RAKBANK Geant La Carte Mastercard Credit Card Features & Benefits

By PolicyBazaar
  | Published: 05 November 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 487 Views

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RAKBANK is amongst the leading banks in the UAE, especially when it comes to credit cards. The bank offers a wide range of credit cards that are loaded with unmatched features & benefits. RAKBANK Geant La Carte MasterCard Credit Card is one of the best cards offered by the bank, and comes with various lifestyle benefits, making it popular amongst the customers.

Highlights of this MasterCard Credit Card

  • Cash advance limit is 80 percent of the credit card limit
  • 45 percent to be paid as retail finance fee
  • Offers on shopping and dining
  • Minimum payment amount is three percent in a month
  • No annual charge levied on both primary & supplementary credit card ever
  • Late payment fee charged is 230 dirhams
  • Over-limit fee charged is 275 dirhams

Top RAKBANK Geant La Carte Mastercard Credit Card Features

The following are the best features offered by this Geant La Carte Credit Card.

Minimum Payment

The bank offers the users of this card the lowest minimum payment of only 3 percent in a billing month. The due date of payment is 25 days from the statement date.

No-Interest Days

The RAKBANK provides a no-interest duration of 55 days (maximum) to the member of this amazing credit card.


The bank provides the facility to transfer funds through the RAKMoneyTransfer servie via digital banking irrespective of wherever you are or by directly visiting the branch of the bank. You can transfer the funds to Pakistan, India, Nepal, Sri Lanka, Philippines, Europe, & various other places across the globe.

Cash Advance

You can enjoy a cash advance up to 80 percent of the credit card limit. You have to pay a cash advance fee of 3 percent or 99 dirhams, whichever is more. The bank also charges 3.45 percent on cash advance.

Easy Payment Plan

Using the easy plans for making payment, RAKBANK has successfully made your shopping simpler. Your huge purchases can be converted into zero percent installments for three, six, nine, or 12 months with various participating merchants.

Foreign Transaction Charges

On making international transactions for purchases, you will have to bear certain charges on this credit card.

  • Two percent of the amount of transaction made in currencies other than AED
  • 5 percent of the amount of transaction made in dirhams.

Top RAKBANK Geant La Carte Mastercard Credit Card Benefits

The following are the best benefits offered by this Geant La Carte Credit Card.

Zero Annual Charges

The bank does not levy any annual charges on the primary as well as supplementary credit cards throughout the life of the card.


With this credit card, the user can avail a discount of 30 percent (maximum) at above 2,000 restaurants within the UAE.

Other Benefits

This RAKBANK Credit Card offers various other benefits to the users such as privileges on shopping and dining along with a low rate of interest.

To Sum Up!

This credit card is loaded with several features & benefits that make it popular amongst the customers of the bank. It does not charge any annual fee throughout its lifetime and has a low rate of interest. You can easily transfer funds to many countries through this MasterCard Credit card and even opt for cash advance facility at low fees. If this wasn’t enough, the card is also home to dining, shopping, and many other benefits.