FAB Etihad Guest Personal Loan

Personal Loan up to 8 times your Salary

Personal Loan in UAE

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  • Hassle-free documentation
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

Get personal loan at Lowest Interest Rate

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Summary for FAB Etihad Guest Personal Loan

Maximum Loan Repayment Tenure

48 months

Minimum Loan Amount (for Etihad Guest Miles)

AED 100,000

Interest Rates Starting from

4.99% per annum

Apply for FAB Etihad Guest Personal Loan

As taking a personal loan is a significant financial decision, it is essential to opt for well-established banks and go for a plan only after verifying all the terms and conditions. One such eminent leading institution that can be considered for a personal loan in UAE. The bank is acclaimed for delivering quality and customer-centric products. 

FAB Etihad Guest Personal Loan is one such financial product offered by the bank that could be utilised for plenty of personal purposes like children’s education, wedding, overseas travel, expansion of business, and more. However, this plan is also unique due to the opportunity it provides for earning reward points. 

FAB Etihad Guest Personal Loan

  • Minimum Salary AED 7,000
  • Monthly Payment AED 2,174
  • Flat Rate 2.09%%
  • Reducing Rate 3.99%
  • Salary Transfer
  • Free Credit/Debit Card

Features & Benefits of FAB Etihad Guest Personal Loan 

The Etihad personal loan is one such feature-packed FAB personal loan in UAE that you can take advantage of easily. In that light, let’s check out what benefits the Etihad Guest personal loan has in store for you.

  1. Easy Loan Repayment - The FAB Etihad Guest personal loan is quite flexible in terms of loan repayment tenure, with the maximum limit for the same being 48 months (4 years). This feature allows individuals to repay the loan as per their comfort level without spending excessively on instalments.
  2. Earn Etihad Miles - Among the unique features of this personal loan in UAE, you can earn Etihad miles with this FAB personal loan (whether going for a top-up, buyout, or new loan). With this personal loan by the FAB bank, one can earn 500 Etihad Guest miles for every AED 20,000 loan amount taken. These Etihad Miles can provide you with flying discounts and other rewards, with users getting up to 10,000 Etihad miles on single loan distribution. 
  3. High Financing with Minimum Salary Requirement - One of the best features of this FAB personal loan is that you can get high loan amounts with low salary requirements. Thus, you can get adequate funds from this personal loan without worrying much about the minimum salary requirements – all while earning Etihad Guest Miles on your loan! 
  4. Etihad Debit Card - With the FAB Etihad Guest personal loan, you get an Etihad account for salary transfer purposes. Moreover, this account is accompanied by a debit card that can be used for your requirements at minimal hassle.
  5. Low-Interest Rates - While obtaining a loan is easy, repaying it in the stipulated tenure may prove difficult due to the accrued interest. However, this issue is averted with FAB personal loans in UAE, which can be availed at reasonable interest rates starting from 4.99% per annum.

Salary Requirement for FAB Etihad Guest Personal Loan

Here are the minimum salary requirements set by the FAB bank for its personal loan in UAE:

Minimum Monthly Salary Requirement

AED 7,000 

Apply personal loan with maximum benefits

Interest Rates for FAB Etihad Guest Personal Loan 

You can get the FAB Etihad Guest personal loan at the following interest rate: 

Interest Rates for FAB Etihad Guest Personal loan

Starting from 4.99 percent per year 

Note: Actual interest rates vary as per the applicant

Eligibility Criteria for FAB Etihad Guest Personal Loan 

To know more about the eligibility criteria for the Etihad Guest personal loan from the FAB, check out the table given below. 

Minimum Age for Applying 

21 years 

Maximum Age for Applying* 

  • 65 years for Nationals
  • 60 years for Ex-pats

Salary Transfer Requirement 

Mandatory 

*The maximum age limit can vary as per various factors

Documents Required for FAB Etihad Guest Personal Loan

You must have the following documents ready before applying for this FAB personal loan:

  • A salary transfer letter or salary certificate issued to the FAB
  • Original and copy of Emirates ID (for nationals)
  • Original and copy of residential Visa and Passport (for expatriates)
  • Completed personal loan application form

How to Apply for FAB Etihad Guest Personal Loan?

If you wish to apply for this FAB personal loan in UAE, you can do the same on the FAB website or visit a bank branch nearby. However, you can do the same with Policybazaar UAE as well. Follow these instructions to use policybazaar.ae to get a personal loan.

  • Step 1- Go to the Policybazaar UAE website, which is policybazaar.ae. On the website’s home page, find the personal loan under the ‘Banking Products’ under the heading ‘Personal loans in UAE’.
  • Step 2- The personal loan in UAE page will have a short introductory form to select your city. Select the city, and you will be transported to the webpage with a preliminary e-form. Enter the asked details carefully.
  • Step 3- Once you submit the short e-form, you will be able to access all the loan quotes relevant to you on one screen. You can search for the FAB Etihad guest loan here.
  • Step 4- Read all the details of the FAB Etihad personal loan and check if it fits your financial requirements. If you are content with the offering, apply for the loan by clicking "Apply Now" and providing further details. 

Once you complete these steps, you will be contacted by Policybazaar UAE and guided along the further application procedure.

Besides the easy online application process, the main benefit of applying for a personal loan in UAE with policybazaar.ae is the ease of comparison. On our website, you will find the best plans for the same in one place. From here, you can contrast the plans and purchase the one of your choice in a few clicks in the most comfortable manner at the best prices.

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