Pension Plan

Can I get a personal loan in the UAE if I have a home loan in UAE?


Yes, you can get a personal loan in the UAE while you already have a home loan. The only condition being your DBR (debt to burden ratio) should not be more than 50%. This means that the monthly installments you pay for the repayment of the loan should not exceed more than half your monthly income.

Other factors that would help you with the loan application are the credit score, monthly salary, etc.

Our partners
  • newindia
  • oriental
  • slama
  • Union Insurance
  • watania
  • Noor
  • Dar-al-Takful