National Bank of Fujairah

The National Bank of Fujairah, widely referred to as the NBF, is one of the leading banks in the UAE. The bank holds a distinguished status in the emirates, courtesy of its full range of banking and financial solutions for a modern customer. From business banking to personal banking, the bank has ample products and services that can fulfil your requirements and match your lifestyle.

Products and Services Offered by NBF

Here is a list of the products and services offered by the NBF – 

Online and Offline Features of NBF

Tabled below are the general offline and online features of the NBF

NBF Offerings

Listed below are the products and services offered by the National Bank of Fujairah –  

Current Accounts

1. Classic Current Account

With the NBF Classic Current Account, you can have unrestricted access to a range of value-added banking services and amenities.

Highlights

• All major currencies supported
• Standing instructions facility available 
• Remittance provided
• Option to avail of overdraft 
• Free ATM withdrawals
• Free account statements every month
• Complimentary international debit card
• Multiple channel access

2. Twin Benefit Account

The Twin Benefit account can help you gain access to a host of value-added services of current and deposit accounts.

Highlights

• Rate of interest ranging up to 1.25% (per annum)
• Only AED (UAE Dirham) supported
• Standing instruction facility provided
• Remittance provided
• Free ATM withdrawals
• Free and unlimited branch transactions
• No charges for monthly account statements 
• Complimentary international debit card
• Multiple channel access

Savings Accounts

1. Savings Basic Account

NBF Savings Basic account is an easy and convenient way to make the most of your savings. You can receive a high interest amount on your investments while having 24-hour access to your assets. This is an ideal account whether you're a UAE resident or an expatriate.  

Highlights

• Major currencies supported
• Option for standing instructions available 
• Remittance provided
• Overdraft available
• Free ATM withdrawals
• Interest credited half-yearly (6 months)
• Complimentary NBF debit card

2. Max Saver Account

With an NBF Max Saver account, a savings account with a large number of perks, you can easily earn greater interest on surplus cash and enjoy convenient banking along with one-of-a-kind features.

Highlights

• Rate of interest ranging up to 1.75% per annum (pa) on AED and 1.25% p.a. on USD
• Each customer is eligible for up to two such accounts
• Option for withdrawal (once a month) without any impact on the interest calculation 

Deposit Accounts

Fixed Deposit

You can always turn to NBF Fixed Deposit Account if you wish to earn competitive returns on your savings yet ensure liquidity of funds and access excellent customer service.

Highlights

• Competitive interest rates
• Flexible maturity dates
• Automatic deposit renewal roll-over facility

Cards

1. Classic Debit Card

Highlights

• Visa payWave and Chip & Win enabled
• Quick and hassle-free cash access
• Global acceptance
• SMS alerts
• Free ATM withdrawals
• Complimentary add-on cards
• Spend tracking
• 24/7 smartphone banking
• Exclusive deals and offers

2. Platinum Debit Card

Highlights

• Purchase Protection
• Extended warranty on purchases
• Visa payWave and Chip & Win enabled
• International acceptance
• SMS alerts
• Free ATM withdrawals
• Complimentary travel assistance
• Complimentary add-on cards
• Easy tracking of expenditures
• Easy linkage of multiple accounts 
• 24/7 smartphone banking
• Exclusive deals and offers

3. Classic Credit Card

Highlights

• 0% EPP
• Draft facility available
• Balance transfer available
• Visa payWave and Chip & Win enabled
• Global acceptance of the card
• Direct debit facility available 
• Free ATM withdrawals
• Exclusive movie ticket discounts
• Complimentary add-on cards
• Exclusive deals and offers

4. Platinum Exclusive Credit Card

Highlights

• 0% EPP
• Draft Facility available
• Balance transfer available
• Advance Cash facility available
• Visa payWave and Chip & Win enabled
• Global acceptance of the card
• Direct debit facility available 
• Exclusive deals and offers
• Exclusive movie ticket discounts

5. Infinite Credit Card

Highlights

• 0% EPP
• Draft Facility available
• Balance transfer available
• Advance Cash facility available
• Visa payWave and Chip & Win enabled
• International customer care
• International acceptability
• Direct debit facility available 
• 24/7 concierge services
• Complimentary airport lounge access
• Exclusive movie ticket discounts up to 60%
• Cashback Rewards

6. Tasered Prepaid Card

Highlights

• Enhanced security
• Quick and hassle-free payment processing
• Easy tracking of spending

Loans

1. Personal Loan

NBF personal loans make for a great choice if you wish to avail of a personal loan to fulfil personal needs. So whether you require funds for education, debt consolidation, home renovation, marriage, international travel, or more, you can easily apply for an NBF personal loan.

