RAKBANK Titanium Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Credit cards offer a plethora of benefits, with Cashback being one of their most attractive features. If you are looking for a card with exclusive cashback rewards, the RAKBANK Titanium credit card may be the one for you. Besides, you can enjoy exceptional offers on dining, entertainment, and more.

Let’s know about the RAK Titanium credit card in detail.

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5,000 AED50,000+ AED
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Most Popular Credit Card in UAE

RAK BANK Titanium Credit Card Benefits and Features

The RAKBANK Credit Card Benefits and features are as follows:

  • Earn up to 5% cashback on entertainment, dining, and shopping
  • Receive up to 5% cashback on supermarkets spent globally upon spending AED 5,000 monthly
  • Up to 50% on movie tickets worldwide upon spending a minimum of AED 5,000 monthly
  • Get up to 2% cashback on all international and domestic retail purchases, international cash advances, and Internet transactions
  • 10% cashback on hotel bookings across 200+ countries and territories with Booking.com
  • 15% or more discount at IHG Hotels and Resorts across Africa, Maldives, the Middle East, Europe, and India
  • Complimentary lounge access at 10+ airports across the UAE, Egypt, Saudi Arabia, and Jordan
  • Upgradation and 20% discount on car rental with Avis rental services

Cashback Back & Free Airport Lounge Access - Policybazaar uae

RAKBANK Titanium Credit Card: Eligibility Criteria

Know your eligibility criteria for the RAK Titanium credit card below:

Eligibility Type Criteria
Age Minimum - 21 Years
Salary (for Salaried Employees) Minimum - AED 8,000
Residency UAE Citizen or Resident

Note: You may have to fulfill additional criteria according to your profile. 

RAK Titanium Credit Card: Documents Checklist

We have provided you with a list of documents required to apply for RAKBANK Titanium credit card:

For Salaried Individuals For Self-Employed Individuals
  • Emirates ID
  • Passport
  • Residence visa (applicable to expatriates)
  • Salary certificate
  • Security cheque for the value of card limit
  • Emirates ID
  • Passport
  • Residence visa (applicable to expatriates)
  • Trade Licence
  • Security cheque for the value of card limit
Read Also - List of Best Credit Cards in UAE

RAK Titanium Credit Card: Easy Apply via Policybazaar UAE

Policybazaar UAE offers a streamlined process that allows you to apply for a credit card swiftly.

Website homepage> Credit card in UAE> Submit lead form> Select card> Apply.

Here’s a list of the reasons to choose Policybazaar.ae —

  • 80+ credit cards to find the best fit for your needs
  • Compare and select the ideal card
  • Benefit from our collaboration with prominent banking institutions across the UAE
  • Receive round-the-clock customer assistance support
  • Easy access to necessary details about credit cards or bank-specific cards via our website's ‘Articles’ section
Latest RAKBANK Credit Card Offers

RAKBANK Titanium Credit Card: Fees and Charges

Refer to the table below for detailed fees and charges of the RAK Titanium credit card:

Type of Fee Charges
Annual Fee Free for Life
Overlimit Fee AED 285
Cash Advance Fee 3.15% or AED 100 (whichever is higher)
Case Release Charge AED 525
Rescheduling Fees Up to 1% of the card outstanding
Duplicate Statement Fee (before the last statement) AED 45 for each statement
Returned Cheque Fee AED 100
Fee for issuance of Managers Cheque for refund of excess balance on Card AED 25
Card Replacement Fee AED 75
Late Payment Fee AED 230
Liability/ No Liability Letter AED 50
Printed Statement Delivery Fee NIL
E-Statement Fee NIL
Payment through Exchange House Fee AED 3 (per transaction)
Credit Shield Insurance (on monthly statement balance) 0.99%
International Transaction Fee for Purchase 2.2 % of transaction amount (in non-AED currency)
1.35% of the transaction amount (in AED currency)
Early Settlement/ Cancellation Fee for BT/ CCC/ SC/ All EPP Plans (current month interest will be charged) AED 249
Processing fee for Easy Payment Plan (EPP) at participating merchants 3 months- AED 49
6 months- AED 49
9 months- 1.5%
12 months- 2%
Smart Cash (SC) Processing Fee AED 100
Credit Card Cheque (CCC) Processing Fee 1% (Min 50, Max 250)
Fate Inquiry of International Remittance AED 50
International Remittance Fee AED 75
Sales Voucher Copy Fee AED 65
International Courier Charges AED 100
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discount offers - Policybazaar uae

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Do you have queries regarding the RAKBANK Titanium credit card? Refer to the frequently asked questions in the next section. For additional inquiries, reach out to our customer service team at communication@policybazaar.ae or call us/ WhatsApp at 042472904.

FAQs About RAKBANK Titanium Credit Card

Q1: Does the RAKBANK Titanium credit card offer free airport lounge access in India?

Ans: No, the card does not have this facility for India.

Q2: Can I apply for an RAK Titanium credit card with an AED 5,000 monthly salary?

Ans: No, you must have a salary of AED 5,000 at least to be eligible for the credit card.

Q3: What is the validity of the cashback earned through the RAK Titanium credit card?

Ans: You must redeem the cashback within 15 months, starting from the cashback credit date.

Q4: I have lost my RAKBANK Titanium credit card. Does the bank charge any card replacement fee?

Ans: Yes, the card replacement fee is AED 75.

Q5: Does the cashback amount has an expiry date?

Ans: Unredeemed cashback amount will expire in 15 months. Therefore, it is mandatory that the primary cardholder redeems all the accumulated cashback within 15 months before it gets expired.

Q6: If my RAKBANK Titanium Credit Card is lost/stolen will that be replaced?

Ans: Yes, you can get your lost or misplaced card replaced but remember that the bank will charge a nominal replacement fee of AED 75 for replacing the card.

Reviews & Ratings

4.6 / 5 (based on   22953 google icon reviews)

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