Mashreq Solitaire Credit Card

Over the years, plastic money has replaced hard-bound currency all over the globe. And there are plenty of good reasons for it. Plastic money, i.e., debit cards, chargeback cards, prepaid cards and credit cards, are easy to carry, safer to use and come packed with a lot of benefits and perks for the users as against the traditional hard-bound currency.

In the UAE, credit card is the type of plastic money that makes for the most popular choice for both expats and the nationals. In fact, more than 5 million people in the UAE region prefer spending on credit cards as against any other mode of payment. Wondering why credit cards are so popular in the UAE? Well, for starters, credit cards offer cash back benefits, and chances to earn redeemable reward points for every dirham spent. For another, credit cards allow spenders to enjoy a wide range of innovative features and benefits. But what makes credit card so popular amongst the luxury seeking population of the UAE is the fact that credit cards provide users with instant access to a wide range of exclusive and luxury privileges unlike any other mode of payment. 

But there are more than 200 different types of credit cards in the UAE and almost all of them come loaded with a wide range of exclusive benefits making it difficult for even the most seasoned of souls to take the best pick. UAE’s leading financial institution, Mashreq Bank, seems to have understood this fact and that’s why it launched its ground-breaking Solitaire Credit Card that promises tons of savings, a wide range of amazing benefits and a maze of exclusive privileges for the card holders. The card makes it easy for even the most discerning of spenders to avail rewards, benefits and privileges for each dirham spent. No wonder, it sells like hot cake in the UAE region.

About Mashreq Solitaire Credit Card

In June 2014, UAE’s leading and front-runner financial institution, Mashreq Bank launched its super-premium, Mashreq Solitaire Credit Card. This super elite card has been carefully designed and thoughtfully conceptualized to cater to the needs, demands and wants of the ever-so-discerning and affluent population of the UAE region.

Mashreq Solitaire Credit Card comes loaded with an astonishing range of bespoke privileges and luxurious experiences for the affluent population of the UAE region. The card promises everything right from luxury fine dining to golf privileges.

Mashreq Solitaire Credit Card holders get to score steep dining discounts at some of the best restaurants in the UAE region. Card members can save up to 30% discount on the finest signature cousins at some of the most luxurious restaurants and hotels in the UAE.

Mashreq Solitaire Credit Card is absolutely must-have for golf enthusiasts in the UAE. The card provides users with all-inclusive golf privileges without having to burn a hole in the pockets. Solitaire credit card members can enjoy complimentary golf access at some of the premium golf clubs in Abu Dhabi and Dubai.

And that’s not all! Mashreq Solitaire Credit Card holders also get to enjoy complimentary valet parking at some of the most premium and plush locations such as Dubai International Airport (T1&T3), Mall of the Emirates, Ferrari World, Yas Water World, Dubai Mall, Ibn Battuta Mall, and more.

In addition to the golf enthusiasts, Mashreq Solitaire Credit Card proves to be the best credit card option for the frequent flyers too. The card offers complimentary lounge access to 900+ premium airport lounges across the globe. This benefit is available to both primary and secondary card members who may even accompany a guest along with them. Furthermore, card members also get to avail free airport pick-up and drop services to Dubai International Airport and Abu Dhabi International Airport. Also, Mashreq Solitaire Credit Card holders get to avail 6 complimentary Marhaba Silver Meet & Greet services each year.

Mashreq Solitaire Credit Card also offers multiple lifestyle privileges. Card members get unlimited, free complimentary access to FitnessFirst with the card. The colourful bouquet of exclusive privileges doesn’t just stop here. Luxury seekers may choose to hop aboard luxury yacht charter and avail exclusive 30% discount with their Mashreq Solitaire Credit Card.

Furthermore, the Solitaire Card offers a wide range of unique features such as multi-trip insurance that provides comprehensive coverage against lost luggage, luggage delays, trip delays, trip cancellations, missed connections and more. The multi-trip insurance offered by Solitaire Credit Card also takes care of medical emergency expenses, daily in-hospital cash benefit, emergency medical evacuation repatriation and personal accident insurance.

There are absolutely umpteen benefits of using Solitaire Credit Card. Here’s one of the most important one – Solitaire Credit Card members get exclusive access to membership of Salaam Rewards Points, which is one of the UAE’s best and most sought-after rewards points program. Solitaire card members can earn exclusive rewards points for each dirham they spend on the card within the UAE or across the globe.

