when their car breaks down due to reasons like flat tyres, empty fuel tank and more. With this service, they can contact the help and support team and ask for help anytime and at any location in the UAE.

Other Features and Benefits for FAB Abu Dhabi Platinum Card

  • Car Rental Discounts: FAB Abu Dhabi Platinum Credit Card offers up to 15 per cent discount on car rentals booked via Avis Car Rentals. The credit card also offers a complimentary upgrade with every booked rental.
  • Valet Parking: FAB Abu Dhabi Platinum Credit Card offers complimentary valet parking services for cardmembers.
  • Cinema Offers: FAB Abu Dhabi Platinum Credit Card offers up to four movie tickets for AED 20 during weekends and AED 15 during weekdays at Oscar Cinema, Reel Cinemas, and Cine Royal. The cardmembers can also book movie tickets at AED 20 during weekends at VOX Cinemas.
  • Buy 1 Get 1 Offers: FAB Abu Dhabi Platinum Credit Card offers more than 600 buy 1 get 1 offers on various premium spas, restaurants and more in the UAE.
  • Online Stores Offers: FAB Abu Dhabi Platinum Credit Card offers attractive deals and discounts on shopping at selected online stores worldwide.
  • Purchase Protection: FAB Abu Dhabi Platinum Credit Card offers purchase protection coverage for cardmembers. With this facility, they can get financial protection against theft, loss or damage of the products purchased using the FAB Credit Card for up to a specific duration.
  • Emergency Assistance: FAB Abu Dhabi Platinum Credit Card offers emergency assistance services for cardmembers to help them deal with their financial emergencies.
  • Dining Offers: FAB Abu Dhabi Platinum Credit Card offers exciting dining deals and discounts at some selected restaurants in the UAE.
  • Hotel Discounts: FAB Abu Dhabi Platinum Credit Card offers attractive hotel discounts to help cardmembers save even more on their expenditures.
  • Balance Transfer: FAB Abu Dhabi Platinum Credit Card offers a balance transfer facility for cardmembers to help them consolidate and transfer their other bank credit card dues to FAB Credit Card for easy repayment. The cardmembers can convert the transferred amount into monthly instalments and repay them later based on their financial preferences.
  • Airport Lounge Access: FAB Abu Dhabi Platinum Credit Card offers four complimentary access to more than 1000 airport lounges for cardmembers.
  • Airport Transfers: FAB Abu Dhabi Platinum Credit Card offers two complimentary airport transfers for cardmembers every year.

RAKBANK Air Arabia Platinum Credit Card

RAKBANK Air Arabia Platinum Credit Card
Free for Life
  • Minimum Salary AED 5,000
  • Annual Fee AED 400
  • Airport Lounge Access
  • Dining Discounts
  • Airport Pick-Up / Drop

Air Arabia Platinum Credit Card is one of the most useful reward point credit cards that RAKBANK offers. The credit card comes with multiple discounted deals and discounts on dining, travel, entertainment and more, along with the reward point benefits.

Reward Points Benefits for RAKBANK Air Arabia Platinum Credit Card

  • Welcome Bonus: RAKBANK Air Arabia Platinum Credit Card offers a joining bonus of 15,000 AirReward Points for cardmembers. They can get this bonus by paying the joining fee and meeting a minimum spending requirement of AED 5,000 by spending on retail transactions in the first three months.
  • AirReward Points: RAKBANK Air Arabia Platinum Credit Card enables cardmembers to earn an attractive number of AirReward points through Air Arabia’s loyalty program on spending within and outside the UAE.

