National Bank of Fujairah (NBF) Personal Loan

The National Bank of Fujairah offers excellent personal loan services in the UAE. This loan service, offering you a convenient way to finance your needs, is available across various repayment plans and provides competitive interest rates. You can apply for this loan online, by phone, or in person and receive quick approval. The loan also provides quick access to the funds, allowing you to use the money for any purpose you wish. You can also benefit from the flexibility that comes with the loan such as the ability to make additional payments or pay off the loan early. With these services and more, the National Bank of Fujairah is committed to providing a hassle-free loan process for its customers in the UAE.read more

National Bank of Fujairah Personal Loan
National Bank of Fujairah Personal Loan
Personal Loan Starting from 2.63%* Interest rate

T&C Apply

  • Minimum Salary 5000 AED
  • EMI Tenure up to 48 Months
  • Lowest Interest Rates

Get personal loan at Lowest Interest Rate
  • Dubai
  • Abu Dhabi
  • Sharjah
  • Ras Al Khaimah
  • Ajman
  • Other

Personal Loans are one amongst the various services offered by the National Bank of Fujairah.  The NBF Personal Loan are offered at interest rates starting from 5.99%, with repayment periods up to 48 months. NBF personal loans provide funding for the dreams and hopes of the applicant. With flexible terms of payment and competitive rates of interest, these personal loans help them in fulfilling their ambitions. These loans can be availed by both expats and the UAE Nationals for their education, holidays, furnishing the house, and much more.

Headquartered in Fujairah, the National Bank of Fujairah (NBF) offers various banking services such as retail banking, corporate banking, and commercial banking.

Interest Rates on NBF Personal Loan

The offered NBF Personal Loan Interest Rate starts from 5.25 % per annum (reducing balance). 

Features and Benefits of NBF Personal Loan 

Feature Availability
Salary Transfer Required
Early settlement Yes 1% of settlement amount
Cashback No
Free Credit Card Yes
Free Personalized Cheque Book Yes
Free Insurance Yes
Introductory Offers No
Phone Banking Yes

Listed below are the features and benefits of the National Bank of Fujairah Personal Loan. 

Interest Rates

The NBF personal loan charges competitive rates of interest starting from 5.99% pa, making it easier for the applicant to repay the loan.

Flexible Repayment

The borrower can make flexible and convenient repayments of their personal loan in monthly installments. 

Salary Multiples

With the benefit of high salary multiples, the applicant can apply for a personal loan up to twenty times their salary.

Loan Tenor

The NBF personal loan provides the borrower a maximum loan tenor of 48 months. 

Easy Application

The applicant can easily apply for this loan by visiting the nearest branch of NBF, through phone banking, or by using NBF Direct. 

Apply best personal loan to get rid of financial problems

Eligibility & Documents Required for NBF Personal Loan

Eligibility Criteria 

Category

Details

Age Criteria

21 years (minimum)60 years (the maximum age for expats) 65 years (the maximum age for UAE Nationals)

Minimum Income

5,000 AED per month

Residence

Applicant should be living in the UAE

Note- The applicant needs to provide valid proof that they are earning a salary to be eligible for the National Bank of Fujairah Personal Loan.

Documents Required 

Category Details
 ID/Address Proof Copy of the valid passport and Visa for UAE Residence (for expats)
Bank Statements 6 months’ statements (original)
 Salary Proof Salary certificate (not more than thirty days old)
Other Documents Duly filled application form
NBF Personal Loan Calculator

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FAQ's on NBF Personal Loan

Q1. Do I have an option of changing the tenor of my loan?
Q2. Do I need to transfer my salary to my NBF account on a monthly basis for qualifying for a personal loan?

Ans: Yes. In order to qualify for the personal loan; you have to transfer your salary to your NBF account every month.

Q3. How long does it take for a personal loan application to process?

Ans: The loan application usually gets processed within 6 working days.

Q4. After receiving the approval, how will I get the loan amount?

