NBF Platinum Exclusive Credit Card

About NBF Platinum Exclusive Credit Card

This NBF Credit Card can be an ideal companion for the cardholder on their way towards the top. It offers a rewards program which is amongst the most exclusive in the category of platinum cards. Using this NBF Platinum Card, the cardholder is entitled to a cashback of maximum 2 percent on all their purchases.

Benefits and Features of NBF Platinum Exclusive Credit Card

Mentioned below are a few features and benefits of this NBF Credit Card.

Balance Transfer

The cardholder can transfer the outstanding balance on any of their credit cards to the NBF & avail a special promotional rate of interest. The repayment period under this facility ranges from 3 to 24 months.

Global Acceptability

The card member can withdraw cash instantly at more than 840,000 ATMs globally. They can also make cash withdrawals over counter at any of the NBF branches. This Platinum Credit Card is accepted worldwide at more than twenty million establishments.

No-Interest Instalment Plan

The card member can convert their transactions into simple and convenient monthly payments while enjoying 0% interest rates and flexible options for repayment beginning from 3 months.

EZ Draft Service

This credit card offers additional funds access for unexpected expenses (if any). The cardholder may get a transfer of a maximum of 70 percent of their credit limit in their account. They have flexible options for the repayment for this transfer starting from 3 months.

Supplementary Card

The cardholder can opt for NBF supplementary cards for their family members and allow them to enjoy the benefits of their rewards program. They can have supplementary cards only for the members above 15 years of age.

Direct Debit Service

This credit card allows the cardholder to enjoy the flexibility and convenience of making 100 percent or minimum payments as instructed on the monthly statements using their NBF account.

Cash Advance

The cardholder has the facility to withdraw a maximum 40% of their available limit as cash from any ATM (that accept Visa) throughout the world. They can also make cash withdrawals over counter at various banks globally.

Foreign Transactions

When the cardholder uses this credit card internationally, the amount on the transaction is converted to US dollars from the transaction currency. This depends upon the foreign exchange rate prevailing at that time. So as to assist the card member, all the transactions will be converted to AED for the payment.

Chip and PIN & Visa payWave

So as to enhance the safety of the transactions, this credit card is Visa payWave and Chip and PIN enabled. This technology helps in making regular banking more safe and convenient.

SMS Alert or Mobile Banking Facility

In order to keep the card member safe as well as updated with their finances, they will receive SMS alerts free of cost.

Other Features

  • 24/7 customer service
  • 50 days no-interest credit
  • Flexible options of payment
  • Lesser Finance Charges
  • Monthly Promotions

Rewards and Offers on NBF Platinum Exclusive Credit Card

For each dirham spent, the cardholder can earn a maximum cashback of 2% which can be easily redeemed by calling 8008NBF(623).

Spending Range (in AED) Cashback
0-9,999 1%
10,000-19,999 1.5%
20,000 and above 2%

Movie Tickets Cashback

The NBF Platinum Exclusive Card offers a cashback of 60 percent on movies tickets at Roxy, Reel and VOX Cinemas. The card member may get up to 150 AED as cashback in one statement cycle.

Eligibility Criteria and Charges on NBF Platinum Exclusive Credit Card

The applicant can apply for this credit card only if they fulfill the following conditions-

  • A resident of any one of the Emirates of the UAE
  • Above 21 years’ old
  • Earns a salary
  • Holds a current account at NBF or Have a Fixed Deposit at NBF

Here are the charges applicable on this NBF credit card.

Fees & Charges Details
Annual Fee Nil
Supplementary Card First 5 cards: Nil6th card onwards: 100 AED
Interest Rate 2.99 percent monthly
Cash Advance Charges 4 percent of the advanced amount or 50 AED (whichever higher)
Card Replacement Charge 150 AED
Over Limit Charge 125 AED
Late Payment Charge 125 AED
Cheque Return 100 AED
Minimum Due Amount 5 percent of the balance outstanding or 100 AED (whichever higher)
International Currency Transaction Charge 2.50 percent
Sales Slip Copy 25 AED

Additional Benefits on NBF Platinum Exclusive Credit Card

  • Discounts at various restaurants, lounges, and bars
  • Wild Wadi Waterpark tickets at 99 AED each on Sundays
  • Maximum 4 months’ complimentary music at Anghami, leading music in the Middle East
  • Maximum 30 percent off on the fees charged by the driving school