AED Spent

AirReward Points

AED 5 spent at www.airarabia.com

1.75 AirReward Points

AED 5 spent within UAE

1.25 AirReward Points

AED 5 spent outside UAE

1.75 AirReward Points

AED 5 spent under the category of Government Services, Bill Payments (Telecommunication & utility), Real Estate, Car Rentals, Transport and Petrol/Gas Stations

0.30 AirReward Points

Roadside Assistance Benefits for RAKBANK Air Arabia Platinum Credit Card

  • Roadside Assistance: RAKBANK Air Arabia Platinum Credit Card offers roadside assistance services for cardmembers. With this service, they can contact the help and support team and ask for help in the events like vehicle breakdown, vehicle towing, flat tyres, empty fuel tank and more at any location in the UAE.

Other Features and Benefits for RAKBANK Air Arabia Platinum Credit Card

  • Annual Fee Waiver: RAKBANK Air Arabia Platinum Credit Card enables cardmembers to get a waiver on the annual membership fee if they meet the minimum spending requirements stated by the bank for the credit card.
  • Cleartrip Offers: RAKBANK Air Arabia Platinum Credit Card offers up to a 30 per cent discount on flight tickets booked using this credit card on Cleartrip. 
  • Balance Transfer: RAKBANK Air Arabia Platinum Credit Card offers a balance transfer facility for cardmembers. The service enables cardholders to consolidate and transfer their other bank credit card’s outstanding balance to RAKBANK Air Arabia Platinum Credit Card and convert the same into monthly instalments for easy repayments. This helps them reduce their debts and efficiently manage their finances. 
  • Travel Accident Insurance: RAKBANK Air Arabia Platinum Credit Card offers travel accident insurance coverage of up to USD 150,000 for cardmembers. With this coverage amount, they can pay their medical bills and get quality treatment if they get injured while travelling.
  • Online Banking: RAKBANK Air Arabia Platinum Credit Card members can access their credit card details through the bank’s internet banking portal. They can log in to the portal using their banking ID and password. After logging in, the cardmembers can track their transactions, apply for a savings account, apply for a new credit card, request an e-statement and much more on the portal.
  • Mobile Banking: RAKBANK Air Arabia Platinum Credit Card members can also manage and operate their credit card details by logging into their mobile banking app. The cardmembers need to register on the mobile app before they can start using the same to access their account details.
  • Cash in Advance: RAKBANK Air Arabia Platinum Credit Card enables cardmembers to withdraw cash of up to 80 per cent of their available credit limit to meet their financial requirements. They can then repay this amount later on based on their convenience.
  • Airport Pick-up and Drop-off: RAKBANK Air Arabia Platinum Credit Card offers six complimentary airport pick-up and drop-off services every year.
  • Flight Tickets: RAKBANK Air Arabia Platinum Credit Card offers complimentary return flight tickets once a year. The cardmembers need to spend a minimum of AED 15,000 at retail stores to avail of this offer.
  • Airport Lounge Access: RAKBANK Air Arabia Platinum Credit Card offers complimentary access to more than 10 VIP airport lounges in Kuwait, Jordan, KSA, UAE and Egypt.
  • Air Arabia Deals: RAKBANK Air Arabia Platinum Credit Card offers complimentary in-flight meal vouchers and excess baggage on Air Arabia flights.
  • Car Rental Offers: RAKBANK Air Arabia Platinum Credit Card offers exciting deals and discounts on car rentals booked through Avis.
  • Minimum Monthly Payment: RAKBANK Air Arabia Platinum Credit Card allows cardmembers to pay a minimum of 3 per cent of their total outstanding credit card bill and carry forward the remaining balance to the next billing cycle. This helps them manage other expenses depending upon the priorities.
  • Vehicle Registration: RAKBANK Air Arabia Platinum Credit Card offers complimentary vehicle registration services and pick-up and drop-off services for cardmembers.
  • Careem Rides: RAKBANK Air Arabia Platinum Credit Card offers discounted chauffeur rides with Careem when booked using this credit card.
  • MasterCard Offers: RAKBANK Air Arabia Platinum Credit Card offers exciting MasterCard offers such as privileged discounts on shopping and dining, buy 1 get 1 deals and much more.
  • Dine-Out Offers: RAKBANK Air Arabia Platinum Credit Card offers special deals and discounts at more than 220 restaurants in the UAE.
  • Purchase Protection: RAKBANK Air Arabia Platinum Credit Card offers purchase protection coverage for cardholders against theft, loss or damage caused to the products bought using this credit card for up to a specific duration.

