Rewards Points Credit Cards with Air Miles in UAE

Being one of the most preferred financial tools, credit card services are not only limited to shopping. Today, we can take advantage of credit cards for almost all of our day-to-day expenses. Apart from fulfilling our daily financial needs, credit cards offer many benefits and privileges on travel, hotel, lifestyle, entertainment and shopping expenditures. With the UAE being a financial hub, banks and other financial institutions offer a range of credit cards designed to meet the needs of diverse customers. 

To provide travel benefits to customers, the credit card issuers offer credit cards with Skywards Miles, and to add to their benefits, a few credit cards also offer rewards on each and every expense you make locally or internationally. The reward credit cards with air miles are affordable and easy to apply. Go through the article below to learn about the application process and the best reward credit cards with air miles in the UAE. 

Best Reward Credit Cards with Air Miles in the UAE

Finding the best reward credit cards with air miles from a long list can be a daunting task. Therefore, we at policybazaar.ae have compiled a list of top reward credit cards with air miles in the UAE to make the job easier for you.

ADCB Touchpoint Infinite Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With the ADCB Touchpoint credit card, you earn 1.5 Touchpoint rewards for every AED 1 spent locally or internationally. 
• On spending AED 15,000 every month using the credit card, you earn up to 15,000 bonus Touchpoint rewards. 
• You can instantly redeem the reward points to avail of extra discounts at over 1500 retail outlets. 
• Using Touchpoints, you can enjoy exclusive discounts on flight tickets. Each Touchpoint reward can be converted into Skywards Miles and Etihad Guest Miles. 
• With the ADCB Touchpoint credit card, you get unlimited airport lounge access across the globe. 
• The card also comes with Buy 1 Get 1 offers on movie tickets and dining expenses. 
• As a part of travel benefits, you also get multi-trip travel insurance to secure your trip for up to 90 days. 
• To get protection against your outstanding balances, you can also avail yourself of credit shield insurance with free life cover. 
• With the Touchpoint Infinite credit card, you get access to various lifestyle, entertainment and shopping benefits across malls and outlets in the UAE. 
• When you book hotels using this credit card, you can avail of 2 complimentary nights at select hotels anywhere around the world.

ADCB Travellers Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With every AED 1 spent using the ADCB Travellers credit card, you earn 2 Touchpoint rewards on each local spending. 
• You can turn your accrued Touchpoints into Skywards Miles and Etihad Guest Miles to earn attractive discounts on flight tickets across the globe. 
• On booking flight tickets through cleartrip.ae, you get a 20% discount capped at AED 5,000 per booking. 
• When booking hotels with an ADCB Travellers credit card, you can avail of up to six complimentary nights, subject to your annual spending. 
• While using your credit card overseas, you don’t need to pay any processing fees. 
• You can also secure your outstanding balances with optional credit shield insurance. It comes with a complimentary life cover. 
• With the ADCB Travellers credit card, you can access a host of Buy 1 Get 1 offers. 
• The card is loaded with a range of lifestyle, entertainment and shopping benefits. 
• When booking your flight tickets with the ADCB Travellers credit card, you get complimentary travel accident and inconvenience insurance for up to 90 days. 

ADIB Booking.com Infinite Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• For each expense made using your Booking.com Infinite credit card, you earn 3 ADIB reward points per AED spent. The offer applies to all local and international expenses. 
• To avail of exclusive airline ticket discounts, you can redeem your accrued reward points. In addition, you get up to 7% cashback on booking your flight tickets using the Booking.com Infinite credit card. 
• As a part of travel benefits, the card offers free airport lounge access to more than 1,000 airport lounges worldwide.
• To secure your travel from accidents and inconvenience, you get complimentary multi-trip travel insurance.  
• When you book hotels using your ADIB Booking.com credit card, you get up to a 10% discount.
• With the credit card, you get access to a host of dining offers across premium restaurants in the UAE. 
• The card comes with takaful protection, extended warranty, and purchase protection features to secure yourself and the products purchased against unforeseen events.  
• ADIB Booking.com Infinite credit card offers a cash advance facility of up to 100% of your credit limit.

