Credit cards are an invaluable tool for managing finances during times of cash crunch. Over the years, they have become an essential part of our lives, thanks to their convenient usage and simple repayment options.
While most people are lured in by the add-on benefits of popular credit cards such as those of airport lounge access, air miles and complimentary hotel stays, it is travel insurance that plays the most important role for trips abroad.
For frequent travellers, a measure of the best credit card in UAE is determined by the travel insurance benefits the card offers. The most popular credit card travel benefits and arguably the most important travel insurance covers are as follows:
Popular credit cards in the UAE for travel typically offer multiple-trip insurance policies. The insurance policy comes into effect from the date of travel and is applicable for pre-determined trip durations. The most common type of travel insurance policy offered is the multiple trip cover for trip durations of up to 90 days. Customers that are required to make numerous international trips for work should opt for multiple trip insurance cards only.
Some of the best credit cards in UAE even offer travel inconvenience insurance cover. Travel inconvenience is extremely useful for unexpected delays and for protecting personal assets during travel. Travel inconvenience covers may include the following services:
The medical emergency cover is one of the most important credit card travel benefits offered. It can cover everything from hospital expenses to emergency evacuations and more. Many of the best credit cards in UAE will offer the following services under their medical insurance cover:
Foreign medical and legal hassles can be tricky to navigate, due to the cultural and language barriers. To combat these inconveniences, most of the best credit cards in UAE provide around the clock legal and medical aid. The service includes connecting the cardholder to an English speaking representative and referring them to the appropriate legal and medical practitioners.
Over to You
Knowledge of these popular credit card benefits should prove invaluable in picking the best credit card in UAE for travel. Once you feel you are accurately represented, a final step to making the decision is identifying welcome offers. Some of the most popular credit cards in UAE not only offer travel insurance cover but also membership into attractive loyalty programs. As an added incentive, most credit card issuers also give new customers huge welcome bonuses in the form of loyalty points.
We wish you the best of luck on your journey to pick the best credit card in UAE and safe travels.