Union National Bank World Card

World Credit Card is one of the best reward point credit cards with roadside assistance services offered by the Union National Bank. The credit card offers exciting deals and discounts on lifestyle, shopping, dining, entertainment and more for cardmembers.

Reward Points Benefits for Union National Bank World Card

  • Welcome Bonus: Union National Bank World Card offers a welcome bonus of AED 3,000 worth of UNBMiles for cardmembers. 
  • UNBMiles: Union National Bank World Card enables cardmembers to earn up to 10 UNBMiles for every AED spent on local or international transactions. The cardmembers need to meet a minimum monthly requirement of AED 500 to earn UNBMiles.

Categories

Number of UNBMiles

Every AED 1 spent locally

2

Every AED 1 spent internationally

4

Every AED 1 spent during weekends

10 with a maximum capping of AED 150 per month

  • UNBMiles Redemption: Union National Bank World Card enables cardmembers to redeem their earned UNBMiles by logging into the online banking portal in just a few clicks. With these miles, the cardholders can book hotel rooms, buy flight tickets, rent a car and much more. 
  • Cashback Offers: Union National Bank World Card members can also earn cashback points to save more on their spending. They can get a 50 percent cashback in the form of UNBMiles on movie tickets booked using this credit card. The monthly cashback points are capped to AED 125. The cardholders need to meet the minimum spending requirement of AED 1,500 to avail of this offer.

Roadside Assistance Benefits for Union National Bank World Card

  • Roadside Assistance: Union National Bank World Card offers roadside assistance services for cardmembers. With this service, they can contact the help and support team and ask for help in the events such as vehicle breakdown, vehicle towing, flat tyres, empty fuel tank and more at any location in the UAE.

Other Features and Benefits for Union National Bank World Card

  • Airport Lounge Access: Union National Bank World Card members can get unlimited complimentary access to over 750 airport lounges across the globe. The airport lounge discounts can be availed of by both the primary and supplementary cardholders. 
  • Hotel Offers: Union National Bank World Card enables cardmembers to book complimentary hotel nights at Starwood Hotels and Resorts using this card.
  • Cleartrip Offers: Union National Bank World Card offers an exciting 10 per cent discount on any international roundtrip flight tickets booked through Cleartrip using this credit card. 
  • Airport Deals and Discounts: Union National Bank World Card enables cardmembers to avail of attractive deals and discounts at Marhaba and Golden Class airport services using this credit card.
  • Discount on Travel Purchases: Union National Bank World Card offers a zero per cent interest rate on all the purchases made while travelling for trips of not more than three months in duration.
  • Auto-Renewal Services: Union National Bank World Card offers free yearly auto-renewal services for cardmembers.
  • Balance Transfer: Union National Bank World Card offers a balance transfer facility for cardmembers. With this service, they can consolidate and transfer their other bank credit card’s outstanding balance to Union National Bank Credit Card and convert the same into easy monthly installments at a zero per cent interest rate. This helps them make easy repayments of their credit card bills and reduce their debts. 
  • Buy 1 Get 1 Offers: Union National Bank World Card comes with hundreds of exciting buy one get one offers for cardmembers. They can avail of these offers while spending on entertainment, dining, spas, hotels, leisure and more in Africa and the Middle East Region.
  • Multi-Trip Travel Insurance: Union National Bank World Card offers free multi-trip travel insurance coverage for cardmembers. This helps them pay for their emergency medical bills and get quality treatment if they get injured while travelling.
  • Online Banking: Union National Bank World Card members can access their credit card details through the bank’s internet banking portal. They can log in to the portal using their banking ID and password. After logging in, the cardmembers can track their transactions, apply for a savings account, apply for a new credit card, request an e-statement and much more on the portal.
  • Mobile Banking: Union National Bank World Card members can also manage and operate their credit card details by logging into their mobile banking app. The cardmembers need to register on the mobile app before they can start using the same to access their account information.
  • Shopping and Entertainment Discounts: Union National Bank World Card offers an attractive discount of up to 40 per cent at over 250 leading partner retail outlets, entertainment centres and more.
  • Easy EMI Plans: Union National Bank World Card members can convert their high-value transactions into six monthly installments at a zero percent interest rate. The cardmembers can avail of this benefit on the products purchased from over 30 selected retail outlets. The bank does not charge any processing fee for the facility.

