NBF Platinum Exclusive Credit Card Features & Benefits

By PolicyBazaar
  | Published: 07 November 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 563 Views

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The NBF Platinum Exclusive Credit Card is loaded with one of the most exclusive rewards programs when it comes to the Platinum Category. Any purchase made with your Platinum Exclusive Card earns you a cashback of up to 2%.

Highlights of the Card

  • Foreign transactions at an attractive fee
  • 24/7 Customer service
  • Exciting monthly promotions
  • Interest-free credit for up to 50 days
  • Flexible payment options
  • Minimum payment due is as low as 5% of the outstanding
  • Low finance charges

NBF Platinum Exclusive Credit Card Features

The key features of a Platinum Exclusive Card are:

Cash Advance

The cardholder can withdraw up to 40% of their available credit limit at any ATM worldwide that accepts Visa. Cash withdrawal can also be done over the counters at any bank branch.

Balance Transfer

You can transfer all your outstanding balances to your NBF Platinum Exclusive Credit Card at attractive interest rates starting at 0% with flexible repayment schedule options from 3 to 24 months.

Easy Installment Plan

You can split your big purchases into affordable monthly payments. The interest rates offered are as low as 0% and the repayment schedule is flexible starting at 3 months.

Cash on Call

In case of need of emergency additional funds, you can get 70% of your credit limit transferred to your account. This has a flexible repayment period starting at 3 months.

Direct Debit Facility

Your monthly statement can be paid in full or the minimum required amount using your NBF account.

NBF Platinum Exclusive Credit Card Benefits

The benefits inline for a Platinum Exclusive Cardholder are:

Cashback Program

Every dirham spent on your card earns a cashback of up to 2%. Any retail spend on your NBF Platinum Exclusive Credit Card is entitled to a cashback with no minimum spend and no cap on the amount of the cashback that can be earned.

The spending category and cashback rewards are detailed below:

Spending Range Cashback Earned
AED 0 – 9,999 1%
AED 10,000 – 19,999 1.5%
More than AED 20,000 2%

Supplementary Cards

Your family members can enjoy the exclusive deals and earn cash back on the NBF Platinum Exclusive Credit Card by obtaining supplementary cards. You can get up to 5 cards for your family members who are over the age of 15 years.

Entertainment Deals

You can earn up to 60%  cashback on cinema tickets. This deal can be claimed while buying movie tickets at VOX Cinemas, Roxy Cinemas and Reel Cinemas. This is capped at AED 150 per statement cycle.

Exclusive Promotions            

The holder of this NBF Credit Card is entitled to exclusive deals across dining, entertainment, and travel across the globe.

Globally accepted

The NBF Platinum Exclusive Credit Card is accepted globally at over 840,000 ATMs and  20 million establishments. Cash can also be withdrawn over the counter of any bank’s branch. 

Enhanced Security

Maximum security is ensured while transactions in the following ways:

  1. Chip and PIN technology ensures maximum security while making payments.
  2. Visa PayWave ensures a quick and convenient way. It is a ‘tap as you go’ payment method that involves high security.
  3. Mobile banking or SMS alerts ensure you are updated about your account. You get alerted for all transactions on your card, any payment made for servicing your card, any statements issued and reminders for due dates of the payments.

On an Endnote

The NBF Platinum Exclusive Credit Card aims at providing maximum satisfaction in every aspect, be it regarding security, as rewards as cashback, or in the form of exclusive lifestyle and travel deals.