Get Cashback up to AED 2000
Get Cashback up to AED 2000
Noor Bank is one of the largest banks in the United Arab Emirates and it lives up to its name and popularity with its many customer-pleasing services. The credit cards offered by the bank offers several appealing offers that make the user’s experience even more rewarding.
The Noor Bank Wafa Titanium Credit Card is an exclusive credit card that offers travel privileges in the form of Air Miles and amazing cashback deals on specific community store purchases. Loaded with exciting benefits & privileges, this Noor Bank Credit Card meets the basic need of its card member.
Given below are some of the main features & benefits of the Noor Bank Wafa Titanium Credit Card:
|Monthly Amount Spent at Aswaaq community Stores||Cashback with Wafa (in %)|
|Less than 1500 AED||2|
|1501 AED – 3000 AED||5.5|
|More than 3000 AED||11|
**Bonus Miles: By activating the Noor Bank Wafa Titanium Credit Card, member of this card can avail 10,000 bonus miles with SriLankan Airlines on completing their first retail spend.
Minimum Salary requirement for Eligibility: AED 8,000 per month
All the above mentioned information can change at any point in time as per the bank’s discretion. The bank will determine eligibility and as such all information mentioned above is subject to change.
Here are the fees & charges of the Noor Bank Wafa Titanium Credit Card:
|Profit Rate For New Credit Cards (Effective 1st, July 2017)||3.25 percent per month|
|Profit Rate For Cards Booked Before1st, July 2017||3 percent per month|
|Annual Membership Fee||Free for 1st year, 300 AED from 2nd year onwards|
|Annual Membership Fee For New Credit Cards (Effective 12th, November 2017)||Waived|
|Charges of Card Replacement (Lost or Stolen)||75 AED|
|Cash Withdrawal Charges – Noor Bank ATMs||100 AED or 3 percent, whichever is greater|
|Cash Withdrawal Charges – non Noor Bank ATMs||100 AED or 3 percent, whichever is greater|
|Foreign Transaction Service Charges||2.50 percent|
|Overseas Transaction Charges (DCC- Dynamic Currency Conversion)||2 percent|
|Over-limit Service Charges||250 AED|
|Monthly Paper Statement Charge||10 AED|
|Duplicate Statement Charge||45 AED|
|Charges of Return Cheque||100 AED|
|Outstation Cheque Charge||25 AED|
|Retrieval of Sales Voucher (non T&E)||50 AED|
|Retrieval of Sales Voucher ( T&E)||65 AED|
|Fee on Charge Dispute||At Actual|
|Credit Shield Insurance (CSI)||0.99 percent of the outstanding balance|
|Fee for Supplementary Card||Free|
|Fee for Replacement of Supplementary Card||75 AED|
|Payment Due Date||21 days|
|Limit of Cash Withdrawal||75 Percent of the available credit limit|
|Late Payment Charge||230 AED|
|Cash Advance Charge (POS)||100 AED or 3 percent, whichever is greater|
Q1: What is the repayment period offered by the Noor Bank Wafa Titanium Credit Card?
Ans: The repayment period offered by the Noor Bank Wafa Titanium Credit Card is 21 days from the statement date.
Q2: Does the Noor Bank Wafa Titanium Credit Card come with airport lounge access?
Ans: No, the Noor Bank Wafa Titanium Credit Card does not offer complimentary access to airport lounges.
Q3: Can I get a travel insurance with the Noor Bank Wafa Titanium Credit Card?
Ans: No, the Noor Bank Wafa Titanium Credit Card does not come with travel medical insurance.
Q4: Is an annual fee charge applicable on the Noor Bank Wafa Titanium Credit Card?
Ans: The Noor Bank Wafa Titanium Credit Card does not have annual fee charges.
Q5: What airlines can the FlySmiles miiles be redeemed?
Ans: The FlySmiles miles offered with the Noor Bank Wafa Titanium Credit Card can be redeemed with SriLankan Airlines.