ADIB Value Plus Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With the ADIB Value Plus credit card, you earn 1 reward point for every AED spent on domestic purchases and 2 points per AED spent on foreign purchases. 
• The Value Plus credit card offers flexibility to convert your reward points into shopping vouchers and Air Miles. 
• You can conveniently redeem the ADIB reward points to avail of flight discounts anytime and to any destination. 
• With a Value Plus credit card, you can avail yourself of free access to premium airport lounges at regional and domestic airports. 
• With exclusive access to Priceless Arabia Offers, you can enjoy a host of dining, travel, entertainment, sports activities and shopping benefits. 
• With card features like cash on call, balance transfer, and online utility bill payment, you also get up to a 100% cash advance limit. 

CBD Titanium MasterCard Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• Using the CBD Titanium credit card, you earn reward points for each dirham you spend.
• With your accrued rewards points, you can avail of exclusive discounts on flight tickets by converting them into Skywards Miles and Guest Miles. 
• With the CBD Titanium credit card, you get free access to 10 VIP airport lounges across the Middle East and Africa.
• When booking hotels via booking.com, you get a discount of up to 10%. 
• The credit card comes with Priceless Specials offers on various dining, spa, fitness, beauty and hotel expenses across the UAE.
• While renting a car online through rentalcars.com, you get a 10% instant discount. 
• You can also apply for free supplementary credit cards for your family and receive SMS alerts for all credit card purchases on your registered mobile number.
• To provide safe transactions, the card comes with 2 levels of chip and pin security.  

CBD World MasterCard Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With the CBI Reward World credit card, you earn 2.5 reward points in the UAE dirham equivalents on each expense made in foreign currencies.
• On spending of AED 2000 or above, you earn 1.75 reward points per AED one spent.
• You also earn 1 reward point for all other retail expenses.
• While signing up for the credit card, you can either opt for a joining bonus of 50,000 reward points or keep your credit card free for the first year.  
• You can avail yourself of exclusive flight discounts by converting your CDB reward points into Skywards Miles and Etihad Guest Miles. 
• With the World credit card, you get complimentary access to over 850 airport lounges via LoungeKey. The offer applies to supplementary credit cardholders too.
• On booking a travel ticket, you automatically get enrolled for travel accident and inconvenience insurance.
• While booking a round trip through Cleartrip, you get a 10% discount on international flights without any minimum amount restriction.
• With the Reward World credit card, you get access to Priceless Specials through which you can avail of numerous discounts on dining, beauty, fitness, hotels and other attractions.
• As a part of your entertainment benefits, you get 100% cashback (up to AED 150) on 4 movie tickets.

Dubai Islamic Prime Platinum Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With a Prime Platinum credit card, you get instant access to the Wala’a Reward program and can earn up to 2.5 Wala’a Rewards for every AED 1 spent locally or internationally. 
• On redeeming your reward points, you can avail of exclusive discounts on flight tickets. 
• For ticket bookings using the Prime Platinum credit card, you get free travel accident and inconvenience insurance of up to USD 100,000.
• The card offers global purchase protection when you buy a product using this credit card. The protection secures your item for up to USD 3000 per occurrence of damage. 
• You can consolidate outstanding balances of up to 80% of your credit limit from another credit card. 
• To get protection against your outstanding balances during unfortunate events, you can opt for an optional credit shield takaful cover. 
• The card also comes with complimentary roadside assistance up to 3 times in a calendar year. 

Dubai Islamic Prime Infinite Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• For every expense made using the Prime Infinite credit card, you earn 1 Wala’a reward point for every AED 1 spent locally or internationally. 
• The card also offers 0.5 Wala’a reward points per AED 1 spent on utility bill payments such as telecom, education, petroleum, and govt. services. 
• You can redeem your Wala’a reward points for flight bookings and earn attractive discounts. 
• With the Prime Infinite credit card, you get various lifestyle benefits like fine dining, entertainment offers, golf privileges and much more.  
• Along with the lifestyle offers, you also get various travel benefits, including luxury hotels from Visa Offers, airport lounge access, personalised global concierge service, and multi-trip travel insurance. 
• The card also comes with purchase protection and an extended warranty to secure your purchases against damage and accidents.  
• You can get protection against your outstanding balances during unforeseen events through Credit Shield insurance.
• Using the balance transfer facility, you can transfer outstanding balances of up to 80% of your credit limit from other credit cards. 
• With the Prime Infinite credit card, you can avail of unlimited roadside assistance, including inter emirates towing and a free international driving license.

