RAKBANK World Credit Card Features & Benefits

By PolicyBazaar
  | Published: 02 November 2019 | Last Updated On: 17 November 2020
Average Rating / 5 (ratings ) | 569 Views

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RAKBANK World Credit Card is loaded with a world of privileges, rewards, and benefits, each day. This credit card allows you to earn even when you spend by offering you a cashback on almost all your transactions. You can enjoy an array of lifestyle and travel benefits along with unmatched savings with this MasterCard.

Highlights of this World Credit Card

  • Supplementary credit cards are free
  • Easy Credit Card Cheque Facility
  • 3D Secure and CHIP & PIN facility
  • Easy payment of utility bills
  • Balance Transfer facility at competitive rates
  • Cash advance limit is 80 percent of the credit card limit
  • Contactless Tap and Pay facility
  • Cashback up to 10 percent on spends

Main RAKBANK World Credit Card Features

Listed below are some of the main features of this World credit card.

No-Interest Days

The RAKBANK provides a no-interest duration of 55 days (maximum) to the member of this amazing credit card.

Easy Payment Plan

Using easy plans for making a payment, RAKBANK Credit Card has successfully made your shopping simpler. Your huge purchases can be converted into zero percent installments for three, six, nine, or 12 months with various participating merchants.

Cash Advance

You can enjoy a cash advance up to 80 percent of the credit card limit. You have to pay a cash advance fee of 3 percent or 99 dirhams, whichever is more. The bank also charges 3.45 percent on cash advance.


The bank provides the facility to transfer funds through the RAKMoneyTransfer service via digital banking irrespective of wherever you are or by directly visiting the branch of the bank. You can transfer the funds to Pakistan, India, Nepal, Sri Lanka, Philippines, Europe, & various other places across the globe.

SMS Alerts

You get the alerts of all the transactions made using this credit card on your registered mobile number with the bank so that you can properly track your expenses.

Main RAKBANK World Credit Card Benefits

Listed below are some of the main benefits of this World credit card.

Concierge Services

This credit card offers personalized exclusive concierge facilities within the Emirates that include reservation assistance for hotels as well as air tickets, reminders for occasions, assistance for car rentals, and various other services at discounted rates.

Roadside Assistance

You can enjoy 24/7 roadside assistance with this card that includes battery boost facility, towing service, lockout service, flat tyre service, and much more.

Health Insurance

You can enjoy discounts and offers on health insurance plans provided by RAKNIC.

Movie Offers

This MasterCard offers a 50 percent off on movie tickets booked through VOX Cinemas.

Dining Offers

This card also offers exclusive dining privileges and discounts at renowned and leading restaurants across various cuisines.

BOGO Offers

The credit card also offers various free BOGO offers across Africa and the Middle East in dining, entertainment, cafes, and attractions through the MasterCard for You mobile app.

Shipping Discount

You can also enjoy discounts & complimentary membership at MyUS Premium Shipping facilities.

Shopping Benefits

The RAKBANK World Credit Card offers a 60 percent off on purchases at European Shopping villages and Bicester Village Shopping Collection.

Travel Benefits

This card lets you enjoy a wide range of savings, services, and benefits, which make helps in making your travel plan simpler and your trip memorable. Some of these benefits are-

  • Discounts on car rentals, Cleartrip airline booking, Careem rides and serviced luxury apartments
  • Free access to airport lounges worldwide
  • Travel Visa assistance

The Bottom Line!

If you wish to enjoy benefits and privileges related to lifestyle and travel, then this RAKBANK World Credit Card can be a suitable option for you. You can also enjoy cashback on this card that helps you in saving more.