Now, given such a long list of astonishing benefits and exclusive privileges, it’s hardly a wonder why Mashreq Solitaire Credit Card is loved by the luxury-seeking and affluent population in the UAE region.

Features of Mashreq Solitaire Credit Card

Mashreq Solitaire Credit Card comes packed with a staggering range of awe-inspiring features. This amazing features easily help card members make the most of spends put on the card. The wide range of features of Mashreq Solitaire Credit Card makes it one of the most sought-after credit cards in the region. Let’s check out just some of the many unique features of Mashreq Solitaire Credit Card:

  • Exclusive access to Salaam Poins.
  • Balance Transfer Facility.
  • Cash Advance Feature.
  • Easy Payment Plans.
  • Credit Shield Feature.
  • Pay Protect Feature to help card holders and their nominees take care of card dues and other necessary expenses in the event of the death or diagnosis of critical illness. The coverage provided includes:
    • Monthly benefit of 10% of the outstanding balance for 12 months subject to maximum limit of AED5000 for involuntary loss of employment.
    • Critical illness benefit of up to AED 50000 upon diagnosis of critical illness.
    • Death benefit of up to AED 50000
  • Easy Cash feature with repayment terms of up to 36 months.
  • Smart Protect Feature to provides coverage of:
    • AED 100000 for accidental death
    • AED 50000 for death due to sickness
    • AED 1000 monthly for a maximum period of 3 months for involuntary loss of job
    • AED 200 per person per day for a maximum period of 30 days as Hospital Cash Benefit
    • AED 500 per incident for ATM Assault worldwide
    • AED 2500 per incident for fraudulent charges
  • Wallet Protect Feature
  • Revolving Balance Transfer Feature
  • Travel Protection Insurance Plan that provides coverage of:
    • Up to USD 200,000 for Accidental Death and Permanent Total and Partial Disablement.
    • Up to USD 60,000 for Emergency medical expenses (Accident & Sickness), Inpatient, and emergency repatriation expenses.
    • Trip cancellation and delays for more than 6 hours.
    • Damage or loss of baggage.
    • Loss of passport or other travel documents.
    • Up to USD 2,000 per customer per year for fraudulent transactions.
    • Up to USD 50,000 for accidental injury during trip.
    • Up to USD 5,000 for illness during trip.
    • Free worldwide Legal and Medical assistance

Benefits of Mashreq Solitaire Credit Card

Mashreq Solitaire Credit Card is a super elite credit card that has been specially designed to meet the needs and wants of the affluent population of the UAE. Quite expectedly, the credit card comes loaded with a wide range of benefits to ensure unlimited exclusive privileges and most luxurious experiences for the card holders. Let’s check out just some of the many standout benefits of the Mashreq Solitaire Credit Card:

  • Up to 30% discount in luxurious restaurants and hotels in the UAE
  • Complimentary golf access at Dubai’s and Abu Dhabi’s premium golf clubs
  • Complimentary valet parking
  • Complimentary lounge access to 900+ premium airport lounges worldwide
  • Free, complimentary free airport pick-up and drop services
  • 6 complimentary Marhaba Silver Meet & Greet services each year
  • Up to 30% discount for luxury yacht charter
  • Complimentary multi-trip insurance plan
  • Access to Salaam Points Rewards Program.
  • Access to Mashreq MyOffers.

Eligibility

Listed below are the eligibility criteria for Mashreq Solitaire Credit Card:

  • Income Eligibility: AED 35,000 (Minimum monthly income)
  • Residential Eligibility: UAE residents with valid UAE residence Visa
  • Verification Eligibility: Age/Id Proofs

Top Reasons to Get Mashreq Solitaire Credit Card

Wide range of exclusive privileges, luxurious experiences, ultimate savings, and benefits galore, reasons are simply aplenty to own the super elite Mashreq Solitaire Credit Card. Specially designed for those with a penchant of luxurious experiences, this amazing credit card promises a wide range of excuses to have it. Here we have shed light on the top 5 reasons why Mashreq Solitaire Credit Card makes for the best choice for any luxury seeker in the UAE region.  

