RAKBANK HighFlyer Platinum Credit Card Features & Benefits

By PolicyBazaar
  | Published: 26 October 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 992 Views

Get cashback up to AED 2000

By Clicking on "Proceed", I declare that I am a resident of UAE and holding a valid Visa and agree to the website Privacy Policy and Terms of Use.

Whether you are at home or not, the RAKBANK HighFlyer Platinum Credit Card provides a host of benefits, rewards, privileges, and discounts. This travel card is not restricted to one particular airline. You will have the option of choosing any airline out of the list of more than 300 airlines for travel during redemption.

Highlights of this Platinum Credit Card

  • No annual fee charged on both primary and supplementary card ever
  • 45 percent charged as retail finance charge
  • Monthly RAKrewards on all local and international spends
  • Privileged offers on shopping and dining
  • Minimum payment is 3 percent per month
  • Cash withdrawal up to 80 percent of the credit limit

Top RAKBANK HighFlyer Platinum Credit Card Features

Listed below are the most eminent features of this HighFlyer credit card.

Interest-Free Days

The RAKBANK offers an interest-free tenure of a maximum of 55 days to the user of this credit card.


You can send funds through the facility of RAKMoneyTransfer via digital banking no matter where you are or by visiting the branch of the bank directly. The funds can be transferred to Europe, Pakistan, Nepal, Philippines, Sri Lanka, India, and many other places in the world.

Simple Payment Plan

With the simple plans for payment, RAKBANK has made shopping easier for you. You can convert your huge purchases into 0% installments for three, six, nine, or 12 months with various participating merchants.

Top RAKBANK HighFlyer Platinum Credit Card Benefits

Listed below are the most eminent benefits of this HighFlyer credit card.


Using this credit card, you can enjoy a maximum discount of 30 percent at more than 2,000 restaurants in the UAE.

Purchase Protection

In the unfortunate event of accidental damage or theft caused to your credit card, the facility of purchase protection keeps you covered.

Travel Accident Insurance

This RAKBANK Credit Card provides you with a complimentary travel accident insurance that keeps you covered in case any accident takes place during your trip.

BOGO Offers

You can enjoy various free Buy one Get one offers across Africa and the Middle East on entertainment, dining, cafes, and attractions. These offers can be availed through the “MasterCard For You App”.

Careem Offers

On downloading the Careem App and registering on it as a new customer, you get the first ride free. For the following rides, you get a discount of 20 percent on a maximum of 3 rides in a month. For the first ride free offer use the promo code “MC1RIDE” and for 20 percent discount enter promo code “MASTERCARD”.

Airport Lounge

RAKBANK HighFlyer Platinum Credit Card offers free and unlimited lounge access to more than ten CAC and Marhaba lounges in KSA, UAE, Egypt, Jordan, and Kuwait and 15 international and regional Loungekey lounges in UK, USA, Canada, France, Singapore, Germany and more.

Car Rentals

You can enjoy a 15 percent discount on car rentals in the Middle East, Europe, and Asia and 12 percent discount in Canada and the USA.

Shipping Discount

You also get discounts and complimentary membership and discounts at MyUS Premium Shipping services.

Shopping Benefits

This MasterCard offers a discount of up to 60 percent on purchases at Bicester Village Shopping Collection and European Shopping villages.

Cleartrip Discounts

You can avail a discount of up to 30 percent on bookings through hotels and airlines by using the promo code “MASTERCARD”.


This RAKBANK Card offers rewards up to 350,000 in the form of standard RAKrewards in a month on all the local and international spends. You earn RAKrewards of 0.35 against each dirham spent on telecom and utility bills and government services payment, car rentals, real estate, gas/petrol stations, and transport. You can also enjoy a 30 percent RAKrewards as a quarterly bonus.

To Sum Up!

You can travel and spend for free using this RAKBANK Credit Card. Unlike the co-branded airline cards, this card is not stuck on one particular airline. You can enjoy the freedom of choosing the airline you prefer out of the list of over 300 airlines while redemption. Further, this card offers a host of other benefits including dining, shopping, travel, and much more.