Get Cashback up to AED 2000

RAKBANK Titanium Credit Card Features & Benefits

By PolicyBazaar
Average Rating / 5 (ratings )
Published: 02 November 2019Last Updated On: 04 February 2021

Get Cashback up to AED 2000

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The National Bank of Ras Al Khaimah also known as the RAKBANK is one of the oldest banks in UAE. The bank has about 36 branches and offers a great variety of banking products and services, which include Credit Cards.

The RAKBANK Titanium Credit Card us packed with unmatched privileges ranging across cashback rewards, travel benefits, lifestyle benefits, and dining offers.

Highlights of the Card

  • Free for life
  • Complimentary supplementary cards
  • Minimum monthly payment as low as 3%
  • Mastercard for you App
  • Easy payment plan
  • Easy settlement of the outstanding amount
  • Up to 55 days of interest-free credit

RAKBANK Titanium Credit Card Features

The key features of a RAKBANK Titanium Card are:

Free for Life

The RAKBANK Titanium Credit Card does not charge any annual fee to its cardholders ever.

Cashback Rewards

As a cardmember, you can earn cashback on your supermarket, dining and cinema spend worldwide. The cashback category and monthly caps are:

Minimum Spend per Month Cashback per month on Dining and Supermarket Cashback on Cinema
AED 5,000 5% 50%
Maximum Cashback per Month AED 150 AED 70

If the monthly cashback for these spends exceeds the maximum monthly caps, then the excess spedning amount is eligible for a standard cashback.

In addition to the above spending, you are eligible for up to 2% cashback on your domestic and overseas retail spends, internet spends and international cash advances. The details are mentioned below:

Monthly Domestic / International Spend Standard Cashback per Month
AED 1 – AED 14,999 1%
Above AED 15,000 2%
Maximum cashback per month AED 1500

Cash Advance

In case of the need for immediate cash, you can use the cash advance facility offered by the RAKBANK Titanium Credit Card which allows you an advance up to 80% of your available credit limit.

Lowest Minimum Monthly Payment

RAKBANK allows you to make a low minimum monthly payment of just 3%.

Supplementary Cards

Your family members can enjoy the benefits and earn rewards using the Titanium Card. RAKBANK provides the cardholder with free supplementary cards.

Easy Installment Plan

Your shopping is made easier with the 0% easy installment plan. You can convert your purchases into monthly payments spread over a period ranging between 3 to 12 months, at a variety of partner merchants.

RAKBANK Titanium Credit Card Benefits

The exclusive benefits offered to the cardholder are:

Airport Lounge Access

As a cardholder, you can access over 10 VIP lounges in the airports a Abu Dhabi, Dubai, Kuwait, Jordan, and Cairo, at no additional cost.

Exclusive Offers

You can enjoy exclusive offers on jewelry, electronics, furnishing, dining, holidays and much more with your RAKBANK Titanium Credit Card. 

Attractive Rates

You can enjoy low rates on your oustanding retail purchases. You are also eligible for up to 55 days of interest-free credit.

Purchase Protection

You can now shop with ease as this RAKBANK Credit Card covers you against accidental damage, loss or theft of your item.

Travel Benefits

You are eligible for a free travel accident insurance. You can also enjoy exclusive discounts and privileges globally on premium hotels and brands with your Titanium Card.

Lifestyle Benefits

With the RAKFoodie app, you can access up to 30% off at over 2000 restaurants with your RAKBANK Titanium Credit Card.

Careem Deals

When you download the Careem App and sign up as a new user, you get your first ride free of cost. After this, you are eligible for a 20% discount on 3 rides every month.

Mastercard for You App

The Mastercard for You app brings to you lifestyle benefits in the form of 100s of complimentary one for one offers throughout Africa and the Middle East across entertainment, dining, and attractions.

Over to You!

The RAKBANK Titanium Credit Card is loaded with benefits in every aspect, from rewarding your daily spends to giving you great travel benefits, it gives the taste of rewards with every step your card takes.