Noor Bank Wealth World Credit Card
About Noor Bank Wealth World Credit Card
The Noor Bank Wealth World Credit Card does not charge an annual fee and this Noor Bank Credit Card is packed with exciting benefits. From airport services to gym benefits, this card meets the basic need of its cardholder.
Features & Benefits of the Noor Bank Wealth World Credit Card
Following are the key features & benefits of the Noor Bank Wealth World Credit Card:
- Unlimited Lounge Access: The cardholder can avail unlimited access to 800+ airport lounges worldwide with LoungeKey program.
- Airport Pick Up & Drop off Service: Member of this Noor Bank Credit Card can enjoy six free airport pick-up & drop-off services within Dubai or Sharjah or Abu Dhabi every year. Please note that this complimentary service can be availed on a minimum monthly spend of 3000 AED in the month of booking the service.
- Complimentary Hotel Nights: The card member of the Noor Bank Wealth World Credit Card can enjoy free nights at ‘SPG Hotels & Resorts’.
- Other Services: The cardholder can avail 2 free ‘Marhaba Meet & Greet Service’ every year with a minimum monthly spend of 3000 AED in the month of booking the service. In addition to this, member of this card can enjoy access to discounted car rental rates through ‘Hertz Gold Plus Rewards 5-Star Membership’.
- Discount with Cleartrip: The card member can avail a 10 percent discount on any international roundtrip when booked through Cleartrip by using the promo code ‘MCWORLD’.
- Travel Insurance: This card offers a maximum of USD 500,000 travel insurance coverage so that the member of this card can travel with an absolute peace of mind.
Golf & Gym Benefits
- Golf Privileges: The card member can enjoy complimentary golf benefits at Arabian Ranches, Dubai with a minimum monthly spend of 5000 AED.
- Gym Privileges: Member of this card can enjoy an exciting gym benefits at Talise gym in Dubai, Bodylines Rotana in AI Ain & Le Royal Meridien in Abu Dhabi. In addition to this, the cardholder can also enjoy several facilities at Warehouse Gym for just 6 AED per visit. Please note that these privileges can be availed on a minimum monthly spend of 5000 AED.
- Advanced CHIP & PIN Technology: This Noor Bank Credit Card is enabled with the advanced ‘CHIP & PIN Technology’ that ensures absolute safety & security.
- 24x7 SMS Alerts: This card offers 24x7 SMS notifications so that the cardholder can stay updated about all of their transactions.
- Other Features: It provides ‘One-time Passcode for all online transactions and requires TouchID for mobile application access.
Valet Parking: The cardholder can avail 4 free valet parking service at 30+ locations across Dubai & Abu Dhabi with a minimum monthly spend of 3000 AED.
Rewards & Offers of the Noor Bank Wealth World Credit Card
Member of this card will earn cashback through ‘U by Emaar loyalty program’:
|Category||Cashback (in %)|
- Free Global Internet Calling: The cashback can be earned on ‘Telecommunications Regulatory Authority’ (TRA) approved by ‘Internet Calling Plans’. The criteria is as follows:
- 50 AED cashback for minimum spending between 3000 AED - 4,999 AED
- 100 AED cashback for minimum spending above 5,000 AED
Eligibility & Charges of the Noor Bank Wealth World Credit Card
- Income Eligibility: 8000 AED per month.
Fees & Charges of the Noor Bank Wealth World Credit Card
|Profit Rate For New Credit Cards (Effective 1st, July 2017)||3.25 percent per month|
|Profit Rate For Cards Booked Before1st, July 2017||3 percent per month|
|Annual Membership Fee||1000 AED|
|Annual Membership Fee For New Credit Cards (Effective 12th, November 2017)||Waived|
|Charges of Card Replacement (Lost or Stolen)||75 AED|
|Cash Withdrawal Charges - Noor Bank ATMs||100 AED or 3 percent, whichever is greater|
|Cash Withdrawal Charges - non-Noor Bank ATMs||100 AED or 3 percent, whichever is greater|
|Foreign Transaction Service Charges||2.50 percent|
|Overseas Transaction Charges (DCC- Dynamic Currency Conversion)||2 percent|
|Over-limit Service Charges||250 AED|
|Monthly Paper Statement Charge||10 AED|
|Duplicate Statement Charge||45 AED|
|Charges of Return Cheque||100 AED|
|Outstation Cheque Charge||25 AED|
|Retrieval of Sales Voucher (non-T&E)||50 AED|
|Retrieval of Sales Voucher ( T&E)||65 AED|
|Fee on Charge Dispute||At Actual|
|Credit Shield Insurance (CSI)||0.99 percent of the outstanding balance|
|Fee for Supplementary Card||Free|
|Fee for Replacement of Supplementary Card||75 AED|
|Payment Due Date||21 days|
|Limit of Cash Withdrawal||75 Percent of the available credit limit|
|Late Payment Charge||230 AED|
|Cash Advance Charge (POS)||100 AED or 3 percent, whichever is greater|
Additional Benefits of Noor Bank Wealth World Credit Card
Buy One, Get One Offers: The cardholder can avail 900+ buy one, get one offers on Hotel nights & Dining with ‘MasterCard Buy One, Get One’ mobile app.
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