Emirates NBD Diners Club Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With every local and international expense, you earn Plus Points instantly at participating partners. 
• You can redeem your Plus Points as Frequent Flyer Air Miles from leading airlines or encash them as a cashback reward.
• Using the Diners Club credit card, you can enjoy unlimited access to premium airport lounges worldwide, irrespective of your travel class. 
• To secure your travel, the credit card comes with multi-trip travel insurance with a coverage of USD 100,000.
• With this credit card, you get access to Global Privileges, including offers on travel, dining, entertainment and much more. 
• The credit card also comes with Credit Shield Pro protection to secure the cardholder against untimely death, hospitalisation expenses and involuntary job loss.
• With the Diners Club credit card, you also get access to Livewell offers that include special packages at yacht clubs, spas, and wellness centres.
• Along with the above-mentioned privileges, you also get up to 55 interest-free days, instant cash facilities and complimentary roadside assistance. 

Emirates NBD Dnata Platinum Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With every local and international expense, you earn Plus Points instantly at participating partners. 
• You can redeem your Plus Points as Frequent Flyer Air Miles from leading airlines or encash them as a cashback reward.
• Using the Diners Club credit card, you can enjoy unlimited access to premium airport lounges worldwide, irrespective of your travel class. 
• To secure your travel, the credit card comes with multi-trip travel insurance with a coverage of USD 100,000.
• With this credit card, you get access to Global Privileges, including offers on travel, dining, entertainment and much more. 
• The credit card also comes with Credit Shield Pro protection to secure the cardholder against untimely death, hospitalisation expenses and involuntary job loss.
• With the Diners Club credit card, you also get access to Livewell offers that include special packages at yacht clubs, spas, and wellness centres.
• Along with the above-mentioned privileges, you also get up to 55 interest-free days, instant cash facilities and complimentary roadside assistance. 

Emirates NBD Manchester United Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With the Manchester United credit card, you earn RED points on each domestic and international expense. 
• Additionally, you can earn up to 10 times RED points on sports goods purchases and 5 times the points on all dining and restaurant expenses. 
• You can redeem your RED points for various expenses, including flight bookings and availing of exclusive discounts. 
• The Manchester United credit card also offers attractive discounts on flight and hotel bookings with up to 3% discount on flight tickets and 10% off on hotel bookings. 
• With this credit card, you get free access to over ten premium airport lounges across the Middle East region. 
• Using the Manchester United credit card, you get up to 30% discounts at over 2000 restaurants in the UAE. 
• This credit card also gives exclusive access to Buy1Get1 MasterCard offers. 
• To manage your finances conveniently, the Manchester United credit card comes with features like easy instalment plans, up to 55 interest-free days, instant cash facilities and much more. 

Emirates NBD Skywards Infinite Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• For every local and international spending, you earn up to 2 Skywards Miles. 
• You can redeem the Skyward Miles to avail of exclusive discounts on Emirates, flydubai and other partner airlines. 
• You can also redeem the Skyward Miles to enjoy flight upgrades and hotel accommodations. 
• On signing up for the Emirates Skywards Infinite credit card, you get up to 100,000 bonus Skywards Miles.
• As a part of your travel benefit, you get complimentary airport lounge access, excess baggage allowance, business class check-in and more.
• To secure your trips and vacations, the card offers multi-trip travel insurance against accidents and travel inconveniences.
• With the credit card, you can enjoy up to 4 complimentary valet parking at prime locations across the UAE. 
• Using the credit card, you can avail of various benefits such as airport dining discounts, medical and travel assistance, and offers on Avis car rental and Careem.
• As an Emirates NBD Skywards Infinite credit cardholder, you get extensive credit card protection such as Credit Shield insurance, purchase protection, card misuse protection, extended warranty and more.  

Emirates NBD Visa Platinum Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• With the Emirates NBD Visa Platinum credit card, you can earn up to 1.5 Plus Points for every AED 100 you spend. 
• You can convert your Plus Points into Air Miles and avail yourself of exclusive discounts at all participating airline partners. 
• In addition, you can use the reward points to enjoy various shopping and lifestyle discounts. 
• With the Bon Appetite offer, you can avail yourself of up to 30% discount at over 2000 restaurants in the UAE. 
• When you book your airline tickets using the Visa Platinum credit card, you are automatically covered with travel medical and inconvenience insurance. 
• For managing your finances, the credit card offers flexible payment options, an instant cash facility and up to 55 interest-free days. 