Dubai Islamic Bank Prime Platinum Credit Card

DIB Prime Platinum Credit Card
Free for life
  • Minimum Salary AED 15,000
  • Annual Fee Free for Life
  • Balance Transfer
  • Roadside Assistance
  • Credit Shield Takaful
Reward Value: NA

Dubai Islamic Bank Prime Platinum Credit Card is another useful reward point credit card with roadside assistance features. The cardmembers can contact the bank’s help and support team for roadside assistance while enjoying all the credit card deals and discounts.

Reward Points Benefits for Dubai Islamic Bank Prime Platinum Credit Card

  • Wala’a Reward Points Program: Dubai Islamic Bank Prime Platinum Credit Card members are already registered for Wala’a Rewards Program. With this program, they can earn an exciting number of reward points while spending on different categories. 

Categories

Number of Reward Points

Bill payments, retail purchases, flight tickets, hotel reservations, and more

2.5 reward points on each AED spent

Petroleum, telecom, supermarkets, education, and more

0.5 reward points on each AED 1 spent

  • Reward Points Redemption: Dubai Islamic Bank Prime Platinum Credit Card members can redeem the earned reward points while spending on hotel stays, bill payments, retail purchases and much more.

Roadside Assistance Benefits for Dubai Islamic Bank Prime Platinum Credit Card

  • Roadside Assistance: Dubai Islamic Bank Prime Platinum Credit Card members get complimentary roadside assistance services, such as battery boosting, vehicle towing, vehicle repairs, fuel assistance, vehicle registration, flat tyre repairs and much more.

Other Features & Benefits for Dubai Islamic Bank Prime Platinum Credit Card

  • Credit Shield Protection: Dubai Islamic Bank Prime Platinum Credit Card offers credit shield protection for card members to deal with expenses caused due to events like loss of income, disability, critical illness or death. The cardmembers need to pay an additional 0.89 per cent of the credit card outstanding balance to avail of this service. 
  • Purchase Protection: Dubai Islamic Bank Prime Platinum Credit Card offers purchase protection coverage against theft, loss or damage caused to products purchased using this credit card for up to 60 days.
  • Travel and Personal Accident Insurance: DIB Prime Platinum Credit Card offers travel and personal accident insurance coverage against delayed flight departure, legal expenses, lost or stolen baggage, emergency medical expenses and more. The cardholders need to book their tickets using this credit card to avail of this service. 
  • Cash Withdrawal Facility: DIB Prime Platinum Credit Card allows cardmembers to withdraw cash of up to 80 per cent of their available credit limit in case they need funds. 
  • Balance Transfer Facility: DIB Prime Platinum Credit Card offers a balance transfer facility for cardmembers. With this service, the cardholders can transfer their other bank credit card’s outstanding balance to the DIB Credit Card for easy repayments. Unlike other banks, DIB allows cardmembers to use 100 per cent of the cash limit and 80 per cent of the available card limit while using a balance transfer service. The cardmembers need to transfer a minimum of AED 100 or a maximum of AED 250,000 as per the bank’s terms.
  • Hotel Delights: DIB Prime Platinum Credit Card offers attractive hotel delight perks like VIP treatment, room upgrades, late check-out, free breakfast and internet, free food and beverage vouchers, price discounts and more at over 900 hotels worldwide.

