This NBF Credit Card helps the cardholder in taking their first step for reaching their dreams. Whether they are graduates starting with their 1st job or are newlyweds starting their life together, this card is suitable for all. It offers a variety of amazing features including balance transfer, zero interest instalment plans, cashback on movies, SMS alerts, mobile banking and much more.
Enlisted below are some features and benefits of this NBF Credit Card.
The card member can convert their transactions into simple and convenient monthly payments while enjoying 0% interest rates and flexible options for repayment beginning from 3 months.
The cardholder can transfer the outstanding balance on any of their credit cards to the NBF & avail a special promotional rate of interest. The repayment period under this facility ranges from 3 to 24 months.
This credit card offers additional funds access for unexpected expenses (if any). The cardholder may get a transfer of a maximum of 70 percent of their credit limit in their account. They have flexible options for the repayment for this transfer starting from 3 months.
The card member can withdraw cash instantly at more than 840,000 ATMs globally. They can also make cash withdrawals over counter at any of the NBF branches. This Classic Credit Card is accepted worldwide at more than twenty million establishments.
The cardholder has the facility to withdraw a maximum 40% of their available limit as cash from any ATM (that accept Visa) throughout the world. They can also make cash withdrawals over counter at various banks globally.
The cardholder can opt for NBF supplementary cards for their family members and allow them to enjoy the benefits of their rewards program. They can have supplementary cards only for the members above 18 years of age.
When the cardholder uses this credit card internationally, the amount on the transaction is converted to US dollars from the transaction currency. This depends upon the foreign exchange rate prevailing at that time. So as to assist the card member, all the transactions will be converted to AED for the payment.
This credit card allows the cardholder to enjoy the flexibility and convenience of making 100 percent or minimum payments as instructed on the monthly statements using their NBF account.
In order to keep the card member safe as well as updated with their finances, they will receive SMS alerts free of cost for-
So as to enhance the safety of the transactions, this credit card is Visa payWave and Chip and PIN enabled. This technology helps in making regular banking more safe and convenient.
Enlisted below are some rewards and offers of this NBF Credit Card.
The NBF Classic Card offers a cashback of 60 percent on movies tickets at Roxy, Reel and VOX Cinemas. The card member may get up to 150 AED as cashback in one statement cycle.
The cardholder can avail various Visa dining, entertainment, and travel offers across the globe using this NBF Classic Credit Card.
The applicant can apply for this credit card only if they fulfill the following conditions-
Here are the charges applicable on this NBF credit card.
|Fees & Charges||Details|
|Supplementary Card||First 2 cards: Nil3rd card onwards: 100 AED|
|Interest Rate||2.99 percent monthly|
|Cash Advance Charges||4 percent of the advanced amount or 50 AED (whichever higher)|
|Card Replacement Charge||150 AED|
|Over Limit Charge||125 AED|
|Late Payment Charge||125 AED|
|Cheque Return||100 AED|
|Minimum Due Amount||5 percent of the balance outstanding or 100 AED (whichever higher)|
|International Currency Transaction Charge||2.50 percent|
|Sales Slip Copy||25 AED|
Enlisted below are the additional benefits of this NBF Credit Card.