Dubai Islamic Bank Personal Loan Calculator

Personal Loan in UAE

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  • Hassle-free documentation
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

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Personal loans can be of great help if you require immediate access to funds without much documentation for personal requirements related to your child’s education, marriage, vacation, trip, medical emergency, and more. The Dubai Islamic Bank (DIB) is one such financial institution offering a personal loan in UAE. It is one of the most preferred personal loan providers in the emirates due to the high loan amounts and low interest rates offered.  

To ensure that you obtain a personal loan plan that fits into your budget and can be repaid without much difficulty, it is necessary to estimate the monthly instalment amount for the same. For this, borrowers can use the Dubai Islamic personal loan calculator. 

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Dubai Islamic Personal Loan EMI Calculator

The Dubai Islamic personal loan EMI calculator is simply an online calculator tool available on the official website of the Dubai Islamic bank. It is a free online calculator that is accessible to all. The calculator is notable as it is designed in such a way that the customer can evaluate the monthly instalment of their loan plan without any difficulty. 

The DIB personal loan calculator is a great tool to be used before purchasing a personal loan. You can determine the monthly instalment and the total interest amount for your loan, which can help you make a decision on the loan amount to be borrowed from the bank as well as the tenure to be selected. 

Personal Loan EMI Calculator
Loan Amount

(From AED 10,000 to AED 10,000,000)

Interest Rate

Reducing Rate (1% - 50%)

Loan Tenure

(Minimum 1 and Maximum 240 months)

Total Interest Amount


Monthly Instalment


Total Payable (Principal+Interest)


How Does the Dubai Islamic Personal Loan Calculator Function? 

Whether you are tech-savvy or not, using the Dubai Islamic personal loan EMI calculator is quite easy. Instead of computing the amount via lengthy calculations on paper, you can access this calculator on the official website of the Dubai Islamic Bank. Provide the calculator with a few details like your personal loan amount, loan tenure, the applicable rate of interest, and so forth. Once you submit the details, you will instantly find out the instalment amount for your loan. If you wish to enter new values, you can even reset the calculator and initiate the calculation again.

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Factors that Affect the Monthly Instalment of Dubai Islamic Personal Loan

There are primarily three factors that influence the monthly instalment of your personal loan in UAE as discussed below: 

  • Duration of the Loan: The duration of the loan is simply the loan repayment tenure, i.e., the period in which the borrower is required to repay the complete loan amount (principal amount plus interest). You can get a lower monthly instalment amount by opting for a longer loan repayment tenure, as the loan would be divided into a larger number of instalments. Nevertheless, it’s essential to note that while the monthly instalment decreases with a longer loan tenure, the total interest amount increases. 
  • Amount of the Loan: The amount offered by the bank as your personal loan amount directly impacts your monthly instalment – opting for a higher loan amount means a high monthly instalment amount. 
  • Rate of Interest: When you avail of a personal loan, your bank charges a certain rate of interest on the loan amount. With a higher interest rate, the total interest amount on your loan increases. Consequently, one can expect higher loan instalment amounts with higher interest rates. 

Key Takeaways 

Before applying for a DIB personal loan, it is highly recommended to use the Dubai Islamic personal loan calculator for an estimate of the monthly instalment for your chosen loan plan. Personal loan calculator is an easy-to-use tool, as you can simply discover the monthly instalment amount for your loan by providing a few details regarding the loan tenure, loan amount, interest rate, and so on. With this personal loan calculator online, you can get accurate results quickly without even picking up a pen and paper. 

For further queries related to Dubai Islamic personal loan EMI calculator or DIB personal loan, you can get in touch with us at Our finance experts can provide proper assistance and help you resolve your doubts.

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