Highlights

• Affordable rates of interest
• Flexibility in repayment and a long tenure of up to 4 years (48 months)
• High loan amounts ranging up to 20 times the current salary of the borrower

2. Auto Loan

Whether it is a new or a used car you want, NBF auto loans can be used to get the funds for the purchase at competitive interest rates and flexible repayment options.

Highlights

• Financing of up to AED 1 million 
• Instant approvals
• Affordable rates of interest starting from 2.2% (per annum) 
• Loan repayment tenure of up to 5 years
• Loan amount provided up to 80% of the value of the vehicle

3. Home Loan

As buying a home is generally one of the biggest financial decisions an individual will make in their life, one should only get the best home loan plans for the same. NBF is certainly one of the best home loan providers in the UAE, with high loan amounts and competitive interest rates ensuring hassle-free assistance for users.

Highlights

• Financing amount of up to AED 20 million 
• Instant approvals
• Financing available for all completed UAE properties and select off-plan properties
• Affordable rates of interest starting from 3.5% per annum
• Loan repayment tenure of up to 25 years
• Amount of up to 80% of the property’s value available with NBF home loan

4. Overdraft Facility

As an NBF customer, you can utilise the overdraft facility to obtain cash for short-term monetary needs.

Highlights

• Hassle-free repayment options
• Affordable rates of interest 
• Repayment tenure ranging up to 5 years
• Automatic renewal procedure

Insurance

1. Car Insurance

To have your car financially secured and have adequate cover in case your car is damaged, you can get NBF car insurance and also enjoy free roadside assistance services along with other benefits.

Highlights

• Coverage spanning the UAE, Qatar, and Oman 
• Coverage against natural disasters
• Third-party coverage in case of bodily injuries
• Third-party coverage of up to 5 million AED in case of property damage
• Theft cover
• Emergency healthcare expenses covered up to AED 5,000 
• Windscreen damage and car lock replacement cover – up to AED 5,000 
• Free 24/7 roadside assistance
• Complimentary car registration

NBF Priority

1. Service and Privileges

With NBF Priority, you can access exclusive services and benefits to fulfil all your banking needs in the UAE.

Highlights

• Priority processing
• Dedicated relationship manager
• Reduced fees and preferential rates
• Banking without fees
• Exclusive first-class rewards
• ATM withdrawals are free
• International banking privileges
• Complimentary add-on cards
• 24/7 fund access

2. Priority Banking Solutions

One of the key aspects of NBF Priority Banking Solutions is the availability of a relationship manager, who will ensure that your financial needs are met with the best Sharia-compliant products from the NBF banking solutions range. 

3. Priority Cards

NBF Priority Banking customers get free access to NBF Premium Cards, which offer unparalleled benefits and rewards

Products

• Visa Infinite Credit Card
• Visa Platinum Debit Card

Investment Solutions

• Investment Offerings

Whether you are a conservative investor or an aggressive growth investor, you will find a suitable NBF product for you. NBF investing offerings feature 3 schemes and 5 portfolios from which you can make a pick as per your risk tolerance, investment duration, and investment goals. 

NBF notably provides multi-asset investment portfolios and solutions across various funds that distribute your investment funds across different asset classes. They are intended to assist you in achieving your financial objectives while reducing the risks associated with over-concentration in any single asset type.

Awards and Achievements of NBF

NBF Customer Care

You can connect with the NBF customer care by dialing 8008NBF(623)

Discussed below are some FAQs related to the NBF bank and its products:

FAQ's