NBF Classic Credit Card
About NBF Classic Credit Card
This NBF Credit Card helps the cardholder in taking their first step for reaching their dreams. Whether they are graduates starting with their 1st job or are newlyweds starting their life together, this card is suitable for all. It offers a variety of amazing features including balance transfer, zero interest instalment plans, cashback on movies, SMS alerts, mobile banking and much more.
Benefits and Features of NBF Classic Credit Card
Enlisted below are some features and benefits of this NBF Credit Card.
No-interest Instalment Plan
The card member can convert their transactions into simple and convenient monthly payments while enjoying 0% interest rates and flexible options for repayment beginning from 3 months.
The cardholder can transfer the outstanding balance on any of their credit cards to the NBF & avail a special promotional rate of interest. The repayment period under this facility ranges from 3 to 24 months.
EZ Draft Service
This credit card offers additional funds access for unexpected expenses (if any). The cardholder may get a transfer of a maximum of 70 percent of their credit limit in their account. They have flexible options for the repayment for this transfer starting from 3 months.
The card member can withdraw cash instantly at more than 840,000 ATMs globally. They can also make cash withdrawals over counter at any of the NBF branches. This Classic Credit Card is accepted worldwide at more than twenty million establishments.
The cardholder has the facility to withdraw a maximum 40% of their available limit as cash from any ATM (that accept Visa) throughout the world. They can also make cash withdrawals over counter at various banks globally.
The cardholder can opt for NBF supplementary cards for their family members and allow them to enjoy the benefits of their rewards program. They can have supplementary cards only for the members above 18 years of age.
When the cardholder uses this credit card internationally, the amount on the transaction is converted to US dollars from the transaction currency. This depends upon the foreign exchange rate prevailing at that time. So as to assist the card member, all the transactions will be converted to AED for the payment.
Direct Debit Service
This credit card allows the cardholder to enjoy the flexibility and convenience of making 100 percent or minimum payments as instructed on the monthly statements using their NBF account.
SMS Alert or Mobile Banking Facility
In order to keep the card member safe as well as updated with their finances, they will receive SMS alerts free of cost for-
- All the transactions on their NBF Credit Card
- Reminders for the due date of payment
- Payments made on servicing their credit card
- Card Statement issued
Chip and PIN & Visa PayWave
So as to enhance the safety of the transactions, this credit card is Visa payWave and Chip and PIN enabled. This technology helps in making regular banking more safe and convenient.
Rewards and Offers on NBF Classic Credit Card
Enlisted below are some rewards and offers of this NBF Credit Card.
Movie Tickets Cashback
The NBF Classic Card offers a cashback of 60 percent on movies tickets at Roxy, Reel and VOX Cinemas. The card member may get up to 150 AED as cashback in one statement cycle.
The cardholder can avail various Visa dining, entertainment, and travel offers across the globe using this NBF Classic Credit Card.
Eligibility Criteria and Charges on NBF Classic Credit Card
The applicant can apply for this credit card only if they fulfill the following conditions-
- Above 21 years’ old
- A resident of any one of the Emirates of the UAE
- Holds a current account at NBF or Have a Fixed Deposit at NBF
- Earns a salary
Here are the charges applicable on this NBF credit card.
|Fees & Charges||Details|
|Supplementary Card||First 2 cards: Nil3rd card onwards: 100 AED|
|Interest Rate||2.99 percent monthly|
|Cash Advance Charges||4 percent of the advanced amount or 50 AED (whichever higher)|
|Card Replacement Charge||150 AED|
|Over Limit Charge||125 AED|
|Late Payment Charge||125 AED|
|Cheque Return||100 AED|
|Minimum Due Amount||5 percent of the balance outstanding or 100 AED (whichever higher)|
|International Currency Transaction Charge||2.50 percent|
|Sales Slip Copy||25 AED|
Additional Benefits on NBF Classic Credit Card
Enlisted below are the additional benefits of this NBF Credit Card.
- Maximum 30 percent off on the fees charged by the driving school
- Maximum 4 months’ complimentary music at Anghami, leading music in the Middle East
- Wild Wadi Waterpark tickets at 99 AED each on Sundays
- Discounts at various restaurants, lounges, and bars
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