Noor Bank Wealth World Credit Card

About Noor Bank Wealth World Credit Card

The Noor Bank Wealth World Credit Card does not charge an annual fee and this Noor Bank Credit Card is packed with exciting benefits. From airport services to gym benefits, this card meets the basic need of its cardholder. 

Features & Benefits of the Noor Bank Wealth World Credit Card

Following are the key features & benefits of the Noor Bank Wealth World Credit Card:

Travel Benefits

  • Unlimited Lounge Access: The cardholder can avail unlimited access to 800+ airport lounges worldwide with LoungeKey program.
  • Airport Pick Up & Drop off Service: Member of this Noor Bank Credit Card can enjoy six free airport pick-up & drop-off services within Dubai or Sharjah or Abu Dhabi every year. Please note that this complimentary service can be availed on a minimum monthly spend of 3000 AED in the month of booking the service.
  • Complimentary Hotel Nights: The card member of the Noor Bank Wealth World Credit Card can enjoy free nights at ‘SPG Hotels & Resorts’.
  • Other Services: The cardholder can avail 2 free ‘Marhaba Meet & Greet Service’ every year with a minimum monthly spend of 3000 AED in the month of booking the service. In addition to this, member of this card can enjoy access to discounted car rental rates through ‘Hertz Gold Plus Rewards 5-Star Membership’.
  • Discount with Cleartrip: The card member can avail a 10 percent discount on any international roundtrip when booked through Cleartrip by using the promo code ‘MCWORLD’.
  • Travel Insurance: This card offers a maximum of USD 500,000 travel insurance coverage so that the member of this card can travel with an absolute peace of mind.

Golf & Gym Benefits

  • Golf Privileges: The card member can enjoy complimentary golf benefits at Arabian Ranches, Dubai with a minimum monthly spend of 5000 AED.
  • Gym Privileges: Member of this card can enjoy an exciting gym benefits at Talise gym in Dubai, Bodylines Rotana in AI Ain & Le Royal Meridien in Abu Dhabi. In addition to this, the cardholder can also enjoy several facilities at Warehouse Gym for just 6 AED per visit. Please note that these privileges can be availed on a minimum monthly spend of 5000 AED.

Security Features

  • Advanced CHIP & PIN Technology: This Noor Bank Credit Card is enabled with the advanced ‘CHIP & PIN Technology’ that ensures absolute safety & security.
  • 24x7 SMS Alerts: This card offers 24x7 SMS notifications so that the cardholder can stay updated about all of their transactions.
  • Other Features: It provides ‘One-time Passcode for all online transactions and requires TouchID for mobile application access.

Valet Parking: The cardholder can avail 4 free valet parking service at 30+ locations across Dubai & Abu Dhabi with a minimum monthly spend of 3000 AED.

Rewards & Offers of the Noor Bank Wealth World Credit Card

Member of this card will earn cashback through ‘U by Emaar loyalty program’:

Category Cashback (in %)
Local Spends 1.5
International Spends 2

 

  • Free Global Internet Calling: The cashback can be earned on ‘Telecommunications Regulatory Authority’ (TRA) approved by ‘Internet Calling Plans’. The criteria is as follows:
  • 50 AED cashback for minimum spending between 3000 AED - 4,999 AED
  • 100 AED cashback for minimum spending above 5,000 AED

Eligibility & Charges of the Noor Bank Wealth World Credit Card

  • Income Eligibility: 8000 AED per month.

Fees & Charges of the Noor Bank Wealth World Credit Card

Description Charges
Profit Rate For New Credit Cards (Effective 1st, July 2017) 3.25 percent per month
Profit Rate For Cards Booked Before1st, July 2017 3 percent per month
Annual Membership Fee 1000 AED
Annual Membership Fee For New Credit Cards (Effective 12th, November 2017) Waived
Processing Fee NA
Charges of Card Replacement (Lost or Stolen) 75 AED
Cash Withdrawal Charges - Noor Bank ATMs 100 AED or 3 percent, whichever is greater
Cash Withdrawal Charges - non-Noor Bank ATMs 100 AED or 3 percent, whichever is greater
Foreign Transaction Service Charges 2.50 percent
Overseas Transaction Charges (DCC- Dynamic Currency Conversion) 2 percent
Over-limit Service Charges 250 AED
Monthly Paper Statement Charge 10 AED
e-Statement Charge Free
Duplicate Statement Charge 45 AED
Charges of Return Cheque 100 AED
Outstation Cheque Charge 25 AED
Retrieval of Sales Voucher (non-T&E) 50 AED
Retrieval of Sales Voucher ( T&E) 65 AED
Fee on Charge Dispute At Actual
Credit Shield Insurance (CSI) 0.99 percent of the outstanding balance
Fee for Supplementary Card Free
Fee for Replacement of Supplementary Card 75 AED
Payment Due Date 21 days
Limit of Cash Withdrawal 75 Percent of the available credit limit
Late Payment Charge 230 AED
Cash Advance Charge (POS) 100 AED or 3 percent, whichever is greater

Additional Benefits of Noor Bank Wealth World Credit Card

Buy One, Get One Offers: The cardholder can avail 900+ buy one, get one offers on Hotel nights & Dining with ‘MasterCard Buy One, Get One’ mobile app.