Mashreq sMiles Credit Card Features & Benefits

By PolicyBazaar
  | Published: 26 October 2019 | Last Updated On: 12 January 2021
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The Mashreq sMiles Credit Card is one of the most convenient and easiest ways of earning free flights. This card allows you to enjoy great value with sMiles that you earn on your regular spending. This Titanium credit card has loads of benefits to offer that too without any caps, threshold, or tiers.

Highlights of this sMiles Card

  • No annual fee charged on the primary as well as supplementary card
  • 95 dirhams charged as over-limit fees
  • 50 dirhams charged as late payment fees
  • 79% charged as the fee for international transactions
  • Earn sMiles on all the transactions

Main Mashreq sMiles Credit Card Features

The following are the main features of this Titanium MasterCard Credit Card.

Balance Transfer

You can transfer the balance from your other credit cards to this Mashreq Bank Credit Card at more attractive rates of interest. This facility of balance transfer is quick, convenient, and allows you to save money also.

Easy Cash

With this easy cash facility by Mashreq Bank, you can finally go on your long-awaited trip, make payment of your rent or fees, or just enjoy some financial flexibility at the best rates of interest in the market.

Simple Payment Plans

With the facility of “Buy Now” & “Pay Later”, making payments of large purchases has become pretty flexible and easy. These easy payment plans allow you to make payments in simple installments of 36 months (maximum) at attractive rates of interest. You can also enjoy zero percent payment plans at selected merchant brands. You can convert the travel purchases you make into these plans and repay them in three, six, or twelve months.

Convenient Banking

The Mashreq Bank provides you with convenient banking services including mobile and online banking, payment flexibility, transaction alerts, and CHIP & PIN technology for making your credit card more secure.

Main Mashreq sMiles Credit Card Benefits

The following are the main benefits of this Titanium MasterCard Credit Card.

Lounge Access

You can enjoy free unlimited access to Marhaba Lounges at Terminal 1,2, and 3 of Dubai International Airport, DWC: AL Maktoum International Airport, and at Egypt, Kuwait, Jordan, and KSA.

Priceless Arabia

With this Titanium MasterCard, you can enjoy “priceless” experiences in the best Arabian cities including dining, sports, entertainment, adventure, leisure, shopping, and more.

Dining Benefits

You can also avail the exclusive discounts and the widest choices of cuisines using this credit card. This Mashreq Flavors discount offered is up to 30 percent at more than 1,800 restaurants in the Emirates and 1,300 in Oman, India, and Qatar.

Peaceful Travel

The Mashreq sMiles Credit Card offers you travel benefits that allow you to travel stress-free. The fraud protection and multi-trip travel cover offered on this card provide you with complete mental peace while traveling.

Earning sMiles

You can earn a maximum of 30,000 sMiles on making the payment of fees and spending through this card.

  • 10,000 sMiles on the payment of 300 dirhams as the annual fee
  • 10,000 sMiles on spending 5,000 dirhams in the initial 30 days after receiving the credit card
  • 10,000 sMiles on spending 40,000 dirhams in the initial 12 months of the credit card   

You can also earn 1.5 sMiles on each dirham you spend domestically as well as internationally.

Redeeming sMiles

You can redeem the sMiles earned anywhere, anytime, and immediately online. These rewards can be redeemed at more than 300 airlines and over 180,000 hotels. You can look for your hotels or flights, and the smart points engine of the bank will calculate for you, making redemption easier for you.

To Sum Up!

The Mashreq sMiles Credit Card comes with zero complexity and a host of benefits and offers along with rewards in the form of sMiles. With these sMiles, the card allows you to fly faster and easily through its instant redemption at various airlines. Other than that, this Titanium card also lets you enjoy shopping, dining, entertainment, and various other benefits.