  1. Salaam Rewards Points - Mashreq Solitaire Credit Card provides its card members with direct and exclusive access to Salaam Rewards Points, which is one of the UAE’s most sought-after and lucrative banking rewards program. Solitaire Credit Card members get to earn Salaam Rewards Points for every dirham they spend on the card ensuring maximum value for money spent on the card. For every 1 AED spend on the card for local spends, card members get to earn 1 Salaam Point and for every 1 AED worth of international spend, card members get to earn 3 Salaam Rewards Points. The Salaam Points accrued on the card be instantly redeemed for a wide range of benefits at dozens of luxury outlets ranging from travel to fashion and more. Solitaire Credit Card members get bonus Salaam Points worth AED 750 upon payment of first year’s annual fee. And that’s not all: card members get Salaam Points worth AED 500 on spending AED 20,000 within the first 60 Days from issuance of the card.
  2. Complimentary Travel Insurance - Mashreq Solitaire Credit Card provides the card members with free complimentary, multi-trip travel insurance plan. This amazing travel insurance plan from Mashreq provides comprehensive coverage for trip delays, missed flights, trip cancellations, baggage loss, and medical emergencies when travelling abroad.

Here’s a list of coverage offered by the complimentary multi-trip insurance plan offered by Mashreq Solitaire Credit Card:

  • Up to USD 200,000 for Accidental Death and Permanent Total and Partial Disablement.
  • Up to USD 60,000 for Emergency medical expenses (Accident & Sickness), Inpatient, and emergency repatriation expenses.
  • Trip cancellation and delays for more than 6 hours.
  • Damage or loss of baggage.
  • Loss of passport or other travel documents.
  • Up to USD 2,000 per customer per year for fraudulent transactions.
  • Up to USD 50,000 for accidental injury during trip.
  • Up to USD 5,000 for illness during trip.
  • Free worldwide Legal and Medical assistance

3. Mashreq Smart Protect Feature - Mashreq Solitaire Credit Card also provides its card members with the complimentary access to the ground-breaking Smart Protect Feature. This amazing feature from Mashreq Bank provides card holders and their nominees with comprehensive coverage against unfortunate incidences. The coverage under this feature includes:

  • Accidental Death coverage for up to AED 100000
  • Coverage for death due to sickness for up to AED 50000
  • Coverage of up to AED 1000 monthly for a maximum period of 3 months for involuntary loss of job
  • Hospital Cash Benefit of up to AED 200 per person per day for maximum 30 days s
  • Coverage of up to AED 500 per incident for ATM Assault worldwide
  • Coverage of up to AED 2500 per incident for fraudulent charges

4. Exclusive Luxury Benefits - Mashreq Solitaire Credit Card has been specially designed to offer bespoke, luxury benefits to the card members. Solitaire Credit Card members get to enjoy multiple exclusive privileges. Some such privileges are listed below:

  • Up to 30% discount at UAE’s luxury hotels and restaurants
  • Free complimentary airport pick-up and drop-off services
  • Free complimentary access to premium golf clubs
  • 30% off on luxury yacht charter
  • Unlimited complimentary access to FitnessFirst
  • 6 complimentary Marhaba Silver Meet & Greet services

5. Mashreq Smart Protect Feature – Mashreq Solitaire Credit Card ensures utmost safety of card members against all unpleasant incidences and uncertainties of life. This super elite card provides comprehensive protection top you and your loved ones. This unique feature takes care of the outstanding dues on the card in the event of the unfortunate demise of the card holder or in case card holders are diagnosed with some critical illness. In addition, the card also pays an amount equal to the outstanding dues on the card to help card holders and their loved ones in such unfortunate events. Here’s the protection offered by the card:

  • Monthly benefit equal to 10% of the card’s outstanding balance for up to 12 months subject to maximum AED 5000 per month for involuntary loss of job/employment.
  • Outstanding balance pay-off for up to AED 50,000 upon diagnosis of critical illness. In addition, card holders are provided with an additional sum of up to maximum of AED 50,000 upon diagnosis of critical illness.
  • Outstanding balance pay-off for up to AED 50,000 in the event of the fortunate demise of the card holder. In addition, the nominees of the card holder are provided with an equivalent benefit for up to AED 50,000 upon the demise of the card holder.