FAB Abu Dhabi Titanium Credit Card

Features & Benefits for this Reward Credit Card with Air Miles

• Using the FAB Abu Dhabi Titanium credit card, you can receive up to 2.5 FAB rewards for every Dirham spent locally or internationally.
• Additionally, for all expenses made in Abu Dhabi, you earn 25% additional reward points. 
• To avail of exclusive flight ticket discounts, you can conveniently convert your FAB rewards into Air Miles. 
• With your FAB credit card, you get free access to over 10 VIP airport lounges in the Middle East. 
• You can enjoy up to 15% discount on renting a car from Avis car rental using your credit card.
• Using the credit card, you can avail yourself of over 600 offers via MasterCard Buy1Get1 offers across multiple countries. 
• With the FAB Titanium credit card, you can enjoy a 10% discount on top brands when shopping through Shop Smart.

List of Best Rewards Credit Cards with Air Miles in UAE 

Eligibility Criteria for Rewards Credit Cards with Air Miles in the UAE

Before applying for a reward credit card with air miles, an individual needs to verify his/her eligibility for the specific credit card. The criteria relate to the applicant’s age, financial condition, monthly income and residency. Following are the basic eligibility criteria for reward credit cards with air miles in the UAE. 

• Income Criteria - In order to apply for a credit card, you need to satisfy its income requirement. The criteria vary depending on the credit card and the privileges they offer. Most premium credit cards offer rewards as well as Skywards Miles, and they usually have a high salary requirement ranging between AED 10,000 and AED 50,000. However, there are a few credit cards with Skywards miles that one can avail of with a monthly salary of AED 5,000 and above. 
• Age Requirements - To apply for a reward credit card offering Skywards Miles, you must be 21 years old or above. The bank or the credit card issuer may also have an upper age limit of not more than 65 years. 
• credit Score - The banks and financial institutions in the UAE verify the applicants’ financial track records through credit history and score. While applying for a credit card, you need to ensure that you have a decent credit score to have a streamlined credit card application. 
• Residency - While most credit cards with Skywards miles in the UAE are available only to UAE nationals and residents, various issuers offer reward credit cards to expats as well. However, approval of credit card applications for both UAE residents and non-residents is subject to the furnishing of required documents and fulfilling the salary criteria.

Documents Required for Rewards Credit Cards with Air Miles in the UAE

After fulfilling the requirements of your preferred credit card, you need to collect the relevant documents and submit them during the application process. The list of documents required during the application for rewards credit card with Skyward Miles are as follows.

• A valid passport ID in original and a copy for record and verification
• A valid Emirates ID in original and a copy for UAE nationals and residents
• Latest bank account statement (not older than 3-6 months) 
• Income certificate issued by your present employer or latest salary slips not older than a month

Note - The bank may ask for additional documents for record and verification at its discretion. To have a hassle-free application process, collect all the relevant documents and proof.

How to apply for Rewards Credit Cards with Air Miles in the UAE?

With the advancement in the UAE financial sector, the bank provides various online and offline channels to apply for a credit card. Additionally, you can compare and choose the best reward card with air miles when you apply online. Following are the various ways to apply for credit cards in the UAE. 

• Online Application - For online applications, you can visit the bank’s official website and select the best reward credit card as per your financial needs. Later, enter your personal and contact details such as e-mail id and mobile number. The bank will approach you for the further application process within the next couple of business days.
• Offline Application - You need to visit a nearby bank with all the relevant documents and fill out a credit card application form. You can take the guidance of the bank representative if required. After applying successfully, you will receive your credit card at your registered address within 4-5 working days.
• Application via Phone Call - Various banks in the UAE accept applications through phone calls. All you need to do is to contact the bank’s customer support team via the phone number provided on their website and apply for your preferred credit card. The representative will guide you through the further application process. 

Annual Charges for Rewards Credit Cards with Air Miles

Following are the annual fees and other charges on reward credit cards with Air Miles 

Frequently Asked Questions on Reward Credit Cards with Air Miles