RAKBANK World Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

4.6/5

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Best credit cards with 0 Annual fee*

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

RAKBANK World Credit Card is certainly one of the top choices if you’re a frequent traveller! Providing exclusive experiences, this premium card brings you superior benefits such as global concierge services, travel insurance, and luxury lifestyle perks. With many more such benefits, it’s indeed a gateway to exceptional cashback rewards and global acceptance. 

Keep on reading for more details about this RAKBANK credit card.

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5,000 AED50,000+ AED
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Most Popular Credit Card in UAE

RAKBANK World Credit Card Benefits and Features

Here are the top RAKBANK World credit card benefits and features —

  • Incredible 10% cashback on spends related to travel, including domestic and international flight and hotel bookings
  • Up to 10% cashback on supermarket spending across the globe
  • Up to 5% cashback on all international spends
  • Up to 3% cashback on all domestic spends
  • 50% discount on VOX Cinemas
  • Secure Wallet feature — worldwide coverage of up to AED 10,000 in case of lost or stolen card 
  • Complimentary access to over 120 airport lounges across 450 cities in 135 countries
  • Free access to Global Blue City VIP lounges to ensure tax-free shopping

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Know Your Eligibility for RAKBANK World Mastercard Credit Card

Check out the eligibility criteria for getting a RAK BANK World credit card —

Eligibility Type Requirements
Minimum Age 21 Years
Minimum Salary AED 20,000
Residency UAE Resident or Citizen

RAK BANK World Master Card: Documents Checklist

To apply for the RAKBANK World credit card, keep the following documents ready along with the application form —

For Salaried Individuals For Self-Employed Individuals
  • Emirates ID
  • Passport
  • Residence visa (applicable to expats)
  • Salary certificate
  • Security cheque for the value of card limit
  • Emirates ID
  • Passport
  • Residence visa (for expats)
  • Trade Licence
  • Security cheque for the value of card limit

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RAKBANK World Credit Card: Easily Apply with Policybazaar UAE

Policybazaar.ae simplifies your card application process by getting you connected with bank officials and assisting whenever you need it. All you need to do is fill out the lead form and choose your preferred card. 

You can directly access the form here.

Here’s why you should get a credit card in UAE through our platform — 

  • We have tie-ups with top financial institutions across the UAE
  • Over 80+ credit cards are available on our site
  • Our customer care team is ready to assist you 24/7
  • The website’s user interface is designed to make the application process easy for you 
  • Apply for a credit card within minutes without any hassle

RAK BANK World Master Card: Fees and Charges

Type of Fee Charges
Annual Fee Free for the First Year AED 750 from the second year*
Overlimit Fee AED 285
Cash Advance Fee 3.15% or AED 100 (whichever is higher)
Card Replacement Fee AED 75
Late Payment Fee AED 230
Liability/ No Liability Letter AED 50
Printed Statement Delivery Fee NIL
E-Statement Fee NIL
Case Release Charge AED 525
Rescheduling Fees Up to 1% of the card outstanding
Duplicate Statement Fee (before the last statement) AED 45 for each statement
Returned Cheque Fee AED 100
Fee for issuance of Managers Cheque for refund of excess balance on Card AED 25
Fate Inquiry of International Remittance AED 50
International Remittance Fee AED 75
Sales Voucher Copy Fee AED 65
International Courier Charges AED 100
Payment through Exchange House Fee AED 3 (per transaction)
Credit Shield Insurance (on monthly statement balance) 0.99%
International Transaction Fee for Purchase 2.2% of the transaction amount (in non-AED currency)
1.35% of the transaction amount (in AED currency)
Early Settlement/ Cancellation Fee for BT/ CCC/ SC/ All EPP Plans (current month interest will be charged) AED 249
Processing fee for Easy Payment Plan (EPP) at participating merchants 3 months - AED 49
6 months - AED 49
9 months - 1.5%
12 months - 2%
Smart Cash (SC) Processing Fee AED 100
Credit Card Cheque (CCC) Processing Fee 1% (Min 50, Max 250)
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*waived if your annual spends are AED 50,000 or more

Latest RAKBANK Credit Card Offers
Q1: Is there any late payment fee applicable to the RAK BANK World Master card?

Ans: Yes, the bank charges an amount of AED 230.

Q2: I applied for the RAKBANK World Mastercard credit card via Policybazaar.ae. How can I contact them?

Ans: You can email us at communication@policybazaar.ae or dial 042472904.

Q3: How can I make RAKBANK World credit card repayments?

Ans: You can apply for the card if you have a salary of AED 20,000 and above.

Reviews & Ratings

4.6 / 5 (based on   22953 google icon reviews)

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