Mashreq Solitaire Credit CardOffers (Updated in June 2018)

  • Up to 30% discount at UAE’s luxury hotels and restaurants
  • 10% off at Hotels.com
  • Up to 12% off at Agoda.com
  • 40% discount at Anantara Vacation Club
  • 20% off at OYO Hotels

Fees and Charges

Annual Membership Fee AED1500
Retail interest rate per month 3.45%
Supplementary card fee AED 600
Cash Advance rate per month 3.75$
Cash Advance fee Higher of 3% or AED200
Over limit fee AED 279.00
Late payment fee AED 230.00
Card replacement fee AED 75
Paper statement fee AED 5
Returned cheque charge AED 300
Credit shield fee (Optional) 0.89% of outstanding charges
Smart Protect (per month) AED 60
International card delivery AED 200

 

Mashreq Solitaire Credit Card Rewards

Salaam Points - Mashreq Solitaire Credit Card members get exclusive access to the UAE’s most popular and best banking loyalty program, Salaam Points. This amazing loyalty program ensures maximum savings for the card members by ensuring maximum rewards on each dirham spent on the credit card. For every international spend worth 1 AED, card members earn 3 Salaam points and for every domestic spend worth 1 AED, card members earn 1 Salaam Point. These points are instantly redeemable and can be redeemed instantly at POS or could be exchanged for gift vouchers. Solitaire Credit Card members get bonus Salaam Points worth AED 750 upon payment of first year’s annual fee. And that’s not all: card members get Salaam Points worth AED 500 on spending AED 20,000 within the first 60 Days from issuance of the card. Both primary and secondary card holders can earn Salaam Points for every spend made on the Mashreq Solitaire Credit Card.

How to Earn Rewards?

Mashreq Solitaire Credit Card allows card members to easily earn Salaam Points for every purchase they make and every spend they put on the card, be it international or local. For every international spend worth 1 AED, card members earn 3 Salaam points and for every domestic spend worth 1 AED, card members earn 1 Salaam Point. These points are instantly redeemable and can be redeemed instantly at POS or could be exchanged for gift vouchers. Solitaire Credit Card members get bonus Salaam Points worth AED 750 upon payment of first year’s annual fee. And that’s not all: card members get Salaam Points worth AED 500 on spending AED 20,000 within the first 60 Days from issuance of the card. Both primary and secondary card holders can earn Salaam Points for every spend made on the Mashreq Solitaire Credit Card.

How to Redeem Your Points?

Like earning Salaam Points, it is immensely easy to redeem the accrued points on the Solitaire Credit Card. Card members can easily exchange their Salaam Points for a wide range of benefits and privileges in the form of instant POS transactions or gif vouchers. In case card holders choose to redeem the accrued Salaam Points and exchange them for Gif Vouchers, they can do so only at select retail or travel partner. Also, it takes around 7 working days for the Gift Cards to be delivered to the card members. In addition, these Gift Vouchers, once issued, cannot be cancelled, exchanged or modified. The Gift Vouchers are valid for 180 days from the date of issuance. In case the Gift Voucher expires, card members cannot redeem that voucher, and lose the Salaam Points debited against the Gift Voucher.

Additional Information / Documentation

Here is a list of documents that applicants may need to furnish in order to get Mashreq Solitaire Credit Card:

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Trade licence (Self-employed individuals)
  • 3-6 months bank statements
  • UAE Residence Visa (For Expats)
  • Passport (Expats)
  • Emirates ID
  • Address Proofs

In addition, applicants may also be required to submit a security cheque.  

How to Apply For Mashreq Solitaire Credit Card?

Applying for Mashreq Solitaire Credit Card is as easy as 1,2 and 3. Interested applicants may visit the official website of Mashreq Credit Cards and apply for the super elite Mashreq Solitaire Credit Card. Applicants applying for the card via the official website of Mashreq will need to fill up an online application form, feed in their personal details including name, address, monthly salary, etc. and submit their application. Upon successful submission of their applications, team at Mashreq Bank would carefully analyse the application and if the applicant qualifies for the card, they are contacted by representatives of Mashreq Credit Card for further documentation.

Those who want to ensure that they do qualify for the card or those looking to compare the card with other similar credit cards in the category before applying for Mashreq Solitaire Credit Card may also choose to visit UAE’s largest and best credit card marketplace, Policybazaar.ae.

