Najm Voyager Signature Credit Card Features & Benefits

By PolicyBazaar
  | Published: 23 October 2019 | Last Updated On: 12 January 2021
Average Rating / 5 (ratings ) | 525 Views

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The Najm Voyager Signature Credit Card is created mainly for travel, both domestic and international. Loaded with a host of benefits and features, this Najm credit card allows you to travel easily, conveniently, and with more flexibility. Best of all, you can earn high rewards on your every spending and redeem these rewards for availing a wide range of travel privileges ranging from free air tickets to discounts on hotel bookings, and more.

Key Highlights of the Najm Voyager Signature Credit Card 

  • Annual fee of only 523.95 dirhams
  • A maximum of 50 percent discount on travel, dining, cinema, and entertainment.
  • Accepted at more than 1.9 million ATMs globally
  • Zero percent easy payment plan
  • Interactive SMS facility
  • The facility of direct debit
  • Cash can be withdrawn from ATMs with Cirrus Logo anywhere in the world.
  • A maximum of 5 add-on cards for the eligible family members.
  • Easy & convenient payment modes.

Main Najm Voyager Signature Credit Card Features

The following are the main features of the Voyager Signature Credit Card offered by the Najm Bank:

Balance Transfer Facility

You can easily transfer the outstanding balance amount of other bank’s credit cards to this Najm Voyager Signature Credit Card to save on unnecessary charges. 

Loan on Phone

In order to take care of your uninvited expenses, you can request a maximum of 70 percent of the Najm Voyager Signature Credit Card limit to get credited to your bank account directly. And then, you can repay the borrowed amount at a very low interest rate.

Top Najm Voyager Signature Credit Card Benefits

The Najm Voyager Signature Credit Card offers plenty of exclusive benefits to its customers. Given below are the key benefits of this Najm credit card:


 “Voyager rewards” can be earned on every purchase made through the Najm Voyager Signature Credit Card. Given below are the reward criteria:

Category Dirham Spent Voyager Rewards
International Spends 1 3
Domestic Spends 1 2
Other Spends (payment of utility bills, fuel purchases, , school fees, & e-government spending) 1 1

VOX Cinema Benefits

You can avail Buy One Get One free on a maximum of two movie tickets & popcorn at ‘VOX Cinemas’ each month.

Worldwide Travel Privileges

  • Airport Lounge Access: You can avail of a 12 free visits at over 1000 airport lounges via Visa LoungeKey.
  • Multi-trip Travel Insurance:As a member of this card, you can get complimentary multi-trip travel insurance in order to protect yourself against unfortunate events. This free insurance plan provides coverage for a maximum of US$ 500,000.
  • Concierge Services:This Credit Card offers complimentary round the clock visa concierge services. You can take advantage of this free service for making flight & hotel bookings as well as organizing tickets to plenty of attractions & special events.

Voyager Welcome Rewards

You can earn a maximum of 75,000 Voyager Rewards (worth 750 dirhams) on spending 15,000 dirhams within the initial 60 days after the Najm Voyager Signature Credit Card has been issued to you.

Dine & Fly Offers

It gives numerous airport dining offers at over 200 locations all over the world. All you are required to download the mobile app of ‘Dine & Fly’ so as to make your traveling experience easy and convenient.

Global Emergency Assistance

This Najm Credit Card is covered by a service of Global Emergency Assistance that covers emergency card replacement & cash disbursement as well as reporting stolen or lost credit cards.

Visa Benefits

With this card, you can enjoy plenty of visa privileges such as golf discounts, purchase protection, extended warranty, offers at Hotels &, and many other offers on dining, shopping, & entertainment.

Lifestyle Perks

You can avail of a 30 percent off on shopping, travel, entertainment, and dining at a few UAE’s best destinations from more than 450 partner vendors.

The Bottom Line

With an array of benefits, features, and privileges, the Najm Voyager Signature Credit Card helps you to make the most of your travel. Also, you are given membership to the Najm Rewards program – Voyager Rewards. Through this program, you can earn voyager rewards on your every spending and redeem them to book your travel purchases both online and offline.