Eligibility Criteria to Apply for Reward Points Credit Cards with Roadside Assistance

Here are the eligibility criteria the applicants need to meet when applying for reward point credit cards with roadside assistance benefits.

Reward Point Credit Cards with Roadside Assistance

Eligibility Criteria

Emirates NBD Starwood Preferred Guest World Credit Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 5,000.

FAB Abu Dhabi Platinum Card

  • The applicant should be between 21 and 65 years of age.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 15,000.

RAKBANK Air Arabia Platinum Credit Card

  • The applicant should be at least 21 years of age.
  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 5,000.

Union National Bank World Card

  • The applicant must be a UAE resident.
  • The applicant must have a good credit score.
  • The applicant must have a minimum monthly income of AED 20,000.

Dubai Islamic Bank Prime Platinum Card

  • The applicant must be a UAE resident.
  • The applicant should be 21 years of age or above.
  • The applicant must meet the minimum salary requirement of AED 15,000.
  • The applicant must have a good credit score.

Documents Required to Apply for Reward Points Credit Cards with Roadside Assistance

Here are the documents required to apply for reward point credit cards with roadside assistance benefits.

  • Emirates ID (for identity verification)
  • Passport with Residency Visa 
  • Salary Transfer Letter/Appointment Letter (showing designation and annual income) 
  • One of these address proofs – Utility Bill, Emirates ID, Contract of Tenancy 
  • Trade License (for self-employed applicants)
  • Bank Statement (for last three months with the salary credit transaction)

How to Apply for Reward Points Credit Cards with Roadside Assistance?

Here are a few simple ways to apply for a reward point credit card with roadside assistance benefits.

  • Online Banking - Most banks in the UAE offer online banking portals for their customers to help them access their banking details with great ease. The existing bank customers can log in to the concerned bank’s online banking portal using their banking ID and password to apply for their desired reward point credit card with roadside assistance benefits. The applicants need to fill out the application form and submit the same with all the essential documents on the portal.
  • Mobile Banking - The existing bank customers can also log in to their chosen bank’s mobile banking app and apply for their preferred reward point credit card with roadside assistance benefits in just a few taps. They need to provide details like the bank account number, registered phone number, current and permanent address, annual income, and more along with the supporting documents to complete the application.
  • Bank’s Website - The applicants who are new to the bank and have no access to the online or mobile banking portal can visit its website, fill out the online application form and apply for their desired reward point credit card with roadside assistance benefits. They need to upload all the necessary documents on the website to complete the application process.
  • Bank’s Branch  - The applicants with no access to the internet can visit their preferred bank’s branch and apply for their preferred reward point credit card with roadside assistance benefits. The applicants must fill and submit the application form in the presence of one of the bank’s representatives to avoid any mistakes. They need to carry all the supporting documents and submit them along with the application form.
  • Our Website - We at Policybazaar help our customers find the best credit card based on their financial preferences. The applicants can also visit our website and check out the features and benefits of their chosen reward point credit card with a roadside assistance facility. The process of applying for a credit card on our website is more convenient than on other banks’ websites. The applicants can also contact our help and support team if they need any further assistance. Our experts will take them through the details of the chosen credit card and help in applying for the same.

Fees and Charges of Reward Points Credit Cards with Roadside Assistance

Here are the fees and other charges of Reward Points Credit Cards with roadside assistance.