This amazing and user-friendly credit card marketplace has been built with an objective to help credit card applicants make well informed decisions when it comes to applying for credit cards. At Policybazaar.ae, interested applicants may easily compare Mashreq Solitaire Credit Card with 200+ credit cards for exclusive rewards, privileges, fee structure, and user reviews to arrive at a decision. The website makes the process of getting the best credit cards from the lot in 3 simple steps:

Step 1- Compare Cards – The website allows interested card applicants to compare 200+ different credit cards in different card categories for rewards, privileges, fee structure, and user reviews to help them find the best credit card that exactly matches their requirement, preferences and budget.

Step 2- Check Eligibility –Applying for a credit card without knowing the eligibility criteria could easily prove to be a sheer waste of time and resources. Policybazaar.ae helps interested card applicants instantly check their eligibility for credit cards in different categories. In order to know the eligibility criteria and qualifying credit cards accordingly, all applicants need to do is to fill an easy online form and feed in a few important information.

Step 3- Instant Approval – Quite like comparing and checking eligibility, applying for a credit card too is easy at Policybazaar.ae. Interested card applicants may simply fill an online application form and get instant approval and support.

Policybazaar.ae makes the process of getting the best credit card in the UAE as easy as pie.

Frequently Asked Questions

Question 1: Is there an annual fee for the Mashreq Solitaire Credit Card?

Answer: Yes. Mashreq Solitaire Credit Card comes with an annual membership fee of AED 1500.

Question 2: Is there any minimum spend threshold to start earning Salaam Points?

Answer: No. There is no minimum threshold for earning Salaam Points on the Mashreq Solitaire Credit Card. This means card members can earn Salaam Points for every dirham spent on the card, be it internationally or locally.

Question 3: Can Salaam Points be earned for every transaction made on the Mashreq Solitaire Credit Card?

Answer: Card members can earn Salaam Points for every international and local transactions made on the card except for:

  • Balance transfers
  • Cash Advance
  • Credit Card Cheques
  • Finance Charges
  • Reversed transactions

Question 4: Does Solitaire Credit Card provide Salaam Points as welcome Bonus?

Answer: Yes! Solitaire Credit Card members get bonus Salaam Points worth AED 750 as the Welcome Bonus upon payment of first year’s annual fee. And that’s not all: card members get Salaam Points worth AED 500 on spending AED 20,000 within the first 60 Days from issuance of the card.

Question 5: How many Salaam Points do I earn with Mashreq Solitaire Credit Card?

Answer: For every international spend worth 1 AED, card members earn 3 Salaam points and for every domestic spend worth 1 AED, card members earn 1 Salaam Point.

Question 6: How to redeem Salaam Points?

Answer: Salaam Points can be redeemed in 2 different ways. These are:

  1. Instantly at the POS (Point of Sales) at more than 2200 partner outlets.
  2. By redemption in exchange for gift vouchers.

Question 7: Does Salaam Points ever expire?

Answer: Yes! Salaam Points expire will expire in 3 years from the date of earning.

Question 8: Does the Gift Voucher redeemed against Salaam Points ever expire?

Answer: Yes! Gift Vouchers redeemed against Salaam Points expire in 180 days from the date of issuance. Gift Vouchers cannot be redeemed after expiry and the Salaam Points debited against the Gift Voucher are lost.

Question 9: Do card members get supplementary cards with Mashreq Solitaire Credit Card? Is there a fee for supplementary cards?

Answer: Yes! Card members can get supplementary cards with Mashreq Solitaire Credit Card. Yes, there is a fee of AED 600 for supplementary cards.

Are there any penalties on earning Salaam Points?

Mashreq Bank can forfeit Salaam Points, terminate Salaam Points membership, stop the accumulation of points, or cancel redemption request in the following events:

  • Termination of Mashreq Solitaire credit card account
  • Over 30 days of delay in repayment of any credit card or loans
  • Non-compliance to the terms and conditions
  • Returned or bounced cheques
  • Fraud, money laundering, or any other illegal activities
  • Display of inappropriate behaviour by card holder
  • Expiry or voluntary cancellation of Mashreq Solitaire Credit Card account
  • Non-compliance or breach of Salaam Points Terms and Conditions