Personal Loan up to 8 times your Salary
Get personal loan at Lowest Interest Rate
Maintaining sufficient financial balance plays a crucial role in maintaining your lifestyle and independence. However, when specific personal expenses arise - such as those related to medical bills, vehicle repairs, home renovation, or education tuition fees - you may find yourself requiring additional funds in the form of a personal loan in UAE.
In instances like these, Emirates NBD has several options to ensure access to funds with its affordable loans. This article will provide a detailed description of the Emirates NBD Non Salary Transfer Personal Loan and the major aspects related to this Emirates NBD personal loan.
A personal loan from Emirates NBD could be the solution for all your financial requirements, with the bank offering a perfect balance between flexibility and affordability through a wide range of products. Notably, Emirates NBD provides personal loans to both UAE nationals and ex-pats along with numerous benefits.
Given below are the main features of Emirates NBD Non Salary Transfer Personal Loan.
Interest rate is a key factor that you should consider before applying for a personal loan in UAE. With the interest rate determining the cost of your loan to a great extent, it’s always a good idea to verify the applicable interest rates.
Here is a summary of interest rates offered by Emirates NBD Personal loan in UAE
Personal Loan Plan
Rate of Interest
Emirates NBD Non Salary Transfer Personal Loan
Starting from 2.55% per annum (4.79% reducing)
Starting from 3.03% per annum (5.69% reducing)
Loan documents are vital for processing a loan application, with your submitted papers being examined by the bank to verify your provided information. However, forgetting about any of the essential documents when applying for a personal loan in UAE can delay your application process.
To ensure a hassle-free application process, keep in mind the necessary documents when applying for an Emirates NBD Non Salary Transfer Personal Loan in UAE:
Note: The bank has the right to ask for more documents for verification during the loan application.
Listed below are the eligibility requirements set by the bank for an Emirates NBD Non Salary Transfer Personal Loan in UAE:
Minimum Age Requirement
Ex-pats and UAE Nationals
Emirates NBD customers can accelerate the loan approval procedure and acquire the required funds by applying for personal loans online. An online loan application process allows the customer to submit the application form anywhere and anytime. You can apply for a personal loan from Emirates NBD from the bank’s website or policybazaar.ae.
To apply for a personal loan in UAE via the Emirates NBD website, you need to sign in to the website first. Open the personal banking section and click on the ‘Personal Loan’ button under Loans. When you click 'Apply Now,' you'll be sent to the loan application form. All that's left now is fill to out the application form and submit the same. After that, a bank representative will contact you to complete the loan application.
Applicants can also complete the loan application process by visiting their local Emirates NBD bank branch in person and submitting the loan application form offline. However, an online procedure is highly recommended since it streamlines the process and saves the customer a significant amount of time and effort.
Yes. Both UAE Nationals and Expatriates can apply for an Emirates NBD Non Salary Transfer Personal Loan in UAE.
You can visit the Emirates NBD bank website or any Emirates NBD bank branch to request a Non Salary Transfer Personal Loan. You can also visit the Policybazaar UAE website to check out the several personal loan plans available to you and apply for the option that best suits your needs.