Types of Reward Point Credit Cards with Roadside Assistance

Fees and Charges

Amount

Emirates NBD Starwood Preferred Guest World Credit Card

Annual Membership Fee

AED 1,250

Annual Membership Fee on Fifth Supplementary Credit Card

AED 1,250

Monthly Profit Rate (With Salary Transfer)

2.99 per cent

Monthly Profit Rate (W/O Salary Transfer)

3.09 per cent

Cash Withdrawal Limit

100 per cent

ATM Cash Withdrawal Fee

3 per cent (minimum AED 99)

Card Replacement Fee

AED 75

Minimum Monthly Payment

5 per cent (minimum AED 100)

Grace Period 

Up to 55 days

Temporary Increase Limit Fee

AED 50

Non-AED Transaction Service Fee

3.1 per cent

AED International Transaction Service Fee

1.8 per cent

Copy of Sales Receipt Fee

AED 25

Copy of Travel Fares / Hotel Receipt Fee

AED 25

Liability / No Liability Letter

AED 50

Copy of Additional Statement Fee

AED 45

Returned Cheque Fee

AED 100

FAB Abu Dhabi Platinum Card

Annual Membership Fee

No Fees

Annual Membership Fee for Supplementary Credit Cards

No Fees

International Transaction Charges

2.05 per cent of the transaction amount and scheme charges

Cash in Advance Fee

3.15 per cent of the total amount of cash obtained (minimum AED 105)

Retail Purchase Interest Charges

Up to 3.50 per cent monthly

Cash Advance Interest Charges

3.50 per cent monthly

Credit Shield Plus Fee

1.04% of the total outstanding balance

Wallet Shield Fee

0.42 per cent of the total monthly outstanding balance

Accident Insurance Fee

0.26 per cent of the total monthly outstanding balance or AED 31.5 (whichever is higher)

Card Replacement Charges

AED 78.75

Late Payment Charges

AED 241.50

Plan Deferment Fee

AED 262.50

Returned Cheque Fee

AED 210

Over-Limit Charges

AED 288.27

Monthly Minimum Payment

5 per cent (minimum AED 100)

Reprint of Statement Charges

AED 26.25 per statement

Transaction Slips’ Copies

AED 26.25 per slip

Processing Charges for Outstation Cheque

AED 52.50

Issuance of Liability Letter

AED 52.50

Dispute Verification Fee

AED 105

RAKBANK Air Arabia Platinum Credit Card

Annual Membership Fee

AED 400

Monthly Retail Interest

3.45 per cent

Monthly Cash Advance Interest

3.45 per cent

Late Payment Charges

AED 230

Over-Limit Charge

AED 275

Card Replacement Charges

AED 75

Union National Bank World Card

Annual Membership Fee 

AED 0

Interest Rate

3.19 per cent

Non-AED Transaction Fee

2.99 per cent

Cash Advance Fee

3.15 per cent or a minimum of AED 105

Dubai Islamic Bank Prime Platinum Card

Annual Membership Charges

No Fees

Monthly Subscription Charges

AED 600

Profit Rate on Salam

Up to 3.25 per cent per month

Card Replacement or Reissuance Charges

AED 52.50

Cash Advance Charges

AED 94.50

Duplicate Statement Charges

AED 47.25

Returned Cheque Fee

AED 105

Late Payment Charges

AED 236.25

Sales Voucher Copy

AED 26.25

Outstation Cheque Processing Fee

AED 52.50

Credit Shield Takaful Charges

0.94 per cent

Liability Letter Issuance

AED 52.50

Upgrade Charges

AED 288.75

International Usage Charges (Non-AED)

2.26 per cent

International Usage Charges (AED)

2.09 per cent

Profit Rate on Easy Payment Plan/Balance Transfer/ Cash on card

A maximum of 3.15 per cent per month

Rewards Credit Cards With Other Facility in UAE

Rewards Credit Card in UAE
Rewards Points Credit Cards with Air Miles in UAE

Rewards Points Credit Cards with Airport Lounge Access in UAE

Rewards Points Credit Cards with Cinema Tickets Offers in UAE

Rewards Points Credit Cards with Balance Transfer in UAE

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Ruchi Gohri
Ruchi Gohri

Senior Content Writer | She has a penchant for writing and with over 5 years of experience, she plays around with words elegantly, crafting simple content for all to read. In her free time, she loves her couch either to read or catch on to her sleep.