Best credit cards with 0 Annual fee*
Mashreq Solitaire Credit Card is a super elite card that has been carefully designed and thoughtfully conceptualized to cater to the needs, demands and wants of the ever-so-discerning and affluent population of the UAE region. The card offers umpteen special privileges and benefits to its cardholder right from luxury fine dining to golf privileges. In addition to this, this card entitles the cardholders to a reward program that enables them to turn their everyday spends into extraordinary treats. All in all, this card meets the basic lifestyle need of its card members.
Mashreq Solitaire Credit Card comes with a staggering range of awe-inspiring features. Following are some of the unique features of this card:
Now, with the balance transfer facility you can transfer your outstanding financial obligations to your Mashreq Credit card which can be later paid easily at lower rates of interest. However, an important point to be kept in consideration here is that cardholder will have to pay a balance transfer fee to the financial institution while transferring their existing debts to the new credit card.
Here are the key benefits of this Mashreq credit card:
Here are the fees & charges associated with the Mashreq Solitaire Credit Card:
|Description||Fees and Charges|
|Annual Membership Fee||AED 1575|
|Supplementary Card Fee||AED 630|
|Retail interest rate per month||3.45%|
|Cash Advance rate per month||3.75%|
|Cash Advance fee||3.15% or AED 210, whichever is greater|
|Over limit fee||AED 292.95|
|Late payment fee||AED 241.5|
|Card replacement fee||AED 78.8|
|Paper statement fee||AED 5.25|
|Returned cheque charge||AED 315|
|International Transaction Fee||AED 2.79%|
Mashreq Solitaire Credit Card members get exclusive access to the UAE’s most popular and best banking loyalty program i.e. Salaam Points. This amazing loyalty program ensures maximum savings for the card members by ensuring maximum rewards on each dirham spent on the credit card. Also, it is backed with multiple redemption options across 2200 retail outlets throughout the UAE.
In order to apply for the Mashreq Solitaire credit card, individuals need to satisfy a few eligibility criteria. The criteria depend on your age, nationality and financial status. The following are the eligibility criteria to apply for the Mashreq Solitaire credit card in the UAE.
Once you satisfy the above-mentioned criteria, you can move forward to collect the required documents. Following is the list of documents you need to submit during the credit card application.
*Please note that the aforementioned list of documents is not final. The bank may ask for additional documents at its sole discretion.
Applying for Mashreq Solitaire Credit Card is quick and easy. The applicants can apply via online and offline channels at their convenience. Following are the ways to apply for a Mashreq Solitaire credit card in the UAE..
Online Apply for Mashreq Solitaire Credit Card - To apply online, individuals need to visit Mashreq bank’s official website and select the Solitaire credit card in the credit card section. Subsequently, they need to enter their contact and employment details. Once done, they will be prompted to upload the required documents. After the process is over and their application gets approved, they will receive the credit card at their mentioned address within few days.
Offline Apply for Mashreq Solitaire Credit Card - Alternatively, the individuals can also apply offline. Using the branch locator on the official website, they can locate and visit the nearest bank branch with all the required documents. Later, they need to fill the credit card application form as instructed by the representative. Then, they need to attach the documents and submit the application to the bank.
|Mashreq Credit Cards to Apply|
|Mashreq Platinum Elite Credit Card||Mashreq Solitaire Credit Card|
|Mashreq Smartsaver Global Credit Card||Mashreq Novo Credit Card|
|Mashreq Portraits Credit Card||Mashreq Corporate Credit Card|
|Mashreq Smartsaver Credit Card|
|Mashreq Smiles Credit Card||Mashreq Cashback Credit Card|
Ans: Yes. Mashreq Solitaire Credit Card comes with an annual membership fee of AED 1575.
Ans: No. There is no minimum threshold for earning Salaam Points on the Mashreq Solitaire Credit Card. This means card members can earn Salaam Points for every dirham spent on the card, be it internationally or locally.
Ans: Card members can earn Salaam Points for every international and local transactions made on the card except for:
Ans: Well, yes! You must have a cumulative bill of AED 10,000 to enjoy the benefits of valet parking.
Ans: For every international spend worth 1 AED, card members earn 3 Salaam points and for every domestic spend worth 1 AED, card members earn 1 Salaam Point.
Ans: Salaam Points can be redeemed in 2 different ways. These are:
Ans: Yes! Salaam Points expire will expire in 3 years from the date of earning.
Ans: Yes! Gift Vouchers redeemed against Salaam Points expire in 180 days from the date of issuance. Gift Vouchers cannot be redeemed after expiry and the Salaam Points debited against the Gift Voucher are lost.
Ans: Yes! Card members can avail supplementary cards with Mashreq Solitaire Credit Card for the eligible family members. Yes, there is a fee of AED 630 for each supplementary card.
Ans: Mashreq Bank can forfeit Salaam Points, terminate Salaam Points membership, stop the accumulation of points, or cancel redemption request in the following events: