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RAKBANK Air Arabia Platinum Credit Card Features & Benefits

By PolicyBazaar
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Published: 05 November 2019Last Updated On: 12 January 2021

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If you wish to own a credit card through which you can enjoy and travel, then what could be better than the RAKBANK Air Arabia Platinum Credit Card. This credit card offers you rewards in the form f AirReward Points on every transaction you make. It further offers various lifestyle, financial, and travel benefits that make your life easier in the Emirates.

Highlights of this Air Arabia Credit Card

  • 45 percent to be paid as retail finance fee
  • Cash advance limit is 80 percent of the credit card limit
  • Offers on shopping and dining
  • AirRewards on all local and international spends

Main RAKBANK Air Arabia Platinum Credit Card Features

Let’s discuss the main features of this Platinum credit card.


The bank provides the facility to transfer funds through the RAKMoneyTransfer servie via digital banking irrespective of wherever you are or by directly visiting the branch of the bank. You can transfer the funds to Pakistan, India, Nepal, Sri Lanka, Philippines, Europe, & various other places across the globe.

Easy Payment Plan

Using the easy plans for making payment, RAKBANK has successfully made your shopping simpler. Your huge purchases can be converted into zero percent installments for three, six, nine, or 12 months with various participating merchants.

No-Interest Days

The RAKBANK provides a no-interest duration of 55 days (maximum) to the member of this RAKBANK credit card.

Cash Advance

You can enjoy a cash advance up to 80 percent of the credit card limit. You have to pay a cash advance fee of 3 percent or 99 dirhams, whichever is more. The bank also charges 3.45 percent on cash advance.

Minimum Payment

The bank offers the users of this card the lowest minimum payment of only 3 percent in a billing month. The due date of payment is 25 days from the statement date.

Main RAKBANK Air Arabia Platinum Credit Card Benefits

Let’s discuss the main benefits of this Platinum credit card.

No Annual Charges

The bank does not charge an annual fee on this credit card from the second year, if you achieve the retail spending requirement of 20,000 dirhams in the previous year. However, you do not have to pay this annual charge for supplementary cards.

Careem Offers

When you download the Careem mobile App and sign up on it for the very first time, you can enjoy the 1st ride free. And for the subsequent rides, you can enjoy 20 percent off on a maximum of three rides in one month. For the 1st ride complimentary offer enter the code “MC1RIDE” & for 20 percent off enter the code “MASTERCARD”.

Shopping Benefits

This card offers a 60 percent off on purchases at European Shopping villages and Bicester Village Shopping Collection.

Purchase Protection

In the case of unfortunate happening of an accidental damage or theft caused to the credit card, the service of purchase protection helps you remain covered.

Shipping Discount

You can also enjoy discounts & complimentary membership at MyUS Premium Shipping facilities.


With this credit card, the user can avail a discount of 30 percent (maximum) at above 2,000 restaurants within the UAE.

Travel Accident Insurance

This card offers you a complimentary insurance for travel accident, which keeps you insured or covered if you come across any accident on your trip.

Cleartrip Discounts

The bank offers up to 30 percent off on bookings with hotels & airlines by using the code “MASTERCARD”.

Airport Lounge

RAKBANK Air Arabia Platinum Credit Card offers complimentary & unlimited access to more than ten CAC & Marhaba lounges in Kuwait, the UAE, Jordan, Egypt, and KSA & 15 international & regional Loungekey airport lounges in USA, Canada, UK, France, Germany, Singapore, and more.

Car Rentals

You can enjoy a discount of 15 percent on Avis car rental in the Middle East, Europe, Asia, and Africa and a discount of 12 percent on this service in Canada and the US.

BOGO Offers

The credit card also offers various free BOGO offers across Africa and the Middle East in dining, entertainment, cafes, and attractions through the MasterCard for You mobile app.


You can earn AirReward points worth 15,000 as a joining bonus, which will be credited to your account when you pay the joining fee and make a retail spend of 5,000 dirhams (minimum) in the initial three months. You can also earn AirRewards on your spending within and outside the UAE. You can redeem these points for baggage, meals, seats, and much more.

The Bottom Line!

For amazing benefits, both on the ground and in the air, the RAKBANK Air Arabia Platinum Credit Card can be an amazing option. It allows you to save money on your travel, at the same time, enjoy many exclusive benefits and rewards.