Established in 2008, Noor Bank’s commitment to resolve its customers demands and needs has been unmatched. The same can be seen in their credit card services that leave no stone unturned to make their users enjoy a well-rounded experience with exceptional offers.
Go cashless with the Noor Bank Rewards Platinum Credit Card and experience top-class privileges and benefits. The security features of this Noor Bank Credit Card keep the transactions safe & secure while helping its card member to make the most of their credit card.
Following are the features & benefits offered by the Noor Bank Rewards Platinum credit card:
The cardholder can easily make their credit card bill payment by setting up a local transfer through any online banking channel across the UAE for free. In addition to this, member of this card can pay their credit card bill at specific exchange houses as well as through cash deposit machines.
The cashback can be earned through ‘U by Emaar loyalty program’:
These are redeemable for Cash Back and vochers at Joyalukkas, Sharaf DG, Kalyan Jewellers, Jacky's retailer & Jacky's Electronics vouchers and Awqaf and Minors Affairs (AMAF) donations.
Minimum salaray requirement for eligibilty: AED 8,000 per month
All the above mentioned information can be changed at any point in time as per the bank’s requirements. The bank has the sole right to determine eligibility and as such all information mentioned above is subject to change.
Here are the fees & charges associated with the Noor Bank Rewards Platinum Credit Card:
|Profit Rate For New Credit Cards (Effective 1st, July 2017)||3.25 percent per month|
|Profit Rate For Cards Booked Before1st, July 2017||3 percent per month|
|Annual Membership Fee||Free for 1st year & 500 AED from 2nd year onwards|
|Annual Membership Fee For New Credit Cards (Effective 12th, November 2017)||Waived|
|Charges of Card Replacement (Lost or Stolen)||75 AED|
|Cash Withdrawal Charges - Noor Bank ATMs & non-Noor Bank ATMs||100 AED or 3 percent, whichever is greater|
|Foreign Transaction Service Charges||2.50 percent|
|Overseas Transaction Charges (DCC- Dynamic Currency Conversion)||2 percent|
|Over-limit Service Charges||250 AED|
|Monthly Paper Statement Charge||10 AED|
|Duplicate Statement Charge||45 AED|
|Charges of Return Cheque||100 AED|
|Outstation Cheque Charge||25 AED|
|Retrieval of Sales Voucher (non-T&E)||50 AED|
|Retrieval of Sales Voucher ( T&E)||65 AED|
|Fee on Charge Dispute||At Actual|
|Credit Shield Insurance (CSI)||0.99 percent of the outstanding balance|
|Fee for Supplementary Card||Free|
|Payment Due Date||21 days|
|Limit of Cash Withdrawal||75 Percent of the available credit limit|
|Late Payment Charge||230 AED|
|Cash Advance Charge (POS)||100 AED or 3 percent, whichever is greater|
MasterCard Buy 1, Get 1 Offer: The cardholder of the Noor Islamic Bank Credit Card can avail more than 900 offers on hotel nights & dining with ‘MasterCard Buy 1, Get 1 App’.
Q1: What are the Balance Transfer Fee charges on the Noor Bank Rewards Platinum Credit card?
Ans: The Noor Bank Rewards Platinum Credit card offers a Balance Transfer Facility at 3 percent.
Q2: What is the late payment fees for the Noor Bank Rewards Platinum Credit card?
Ans: The late payment fees charged the Noor Bank Rewards Platinum Credit card is AED 230.
Q3: Do users of the Noor Bank Rewards Platinum Credit card get complimentary U by Emaar loyalty program membership?
Ans: Yes, the credit card holders of the Noor Bank Rewards Platinum card get complimentary U by Emaar loyalty program membership.
Q4: Do users of the Noor Bank Rewards Platinum Credit card get access to complimentary movie tickets with this card?
Ans: No, users of the Noor Bank Rewards Platinum Credit card do get access to complimentary movie tickets with this card.
Q5: What is the repayment period offered by the Noor Bank Rewards Platinum Credit card?
Ans: The Noor Bank Rewards Platinum Credit card comes with a repayment period of 21 days from the statement date.