United Arab Bank Personal Loans for Expatriates

Personal Loan up to 8 times your Salary

Personal Loan in UAE

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  • Hassle-free documentation
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

Get personal loan at Lowest Interest Rate

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United Arab Bank Personal Loans for Expatriates Details

Maximum Loan Amount

AED 2,000,000 (AED 2 million)

Repayment Tenure

Up to 48 months

Interest Rates Starting From

5.63%

Salary Transfer Requirement

Yes

Minimum Monthly Salary Required

AED 5,000

Owing to the high standard of amenities in Dubai, Abu Dhabi, and the UAE in general, it can get costly to fulfil various obligations. Be it a wedding, vacation, or medical emergency – the whole affair can prove expensive for you. 

In such cases, banks like United Arab Bank (UAB) are there to help with a solid reputation of more than 48 years of offering innovative and customised solutions to its customers. A personal loan is one such product offered by the bank made by keeping the customer’s needs in mind. Moreover, even expatriates in the country can advantage of a UAB personal loan in UAE. 

As taking a loan is a massive financial step, choosing the best personal loan in UAE is crucial. You can search for a personal loan plan that will fit your needs at minimal prices. However, with no fit-for-all plans being available, you can always go for United Arab Bank personal loans for expatriates that offer customised loan solutions to users. 

United Arab Bank Personal Loan for Expatriates

  • Minimum Salary AED 75,00
  • Monthly Payment AED 2,214
  • Flat Rate 3.02%
  • Reducing Rate 5.25%
  • Salary Transfer
  • Sharia Compliant

Features & Benefits of United Arab Bank Personal Loan for Expatriates

Discussed below are some of the major benefits of United Arab Bank personal loans in the UAE:

  • Low Interest Rates - Every loan seeker wishes to get a loan at affordable interest rates. With the United Arab Bank, this aspiration is fulfilled as you can get this personal loan in UAE at interest rates as low as 5.63 per cent.
  • Easy Approval - Instead of waiting for long to get your application approved, you can get a UAB personal loan in a short time without undergoing a tedious application process. 
  • Manageable Documentation - Gone are the days when the loan approval process required a pile full of documents. With this United Arab Bank personal loan, you can get access to your required funds by providing only a couple of basic documents.
  • Revolving Overdraft Facility - You can enjoy instant access to funds for unexpected times from anywhere and at any time using this personal loan in UAE.
  • Free Credit Card  - United Arab Bank gives you a free credit card for a year when you apply for a personal loan with the bank.

Documents Required for United Arab Bank Personal loan for Expatriates

When opting for a personal loan in UAE. keep in mind that document verification is an important step in loan approval. So if you are interested in securing a United Arab Bank personal loan, the following are the major documents that you would need to provide:

  • Salary Certificate
  • Passport and Visa details copy
  • Last six month’s Bank statement

Apply personal loan with maximum benefits

Eligibility Criteria for Dubai Islamic Bank Al Islami Home Finance for UAE Expatriates  

Now that we are aware of the documents required, let's have a look at the eligibility criteria that must be met when you apply for UAB personal loans. 

Minimum Age for Applying 

21 years 

Maximum Age for Applying

60 years (expatriates), 65 (UAE nationals)

Minimum Salary Requirement

AED 5,000 per month

Employer Requirement for Ex-pats

  • Government and semi-government employees
  • Employers listed on the UAB’s approved companies list

How to Apply for United Arab Bank Personal loan for Expatriates?

You can easily apply for a United Arab Bank personal loan for expatriates by visiting the official website of the bank or visiting an offline branch of the same. 

Online Application

This is a highly convenient way of applying for a UAB personal loan in UAE, as you would be able to complete your application process from the comfort of your home in a few minutes. Check out the ‘Personal Loan’ section of the official United Arab Bank website and select your preferred plan from the list shown on the website. You will be provided a brief form that will require details like your monthly salary, nationality, and more. Provide all the details in the form and hit submit. You will then be contacted by the bank to proceed with your application.

Offline Application

While the previous option is more convenient, you can still visit a branch of the bank to complete your application there. Instead of downloading an online form, you can get a printed one at the bank branch. Submit it back after filling it out and providing any other documents if required. 

The details mentioned in the article will suffice for individuals seeking to apply for a personal loan in UAE. However, you can have a quick glance at some common questions related to UAB personal loans in the following section.

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