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Najm Voyager Platinum Credit Card Features & Benefits

By PolicyBazaar
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Published: 23 October 2019Last Updated On: 12 January 2021

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The Najm Voyager Platinum Credit Card is amongst the best travel credit card across the UAE that lets its cardholder travel with utmost ease, flexibility, and convenience while earning a wide range of rewards. With a low annual membership fee, this Najm credit card offers a top of the line benefits and privileges to make the most of your every spending.

Key Highlights of the Najm Voyager Platinum Credit Card 

  • Annual membership fee of 208.95 dirhams
  • Wide range of payment options.
  • Interactive SMS facility
  • Direct debit facility
  • Buy 1 Get 1 free on cinema tickets and popcorn at ‘VOX cinemas’.
  • A maximum of 5 add-on/supplementary cards for the eligible family members.
  • Instant loan (loan on phone) facility for up to 70 percent of your credit limit.
  • A maximum of 50 percent off on movie, travel, dining, and entertainment

Main Najm Voyager Platinum Credit Card Features 

Mentioned below are the main features of the Voyager Platinum credit card offered by the Najm bank:

Cash Advance

You can easily withdraw cash using this Najm card at ATMs that have the Cirrus logo anywhere in the world.

Easy Payment Plan (EPP)

With the EPP feature, you can convert your hefty purchases into equated monthly installments to avoid paying your large purchases all in one go.

Balance Transfer Facility (EPP)

You can easily transfer your outstanding balance from other bank’s credit cards to this Najm Voyager Platinum Credit Card so as to save on unnecessary charges.

Supplementary Cards

You can avail of a maximum of five supplementary Najm Voyager Platinum Credit Cards for the eligible family members.

Loan on Phone

Uninvited expenses can be smartly managed with the help of the Najm Voyager Platinum Credit Card’s loan on phone or instant loan feature. As a member of this Najm credit card, you can request for a maximum of 70 percent of your available credit limit to be transferred directly to your bank account. And then, you can easily repay the loan amount that you have borrowed through equated monthly installments at low rate of interest.

Top Najm Voyager Platinum Credit Card Benefits

The Najm Voyager Platinum Credit Card offers the following benefits:

Insurance Privileges

Following are some of the best insurance benefits offered by this card:

  • Global Emergency Assistance service
  • Wallet Protection
  • MyGuard (a complete protection service)
  • Comprehensive lifestyle protection
  • Takaful protection plan (personal accident cover)


You can gain “Voyager rewards” on your every purchase made through the Najm Voyager Platinum Credit Card. Following is the reward criteria:

Category Dirham Spent Voyager Rewards
International Spends 1 2.5
Domestic Spends 1 1.5
Other Spends (payment of utility bills, school fees, fuel purchases, and e-government spending) 1 1

VOX Cinema Privileges

As a member of this Najm card, you can enjoy Buy One Get One free on up to two cinema tickets and popcorn at ‘VOX Cinemas’ every month.

Lifestyle Privileges

This Najm Credit Card offers a 30 percent discount on travel, entertainment, shopping, and dining at some of UAE’s best destinations from 450+ partner vendors.

Voyager Welcome Rewards

The annual membership fee will be waived off on spending 10,000 dirhams within the initial 60 days after the Najm Voyager Platinum Credit Card has been issued to you.

Dine & Fly Offers

It provides various airport dining offers at 200+ locations throughout the world. All you need to download the Dine & Fly App to make your traveling experience more rewarding.

Global ATM Network

You can use this Najm Voyager Platinum Credit Card to withdraw cash in times of need since this Visa Signature Credit Card is globally accepted at more than 1.9 million ATMs (Automatic Teller Machines).

The Bottom Line

Packed with an array of ultimate benefits and features, the Najm Voyager Platinum Credit Card is certainly one of the best travel credit cards that anyone can opt for. It lets you earn Voyager rewards on making local, international, and some other spends such as payment of utility bills, school fees, fuel purchases, and e-government spending. And then you can instantly redeem these rewards for travel bookings either offline or online to save on your travel expenses.