Noor Bank Rewards Platinum Credit Card

About Noor Bank Rewards Platinum Credit Card

Go cashless with the Noor Bank Rewards Platinum Credit Card and experience top-class privileges and benefits. The security features of this Noor Bank Credit Card keep the transactions safe & secure while helping its card member to make the most of their credit card.

Features & Benefits of the Noor Bank Rewards Platinum Credit Card

Following are the features & benefits offered by the Noor Bank Rewards Platinum Credit Card:

Travel Privileges

  • Unlimited Free Lounge Access: Member of this Noor Bank Credit Card can avail unlimited free access to 25+ regional as well as international airport lounges. This free lounge access privilege can be availed across UAE, Jordan, Saudi Arabia, Kuwait, USA, UK, Egypt, Germany, France, Singapore, Morocco, and more.
  • Airport Pick Up & Drop-off Service: The card member can avail 2 free ‘airport pick-up & drop-off services’ within Sharjah or Dubai or Abu Dhabi every year. Please note that this complimentary service can be availed on a minimum spend of AED 3000 in the month of booking the service.

Golf & Gym Privileges

  • Golf Benefits: Member of this Noor Islamic Bank Credit Card can enjoy a round of golf at ‘Arabian Ranches, Dubai’ with minimum monthly spending of 5000 AED.
  • Gym Benefits: The cardholder can enjoy exciting gym benefits at ‘Le Royal Meridien in Abu Dhabi’ and ‘Talise gym in Dubai’ with minimum monthly spending of 5000 AED. Also, the card member can enjoy plenty of facilities at ‘Warehouse Gym’ for just 6 AED per visit subject to a minimum monthly spend of AED 5000.

Valet Parking

The card member can avail 2 free valet parking services per month at 30+ locations within Abu Dhabi & Dubai. This free service can be availed on a minimum spend of AED 3000 in a month.

Security Features

  • The cardholder can make secure retail transactions as this card is enabled with the CHIP & Pin technology.
  • To complete the online transaction, dynamic OTP is required
  • Touch ID is required for mobile application access
  • The Noorbank Rewards Platinum Credit offers 24x7 SMS notifications so that the cardholder can track all of their purchases.

Payment Channels

The cardholder can easily make their credit card bill payment by setting up a local transfer through any online banking channel across the UAE for free. In addition to this, member of this card can pay their credit card bill at specific exchange houses as well as through cash deposit machines.

Rewards & Offers of the Noorbank Rewards Platinum Credit Card

The cashback can be earned through ‘U by Emaar loyalty program’:

Category Cashback
Local Spends 1.25%
International Spends 2%
  • Free ‘Global Internet Calling’: With this Noor Bank Credit Card, the cardholder can avail cashback against ‘Telecommunications Regulatory Authority’ (TRA) approved by ‘Internet Calling Plans’. Given below is the criteria:
  • With retail spending of 3000 AED - 4,999 AED, the card member will be eligible for 50 AED cashback.
  • With retail spending of 5,000 AED & above, the card member will be eligible for 100 AED cashback.

Fees & Charges of the Noorbank Rewards Platinum Credit Card

Here are the fees & charges associated with the Noorbank Rewards Platinum Credit Card:

Description Charges
Profit Rate For New Credit Cards (Effective 1st, July 2017) 3.25 percent per month
Profit Rate For Cards Booked Before1st, July 2017 3 percent per month
Annual Membership Fee Free for 1st year & 500 AED from 2nd year onwards
Annual Membership Fee For New Credit Cards (Effective 12th, November 2017) Waived
Charges of Card Replacement (Lost or Stolen) 75 AED
Cash Withdrawal Charges - Noor Bank ATMs & non-Noor Bank ATMs 100 AED or 3 percent, whichever is greater
Foreign Transaction Service Charges 2.50 percent
Overseas Transaction Charges (DCC- Dynamic Currency Conversion) 2 percent
Over-limit Service Charges 250 AED
Monthly Paper Statement Charge 10 AED
e-Statement Charge Free
Duplicate Statement Charge 45 AED
Charges of Return Cheque 100 AED
Outstation Cheque Charge 25 AED
Retrieval of Sales Voucher (non-T&E) 50 AED
Retrieval of Sales Voucher ( T&E) 65 AED
Fee on Charge Dispute At Actual
Credit Shield Insurance (CSI) 0.99 percent of the outstanding balance
Fee for Supplementary Card Free
Payment Due Date 21 days
Limit of Cash Withdrawal 75 Percent of the available credit limit
Late Payment Charge 230 AED
Cash Advance Charge (POS) 100 AED or 3 percent, whichever is greater

Additional Benefits of Noor Bank Rewards Platinum Credit Card

MasterCard Buy 1, Get 1 Offer: The cardholder of the Noor Islamic Bank Credit Card can avail more than 900 offers on hotel nights & dining with ‘MasterCard Buy 1, Get 1 App’.