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RAKBANK My Ras Al Khaimah Visa Platinum Credit Card Features & Benefits

By PolicyBazaar
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Published: 26 October 2019Last Updated On: 12 January 2021

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With RAKBANK My Ras Al Khaimah Visa Platinum Credit Card you can enjoy great benefits and savings in Ras Al Khaimah & beyond it. This credit card offers you privileges and discounts that go well with your lifestyle, from fashion, entertainment, and jewelry to dining and holidays. The low rates of interest and flexible repayments make shopping also easier.

Highlights of Visa Platinum Credit Card

  • No annual fee charged on both primary and supplementary card ever
  • Monthly RAKrewards on all local and international spends
  • 45 percent charged as a retail finance charge
  • Cash withdrawal of a maximum of 80 percent of the credit limit
  • Minimum payment is 3 percent per month

Top RAKBANK My Ras Al Khaimah Visa Platinum Credit Card Features

Mentioned below are the main features of this RAKBANK Platinum Credit Card.


You can send funds through the facility of RAKMoneyTransfer via digital banking no matter where you are or by visiting the bank’s branch directly. The funds can be transferred to Europe, Pakistan, Nepal, Philippines, Sri Lanka, India, & many other places in the world.

Interest-Free Days

The RAKBANK offers an interest-free tenure of a maximum of 55 days to the user of this credit card.

Simple Payment Plan

With the simple plans for payment, RAKBANK has made shopping easier for you. You can convert your huge purchases into 0% installments for three, six, nine, or 12 months with various participating merchants.

Cardless Payments

You can make cardless payments through Samsung Pay, Apple Pay, Gramin Pay, Fitbit Pay, or Google Pay along with cardless withdrawals from RAKBANK ATMs that are contactless-enabled.

Top RAKBANK My Ras Al Khaimah Visa Platinum Credit Card Benefits

Mentioned below are the main benefits of this RAKBANK Credit Card.

Purchase Protection

In the unfortunate event of accidental damage or theft caused to your credit card, the facility of purchase protection keeps you covered.


Using this credit card, you can enjoy a maximum discount of 30 percent at more than 2,000 restaurants in the UAE.

Careem Offers

On downloading the Careem App and registering on it as a new customer, you get the first ride free. For the following rides, you get discount of 20 percent on a maximum of 3 rides in a month. For the first ride free offer use the promo code “MC1RIDE” and for 20 percent discount enter promo code “MASTERCARD”.

Travel Accident Insurance

This RAKBANK Credit Card provides you with a complimentary travel accident insurance that keeps you covered in case any accident takes place during your trip.

Shopping Benefits

This MasterCard offers discount of up to 60 percent on purchases at Bicester Village Shopping Collection and European Shopping villages.

Shipping Discount

You also get discounts and complimentary membership and discounts at MyUS Premium Shipping services.

Airport Lounge

RAKBANK My Ras Al Khaimah Visa Platinum Credit Card offers free and unlimited lounge access to more than ten CAC and Marhaba lounges in KSA, UAE, Egypt, Jordan, and Kuwait and 15 international and regional Loungekey lounges in UK, USA, Canada, France, Singapore, Germany and more.

Cleartrip Discounts

You can avail of discount of up to 30 percent on bookings through hotels and airlines by using the promo code “MASTERCARD”.

Travel Visa

You can apply for and book an appointment for your needs regarding travel visa for a flat charge of 15 US dollars with Fulfill Visa Assistance. You can visit the official website of Fulfill to apply for the Visa.


This RAKBANK Card offers rewards up to 500,000 in the terms of standard RAKrewards on spending more than 10,000 dirhams in a quarter. You can earn triple rewards on fuel and 10,000 RAKrewards on movie spends. You can redeem these rewards at more than 300 airlines & 300.000 hotels, vouchers for boating adventure, desert safari, dining, car rental, Marhaba Service, etc, and a wide range of household appliances, electronics, and more.

The Bottom Line!

Whether you are a travel enthusiast or a shopaholic or a foodie, this RAKBANK My Ras Al Khaimah Visa Platinum Credit Card can be a good option for you. This credit card offers various benefits on dining, lifestyle, travel, entertainment, and much more.