Get personal loan at Lowest Interest Rate
Emirates Islamic Bank, founded in 2004, is among the top-rated banks in the UAE. The bank is quite popular for its Shariah-compliant personal finance products, which come with various attractive features and are available for both UAE nationals and expatriates. The list of features includes extended repayment tenures, high finance amounts, and more.
In this article, we will cover all the key details regarding Emirates Islamic Bank personal loan customer care, which can be of help to you in case you wish to learn more about Emirates Islamic Bank personal loans in UAE or have any queries/issues related to the same.
If you have an Emirates Islamic Bank personal loan, you can easily connect with the bank’s customer care or Emirates Islamic Bank personal loan customer care by dialling 600 599995. For individuals outside the UAE, the international customer care number is +971 600599995.
Having gone through the Emirates Islamic Bank personal loan customer care details, let’s check the basic eligibility criteria related to the bank’s personal finance -
Here are some of the key features and benefits of Emirates Islamic Bank personal loans -
When applying for Emirates Islamic Bank personal finance, you would be required to keep the following documents ready -
Emirates Islamic Bank personal finance is a great option if you are seeking funds to easily fulfil a personal requirement. With these personal loans, you can rent properties, consolidate debts, pay for a trip, make renovations to your house, just buy something for yourself, and more.
Emirates Islamic Bank personal loans are available with numerous benefits such as high finance amounts, attractive profit rates, long repayment tenures, and more. For further details or in case of any queries, you can contact Emirates Islamic Bank personal loan customer care.
The following are some frequently asked questions related to Emirates Islamic Bank personal loan customer care -
Ans: A Sharia-compliant service, Emirates Islamic Bank’s personal finance product is based on buying and selling certificates known as EI Funding Certificates.
Ans: Personal loans are conventional loans, where one borrows money and repays it over several years with interest. Personal finance, on the other hand, is a contract-based product compliant with Sharia, where the bank makes a profit by selling an asset. Here, the banks don’t charge interest.
Ans: As an expat, you can get an amount of up to AED 2 million as a personal loan from Emirates Islamic Bank.
Ans: Murabaha is a Sharia-compliant sales contract in which the seller (Emirates Islamic Bank in this case) sells the certificates to the buyer for the same price as the certificate cost (the finance amount) plus the Murabaha profit.