Ans: Once approved, your loan amount will be transferred to your NBF account. 

Q5. What should be the duration of my employment with my current employer to be eligible for a personal loan with NBF?

Ans: The bank needs a confirmation that you have worked with your current organization for at least 6 months to be eligible for an NBF personal loan.

Q6. What is the loan repayment method?

Ans: When the applicant applies for a personal loan, they will have to provide the bank with a standing order deduction for deducting their monthly installment from their NBF account.

Q7. What is the maximum age for the maturity of my loan?

Ans: For expatriates, the age should not be more than 60 years at the time of loan maturity. For UAE nationals, the age should not exceed 65 years at the time of loan maturity.

Q8. What is the maximum tenor for NBF Personal Loan?

Ans: The maximum loan tenor is up to 4 years.

Q9. Do I need to be a UAE resident to avail personal loan?

Ans: Yes. In order to be eligible to apply for this loan, you must be living in the UAE. 

Q.10. What would be my monthly installments?

Ans: Throughout the duration of your loan, your monthly installments are fixed (they would not change every month). The loan officer will guide you regarding your installment amount before processing your application for the personal loan.

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Reviews & Ratings

★★★★★
4.6 / 5 (based on   12,100 +google icon reviews)
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mehmoodAbu Dhabi, March 20, 2023
★★★★★
Had a great experience with policybazaar UAE!I recently Policybazaar to obtain a personal loan and was very pleased with the experience. They have a streamlined application process and provide you with the right assistance.
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Nasr Allh Mohamed ElkhateebDubai, March 19, 2023
★★★★★
Thank you Policybazaar for helping me find the best personal loan!I recently applied for a loan through Policybazaar and was very impressed with their service. They offer plans with competitive rates and ensure a quick and easy application process.
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Sm FarhadAjman, March 19, 2023
★★★★★
Kudos to the customer representative team of Policybazaar!I had a great experience with Policybazaar UAE. They have multiple products and have a very helpful and knowledgeable staff. I was able to get a loan quickly and easily and was very satisfied with the result.
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ADILDubai, March 18, 2023
★★★★★
Policybazaar made it easy for me to select the best personal loanI was confused about which personal loan I should get. Finally, I took it from ADCB via Policybazar, and the experience was great. The loan process was straightforward, and the customer support team helped me throughout the process.
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ZEESHAN AHMEDAbu Dhabi, March 18, 2023
★★★★★
Policybazaar has a wide range of personal loan products!Policybazaar is a great option for those looking for a personal loan. The application process is simple, and the customer service is friendly. The rates are also competitive. I highly recommend Policybazaar! Thank you.
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Lincolin Musili KikuviAbu Dhabi, March 17, 2023
★★★★★
Policybazaaer has the best customer support teamI was completely unaware of which personal loan to avail of. Policybazaar made it easy for me to select the most suitable one according to my requirements. The customer service was friendly and supportive.
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Hamza YaeenDubai, March 17, 2023
★★★★★
Easy processing of personal loan applicationPolicybazaar is simply the best. The loan process was smooth and the interest rates were reasonable. The customer service was friendly and helpful. Highly recommend.
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MNADER DALATIAjman, March 14, 2023
★★★★★
Got a personal loan at a competitive interest rate!I recently took out a loan from Emirates NBD through Policybazaar and it was a great experience. The loan process was easy and the interest rates were competitive. The customer service was very helpful and knowledgeable. Would definitely recommend.
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Mohamed Faizan KhanDubai, March 13, 2023
★★★★★
Policybazaar is the best for selecting a personal loan product in the UAE!I chose Policybazaar to obtain a personal loan provider in UAE The process was straightforward, and the terms were fair. The customer service was responsive and helpful throughout. Highly recommend.
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Varghese MathewDubai, March 10, 2023
★★★★★
Got the best personal loan from Mashreq bank!I recently took a personal loan from Mashreq bank via Policybazaar, and the experience was great. The loan process was easy, and the interest rates were competitive.
Read All Reviews
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